Zach Lopez
AnCap Financial · League City, Texas
Zach Lopez is a fee-only financial advisor at AnCap Financial in League City, Texas, who holds the CFP credential. Zach charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $10,000 a year) and focuses on retirement planning, small business owners and flat-fee planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | AnCap Financial |
|---|---|
| Based in | League City, Texas |
| Fee model | Flat fee or retainer · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $10,000 a year |
| Accepting new clients | Yes |
| Assets under management | $62.8M across 338 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in TX · CRD 6936210 |
| Exams passed | Series 66 (2021) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | ancapfinancial.com |
| Profile |
How Zach's firm compares
- Ongoing planning starts at $10,000 a year, above the Texas median of $3,000 for fee-only firms that publish prices.
- AnCap Financial's average account is about $186,000, from its Form ADV (assets managed divided by 338 accounts).
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Questions about Zach
Is Zach Lopez a fee-only financial advisor?
Yes. Zach Lopez is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Zach's firm.
How does Zach charge for financial advice?
Zach charges a flat fee or retainer and an ongoing planning fee.
How much does Zach charge?
According to AnCap Financial's website, checked October 28, 2026: ongoing planning from $10,000 a year.
Where is Zach Lopez based?
Zach Lopez is based in League City, Texas.
What does Zach specialize in?
Zach's specialties include retirement planning, small business owners and flat-fee planning. Zach works with retirees and pre-retirees.
What credentials does Zach Lopez hold?
Zach Lopez holds the CFP credential.
Is Zach Lopez registered with the SEC?
Yes. Zach Lopez is registered as an investment adviser representative in TX (CRD 6936210), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does AnCap Financial manage?
AnCap Financial reports $62.8M across 338 accounts in assets under management.
How do I contact Zach Lopez?
Through Zach's website, ancapfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Texas
Other advisors in Texas who focus on retirement planning
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- AnCap Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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