Fee-only financial advisors in Miami, Florida
Which fee-only financial advisor should I talk to in Miami?
Start with a fee-only advisor in Miami whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Allison Beckham of Beckham Financial, Carlos Celaya of Celaya Wealth Management and Tatiana Olsak of Crafted Wealth Management, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Allison Beckham Beckham Financial Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Carlos Celaya Celaya Wealth Management Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Tatiana Olsak Crafted Wealth Management Holds the CFP. Fees on file: percentage of assets, hourly.
- Stephen Santangelo Matriarch Wealth Management Holds the CFA. Fees on file: percentage of assets, hourly.
- Pedro Gomez Brickell Financial Group Holds the CFP. Fees on file: percentage of assets, hourly.
- Eugene Sulzberger Sulzberger Capital Advisors Holds the CFP. Fees on file: percentage of assets.
By the numbers
- Advisors listed
- 74
- Firms
- 35
- Hold the CFP
- 14%
- Other credentials: CFA 9%
- How they charge (of 74 with fees on file): percentage of assets 100% · fixed fees 74% · hourly 55% · flat fee or retainer 4%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Miami by what you need
Find an advisor in Florida by fee, assets, or credential
Questions about fee-only advisors in Miami
How many fee-only advisors in Miami are there?
The Wellspent public graph lists 74 fee-only advisors in Miami, at 35 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Miami focus on?
The most common focus among fee-only advisors in Miami is tax planning (26), followed by retirement planning (24) and estate planning (23). Advisors can list more than one.
How do fee-only advisors in Miami charge?
All 74 fee-only advisors in Miami with fees on file charge a percentage of assets. Many use more than one: 74% charge fixed fees and 55% charge by the hour.
How much do fee-only financial advisors charge in Florida?
Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms.
How many fee-only advisors in Miami hold the CFP?
14% of the 74 fee-only advisors in Miami hold the CFP certification, based on the credentials listed on each record.
Does Florida have a state income tax?
No. Florida has no state income tax, so federal tax drives most financial planning for residents.
How current is this list of fee-only advisors in Miami?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 74 advisors in Miami
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Allison Beckham | Beckham Financial | Miami | CFP | Percentage of assets, Flat fee or retainer |
| Stephen Santangelo | Matriarch Wealth Management | Miami | CFA | Percentage of assets, Hourly |
| Carlos Celaya | Celaya Wealth Management | Miami | CFP | Percentage of assets, Flat fee or retainer |
| Fradel Barber The World Changers empowers individuals and businesses with financial education, tools, and strategies to build wealth and secure their future. | The World Changers | Miami | Not listed | Percentage of assets, Subscription |
| Julio Lopez-Brito | Sensible Money | Miami | CFP | Percentage of assets, Fixed fees |
| Pedro Gomez | Brickell Financial Group | Miami | CFP | Percentage of assets, Hourly |
| Andrew Brady | Brady Family Wealth | Miami | CFA | Percentage of assets, Hourly |
| Joseph Cefalu | Downtown Wealth Studios | Miami | Not listed | Percentage of assets, Fixed fees |
| Paola Bernal Cuevas | Global Kandor | Miami | CFA | Percentage of assets, Fixed fees |
| Daniel Nunez | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Erick Reinoso | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Gabriela Morales Blanco | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Gerardo Palacios | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Giovanni Jimenez | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Harvis Astorga | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Jimmy Cardentey | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Jorge Perez Ruiz | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Leonardo Guillen | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Luis Delrio | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Mateo Alzate | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Max Paez | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Miguel Castaneda | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Miguel Rodriguez | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Preston Byrnes | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Sarah Ivanovic | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Sebastian Guerra | Guerra Wealth Advisors | Miami | Not listed | Percentage of assets, Hourly |
| Ana Rebora De Luchau | Global Kandor | Miami | Not listed | Percentage of assets, Fixed fees |
| Ariel Cabrera | Celaya Wealth Management | Miami | Not listed | Percentage of assets, Flat fee or retainer |
| Fernando Germana | Germana Capital | Miami | Not listed | Percentage of assets, Hourly |
| Guillermo Vernet | Global Kandor | Miami | Not listed | Percentage of assets, Fixed fees |
| Jean Coletta | Germana Capital | Miami | Not listed | Percentage of assets, Hourly |
| Robert Arnold | Grayton Beach Capital | Miami | CFA | Percentage of assets, Hourly |
| Zain Griffith | Dash Investments | Miami | Not listed | Percentage of assets |
| David Reidy | First Growth Capital | Miami | Not listed | Percentage of assets, Fixed fees |
| Guido Valli | FDI Wealth Management | Miami | Not listed | Percentage of assets, Hourly |
| Mariano Sardans | FDI Wealth Management | Miami | Not listed | Percentage of assets, Hourly |
| Rodrigo Gamarci | FDI Wealth Management | Miami | Not listed | Percentage of assets, Hourly |
| Cristina Alayo | Atlas Financial Group | Miami | Not listed | Percentage of assets, Hourly |
| Luis Alayo Riera | Atlas Financial Group | Miami | Not listed | Percentage of assets, Hourly |
| Peter Ripich | Atlas Financial Group | Miami | Not listed | Percentage of assets, Hourly |
| Robert Thompson | KMG Fiduciary Partners | Miami | Not listed | Percentage of assets, Fixed fees |
| Ana Harris | Cela Wealth Management | Miami | CFP | Percentage of assets, Fixed fees |
| Deborah Badillo | Meira Wealth | Miami | CFP | Percentage of assets, Hourly |
| Eugene Sulzberger | Sulzberger Capital Advisors | Miami | CFP | Percentage of assets |
| Frank van Lerven | Isgam Us | Miami | CFP | Percentage of assets, Hourly |
| Stephanie Campos | Campos Financial | Miami | CFP | Percentage of assets, Hourly |
| Tatiana Olsak | Crafted Wealth Management | Miami | CFP | Percentage of assets, Hourly |
| Andres Aguilar Calvo | Mmbg Investment Advisors | Miami | CFA | Percentage of assets, Fixed fees |
| Roberto Alvarez | Finaccess Advisors | Miami | CFA | Percentage of assets, Fixed fees |
| Zaheer Edoo | Cardinal Advisers | Miami | CFA | Percentage of assets, Hourly |
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