Joseph Cefalu
Downtown Wealth Studios · Miami, Florida
Joseph Cefalu is a fee-only financial advisor at Downtown Wealth Studios in Miami, Florida. Joseph focuses on founders (pre-exit), equity compensation and family wealth transfer. Downtown Wealth Studios reports charging a percentage of assets and fixed fees on its Form ADV.
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Specialties
Who they serve
- Founders
- Executives
- Ultra high net worth
- Multi-generational families
- Retirees
- Early-career professionals
- High earners
Facts
| Firm | Downtown Wealth Studios |
|---|---|
| Based in | Miami, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $563.5M across 135 accounts |
| SEC registration | Investment adviser representative in CA, FL, MA, NY · CRD 3215684 |
| Exams passed | Series 63 (1999) · Series 65 (2023) |
| Firm size | 5 employees |
| Disclosures | None reported |
| Website | dtwn.co |
| Profile |
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Questions about Joseph
Is Joseph Cefalu a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Downtown Wealth Studios reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joseph charge for financial advice?
Joseph's firm, Downtown Wealth Studios, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Joseph Cefalu based?
Joseph Cefalu is based in Miami, Florida.
What does Joseph specialize in?
Joseph's specialties include founders (pre-exit), equity compensation, family wealth transfer, tax planning, retirement planning and estate & legacy planning. Joseph works with founders, executives, ultra high net worth, multi-generational families and retirees.
Is Joseph Cefalu registered with the SEC?
Yes. Joseph Cefalu is registered as an investment adviser representative in CA, FL, MA and NY (CRD 3215684), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Downtown Wealth Studios manage?
Downtown Wealth Studios reports $563.5M across 135 accounts in assets under management.
How do I contact Joseph Cefalu?
Through Joseph's website, dtwn.co.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Downtown Wealth Studios website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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