Fernando Germana
Germana Capital · Miami, Florida
Fernando Germana is a fee-only financial advisor at Germana Capital in Miami, Florida. Fernando focuses on small business owners and cross-border (US / Canada). Germana Capital reports charging a percentage of assets, hourly fees and performance-based fees on its Form ADV.
Request an introduction to Fernando →
Specialties
Who they serve
- Founders
- Executives
- Cross-border families
- Retirees
Facts
| Firm | Germana Capital |
|---|---|
| Based in | Miami, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Performance-based fees |
| Accepting new clients | Yes |
| Assets under management | $7.4M across 18 accounts |
| SEC registration | Investment adviser representative in FL, TX · CRD 6786954 |
| Exams passed | Series 66 (2017) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | germanacapital.com |
| Profile |
Request an introduction to Fernando
Tell Fernando a little about what you're looking for. Fernando isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Fernando
Is Fernando Germana a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Fernando holds no broker registration, and Germana Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Fernando charge for financial advice?
Fernando's firm, Germana Capital, reports charging a percentage of assets, hourly fees and performance-based fees on its SEC Form ADV.
Where is Fernando Germana based?
Fernando Germana is based in Miami, Florida.
What does Fernando specialize in?
Fernando's specialties include small business owners and cross-border (US / Canada). Fernando works with founders, executives, cross-border families and retirees.
Is Fernando Germana registered with the SEC?
Yes. Fernando Germana is registered as an investment adviser representative in FL and TX (CRD 6786954), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Germana Capital manage?
Germana Capital reports $7.4M across 18 accounts in assets under management.
How do I contact Fernando Germana?
Through Fernando's website, germanacapital.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Germana Capital website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.