Financial advisors with no minimum in Texas
How do I find fee-only advisors at firms with no asset minimum in Texas?
In Texas, look for a fee-only firm that says on its own website that it has no asset minimum. Those firms usually charge a flat, hourly, or subscription fee instead of a percentage of assets. Records to start with include Christopher Reddick of Chris Reddick Financial Planning, Maggie Klokkenga of Abundo Wealth and Kevin Rademacher of Lifetime Financial Planners LLC.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Christopher Reddick Chris Reddick Financial Planning, San Antonio Holds the CFP and EA. Fees on file: subscription, one-time planning fee.
- Maggie Klokkenga Abundo Wealth, Houston Holds the CFP and CPA. Fees on file: subscription.
- Kevin Rademacher Lifetime Financial Planners LLC, San Antonio Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Spenser Liszt Motif Planning, Dallas Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- Zach Reyes Circadia Financial Planning, Westlake Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- John Morrison Geometric Advisors, Austin Holds the CFA. Fees on file: percentage of assets.
By the numbers
- Advisors listed
- 34
- Firms
- 32
- Cities
- 19
- Hold the CFP
- 68%
- Other credentials: CFA 3% · CPA 3% · EA 3%
- How they charge (of 34 with fees on file): ongoing planning fee 65% · percentage of assets 65% · one-time planning fee 47% · flat fee or retainer 38%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Financial advisors with no minimum by state
Questions about financial advisors with no minimum
How many fee-only advisors at firms with no asset minimum in Texas are there?
The Wellspent public graph lists 34 fee-only advisors at firms with no asset minimum in Texas, at 32 firms. We counted every advisor record that fits, as of October 2026.
Where are fee-only advisors at firms with no asset minimum in Texas located?
Of the 34 fee-only advisors at firms with no asset minimum in Texas, 5 are in Houston, followed by 5 in Austin and 4 in San Antonio.
How do fee-only advisors at firms with no asset minimum in Texas charge?
The most common fee among fee-only advisors at firms with no asset minimum in Texas is an ongoing planning fee, used by 65% of the 34 with fees on file. Many use more than one: 65% charge a percentage of assets and 47% charge a one-time planning fee.
How many fee-only advisors at firms with no asset minimum in Texas hold the CFP?
68% of the 34 fee-only advisors at firms with no asset minimum in Texas hold the CFP certification, based on the credentials listed on each record.
How much do fee-only financial advisors charge in Texas?
Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms.
How much does a one-time financial plan cost in Texas?
A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms.
How does Wellspent decide who counts as fee-only advisors at firms with no asset minimum?
We count an advisor here when their firm's website states it has no asset minimum.
What should I ask fee-only advisors at firms with no asset minimum in Texas?
If there's no asset minimum, is there a minimum fee? What would I pay in dollars each year? Do you take clients at my stage? What's included at that price?
How current is this list of fee-only advisors at firms with no asset minimum in Texas?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 34 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Christopher Reddick Flat-fee, advice-only retirement and tax planning for educators, federal employees and public servants balancing pensions with workplace accounts. | Chris Reddick Financial Planning | San Antonio | CFP, EA | Subscription, One-time planning fee |
| Hannah Szarszewski | Blue Mountain Financial Planning, LLC | Lubbock | CFP, AFC | Ongoing planning fee, One-time planning fee |
| Joe Ward | Refined Wealth | Houston | CFP, RICP, TPCP | Percentage of assets, One-time planning fee |
| Kevin Rademacher | Lifetime Financial Planners LLC | San Antonio | CFP, CRPC, MSFP | Percentage of assets, Flat fee or retainer |
| Lance Elrod | Next Step Financial Transitions | Cypress | CFP, CDFA | Flat fee or retainer, Ongoing planning fee |
| Rachael Levine | Peltoma Capital Partners | Austin | CFP | Flat fee or retainer, Percentage of assets |
| Leah Coleman | Orchard Financial Group | Austin | CFP, AAMS | Percentage of assets, One-time planning fee |
| Shar-Né Warren | Financial Excavation | Plano | CFP, CRPC | Flat fee or retainer, Hourly |
| Spenser Liszt | Motif Planning | Dallas | CFP | Flat fee or retainer, Ongoing planning fee |
| Travis McCullough | Forthright Financial Services | Weatherford | BS, CFP, MST | Hourly, Ongoing planning fee |
| Zach Reyes | Circadia Financial Planning | Westlake | CFP | Percentage of assets, Ongoing planning fee |
| Kelly Klingaman | Kelly Klingaman Financial Planning | Austin | CFP, RLP | Ongoing planning fee, Flat fee or retainer |
| Maggie Klokkenga Former CPA who starts with cash flow to help clients align their money with what they truly value. | Abundo Wealth | Houston | CFP, AFC, CPA | Subscription |
| Massi De Santis | Desmo Wealth Advisors, LLC | Lakeway | CFP | Percentage of assets, Ongoing planning fee |
| Pijus Bulvinas | Wealth and Plan | Cypress | CFP | Ongoing planning fee, Percentage of assets |
| Eric Simonson Founder of an advice-only firm offering low-cost, conflict-free comprehensive planning to people that investment minimums leave out. | Abundo Wealth | Houston | CFP, CRPC | Subscription |
| Skyler Denny | Legacy Financial Designs, LLC | The Woodlands | CFP | Percentage of assets, Fixed fees |
| Barron Gray | Gray Financial Planning LLC | McKinney | CFP, MBA | Percentage of assets, Hourly |
| Crystal Rau | Beyond Balanced Financial | Midland | CFP, MBA | Ongoing planning fee |
| Derek Finley | Open Door Financial Advisors | Lubbock | CFP | Ongoing planning fee, Percentage of assets |
| John Carr | Carr Consulting P.A. | San Antonio | CFP | Percentage of assets, Fixed fees |
| Nathan Mateer Helping people understand their financial situation and showing them the real-world impact it has on their lives | Generations Financial Management | Heath | CFP | Percentage of assets, One-time planning fee |
| Paul Michel | Provident Financial Planning | Addison | CFP | Percentage of assets, Flat fee or retainer |
| Alexander Wilson | Provident Financial Planning | Addison | Not listed | Percentage of assets, Flat fee or retainer |
| David Bass | Decision Tree Advisor | Houston | ChFC | Percentage of assets, One-time planning fee |
| Diego Luna Y Parra Diaz | Berlin Wealth Group Advisors | Tomball | Not listed | Flat fee or retainer, Hourly |
| Kirti Bhanushali | Dversify | Georgetown | Not listed | Ongoing planning fee |
| Thomas Anzivino | Longitude Financial Planning | Manor | Not listed | Percentage of assets, Ongoing planning fee |
| John Morrison | Geometric Advisors | Austin | CFA | Percentage of assets |
| Nam Phan | Phan Capital Management | San Antonio | Not listed | Ongoing planning fee, Percentage of assets |
| Joseph Warner | Allvet Financial | Plano | Not listed | Ongoing planning fee, Percentage of assets |
| Lewis Weil | Lewis Weil | Austin | Not listed | Percentage of assets, One-time planning fee |
| Damon Collins | Collins Wealth Management | Sugar Land | Not listed | Flat fee or retainer, One-time planning fee |
| Jeremy Biar | BIAR Legacy | Houston | Not listed | Percentage of assets |
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