Josue Luque De Julio
Next Gen Financial Planning · San Diego, California
Josue Luque De Julio is a fee-only financial advisor at Next Gen Financial Planning in San Diego, California, who holds the CFP credential. Josue focuses on student loans, equity compensation and tax planning. Next Gen Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- High earners
- Early-career professionals
Facts
| Firm | Next Gen Financial Planning |
|---|---|
| Based in | San Diego, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Fees (firm's website) | No asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $43.5M across 140 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA · CRD 7599593 |
| Exams passed | Series 65 (2022) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | nextgenfinancialplanning.com |
How Josue's firm compares
- Next Gen Financial Planning's average account is about $311,000, from its Form ADV (assets managed divided by 140 accounts).
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Questions about Josue
Is Josue Luque De Julio a fee-only financial advisor?
Yes. Josue Luque De Julio is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Josue's firm.
How does Josue charge for financial advice?
Josue's firm, Next Gen Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
How much does Josue charge?
According to Next Gen Financial Planning's website, checked October 28, 2026: no asset minimum.
Does Josue work with clients virtually?
Yes. Next Gen Financial Planning says on its website that it works with clients remotely.
Where is Josue Luque De Julio based?
Josue Luque De Julio is based in San Diego, California.
What does Josue specialize in?
Josue's specialties include student loans, equity compensation, tax planning and estate & legacy planning. Josue works with high earners and early-career professionals.
What credentials does Josue Luque De Julio hold?
Josue Luque De Julio holds the CFP credential.
Is Josue Luque De Julio registered with the SEC?
Yes. Josue Luque De Julio is registered as an investment adviser representative in CA (CRD 7599593), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Next Gen Financial Planning manage?
Next Gen Financial Planning reports $43.5M across 140 accounts in assets under management.
How do I contact Josue Luque De Julio?
Through Josue's website, nextgenfinancialplanning.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Next Gen Financial Planning website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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