Steve Heinemann
Recalibrating Wealth · Fountain Valley, California
Steve Heinemann is a fee-only financial advisor at Recalibrating Wealth in Fountain Valley, California, who holds the CFP and CPA credentials. Steve charges a percentage of assets, a flat fee or retainer, hourly fees, an ongoing planning fee and a one-time planning fee (ongoing planning from $6,000 a year and one-time plans from $3,000) and focuses on retirement planning, estate & legacy planning and tax planning.
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Specialties
Who they serve
- High earners
- Mid-life transitions
Facts
| Firm | Recalibrating Wealth |
|---|---|
| Based in | Fountain Valley, California |
| Fee model | Percentage of assets · Flat fee or retainer · Hourly · Ongoing planning fee · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $6,000 a year · One-time plans from $3,000 · $300 an hour · 1% a year on the first tier of assets managed · No asset minimum |
| Accepting new clients | Yes |
| Credentials | CFP · CPA |
| SEC registration | Investment adviser representative in CA, TX · CRD 6158833 |
| Exams passed | Series 66 (2024) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | recalibratingwealth.com |
| Profile |
How Steve's firm compares
- Ongoing planning starts at $6,000 a year, in line with the California median of $6,000 for fee-only firms that publish prices.
- A one-time plan starts at $3,000, above the California median of $2,500 for fee-only firms that publish prices.
- The hourly rate is $300, in line with the California median of $300 for fee-only firms that publish prices.
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Questions about Steve
Is Steve Heinemann a fee-only financial advisor?
Yes. Steve Heinemann is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Steve's firm.
How does Steve charge for financial advice?
Steve charges a percentage of assets, a flat fee or retainer, hourly fees, an ongoing planning fee and a one-time planning fee.
How much does Steve charge?
According to Recalibrating Wealth's website, checked October 28, 2026: ongoing planning from $6,000 a year; one-time plans from $3,000; $300 an hour; 1% a year on the first tier of assets managed; no asset minimum.
Where is Steve Heinemann based?
Steve Heinemann is based in Fountain Valley, California.
What does Steve specialize in?
Steve's specialties include retirement planning, estate & legacy planning and tax planning. Steve works with high earners and mid-life transitions.
What credentials does Steve Heinemann hold?
Steve Heinemann holds the CFP and CPA credentials.
Is Steve Heinemann registered with the SEC?
Yes. Steve Heinemann is registered as an investment adviser representative in CA and TX (CRD 6158833), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Steve Heinemann?
Through Steve's website, recalibratingwealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Recalibrating Wealth website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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