John Pak
Otium Advisory Group · El Segundo, California
John Pak is a fee-only financial advisor at Otium Advisory Group in El Segundo, California, who holds the BA, CFP and EA credentials. John charges a flat fee or retainer, hourly fees and a one-time planning fee (one-time plans from $1,000 and $300 an hour) and focuses on retirement planning, tax planning and flat-fee planning.
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Specialties
Who they serve
- Pre-retirees
- Early-career professionals
Facts
| Firm | Otium Advisory Group |
|---|---|
| Based in | El Segundo, California |
| Fee model | Flat fee or retainer · Hourly · One-time planning fee |
| Fees (firm's website) | One-time plans from $1,000 · $300 an hour · No asset minimum |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $18.8M across 25 accounts |
| Credentials | BA · CFP · EA · MST · RICP |
| SEC registration | Investment adviser representative in CA · CRD 5830830 |
| Exams passed | Series 63 (2010) · Series 66 (2011) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | otiumag.com |
| Profile |
How John's firm compares
- A one-time plan starts at $1,000, below the California median of $2,500 for fee-only firms that publish prices.
- The hourly rate is $300, in line with the California median of $300 for fee-only firms that publish prices.
- Otium Advisory Group's average account is about $753,000, from its Form ADV (assets managed divided by 25 accounts).
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Questions about John
Is John Pak a fee-only financial advisor?
Yes. John Pak is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by John's firm.
How does John charge for financial advice?
John charges a flat fee or retainer, hourly fees and a one-time planning fee.
How much does John charge?
According to Otium Advisory Group's website, checked October 28, 2026: one-time plans from $1,000; $300 an hour; no asset minimum.
Does John work with clients virtually?
Yes. Otium Advisory Group says on its website that it works with clients remotely.
Where is John Pak based?
John Pak is based in El Segundo, California.
What does John specialize in?
John's specialties include retirement planning, tax planning and flat-fee planning. John works with pre-retirees and early-career professionals.
What credentials does John Pak hold?
John Pak holds the BA, CFP, EA, MST and RICP credentials.
Is John Pak registered with the SEC?
Yes. John Pak is registered as an investment adviser representative in CA (CRD 5830830), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Otium Advisory Group manage?
Otium Advisory Group reports $18.8M across 25 accounts in assets under management.
How do I contact John Pak?
Through John's website, otiumag.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Otium Advisory Group website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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