Financial advisors for people close to retirement in Walnut Creek, California
Which financial advisor should I talk to if you're close to retirement in Walnut Creek?
For people close to retirement in Walnut Creek, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Ty Rollins of Ty Rollins, Inc., Jason Terhune of Capital Advantage and Jon Henderson of Echo45 Advisors.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Ty Rollins Ty Rollins, Inc., Walnut Creek City Holds the EA. Fees on file: subscription.
- Jason Terhune Capital Advantage, Walnut Creek City Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Jon Henderson Echo45 Advisors, Walnut Creek City Holds the CFP. Fees on file: percentage of assets.
- Barry Mendelson Elevation Wealth Partners, Walnut Creek City Holds the CFP. Fees on file: percentage of assets.
- Adam Spiegelman Spiegelman Wealth Management, Walnut Creek City Holds the CFP. Fees on file: percentage of assets.
- Stoyan Panayotov Babylon Wealth Management, Walnut Creek City Fees on file: percentage of assets, hourly.
How many fee-only financial advisors in Walnut Creek work with people close to retirement?
The Wellspent public graph lists 25 fee-only advisors for people close to retirement in Walnut Creek, at 6 firms. We counted every advisor record that lists this work, as of November 2026.
How do fee-only advisors for people close to retirement in Walnut Creek charge?
The most common fee among fee-only advisors for people close to retirement in Walnut Creek is a percentage of assets, used by 96% of the 25 with fees on file. Many use more than one: 32% charge an ongoing planning fee and 4% charge subscription.
How much do fee-only financial advisors charge in California?
Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.
How much does a one-time financial plan cost in California?
A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms.
What credentials should a financial advisor for people close to retirement have?
For people close to retirement, look for the CFP and EA. In Walnut Creek, 28% of the 25 advisors listed hold the CFP.
- CFP28% in Walnut Creek
- The CFP covers the whole transition.
- EA4% in Walnut Creek
- Enrolled agents help with the low-tax years before Social Security.
How do Walnut Creek advisors for people close to retirement compare with the rest of the US?
28% of fee-only advisors for people close to retirement in Walnut Creek hold the CFP, compared with 52% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Walnut Creek. Light bars are all US advisors for people close to retirement.
Does California tax Social Security?
No. California doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor if you're close to retirement in Walnut Creek?
- Can I retire when I want to, and what would change your answer?
- How should my investments change in the years before I stop working?
- How do I cover health insurance before Medicare?
- What should I do with my 401(k) when I leave?
- How does California tax each source of my retirement income?
How current is this list of fee-only advisors for people close to retirement in Walnut Creek?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 25 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Jon Henderson | Echo45 Advisors | Walnut Creek | CFP | Percentage of assets |
| Ty Rollins A simple, low-maintenance Retirement Roadmap for individuals and couples near or in retirement, with personalized recommendations. | Ty Rollins, Inc. | Walnut Creek | MBA, EA | Subscription |
| Ian Castille | Capital Advantage | Walnut Creek | CFP | Percentage of assets, Ongoing planning fee |
| Jason Terhune | Capital Advantage | Walnut Creek | CFP | Percentage of assets, Ongoing planning fee |
| Cole Matsuura | Echo45 Advisors | Walnut Creek | Not listed | Percentage of assets |
| Genecar Vivo | Echo45 Advisors | Walnut Creek | Not listed | Percentage of assets |
| James Sutton | Echo45 Advisors | Walnut Creek | Not listed | Percentage of assets |
| Jason Qiu | Echo45 Advisors | Walnut Creek | Not listed | Percentage of assets |
| Sean O'Brien | Echo45 Advisors | Walnut Creek | Not listed | Percentage of assets |
| Adam Spiegelman | Spiegelman Wealth Management | Walnut Creek | CFP | Percentage of assets |
| Barry Mendelson | Elevation Wealth Partners | Walnut Creek | CFP | Percentage of assets |
| Brian Wang | Capital Advantage | Walnut Creek | CFA | Percentage of assets, Ongoing planning fee |
| Colin Taylor | Capital Advantage | Walnut Creek | CFA | Percentage of assets, Ongoing planning fee |
| Devin Hanson | Elevation Wealth Partners | Walnut Creek | CFP | Percentage of assets |
| Stephen Block | Elevation Wealth Partners | Walnut Creek | CFP, CFA | Percentage of assets |
| Stoyan Panayotov | Babylon Wealth Management | Walnut Creek | CFA | Percentage of assets, Hourly |
| Dawnalizabeth Henke | Capital Advantage | Walnut Creek | Not listed | Percentage of assets, Ongoing planning fee |
| Ian Burkhard | Capital Advantage | Walnut Creek | Not listed | Percentage of assets, Ongoing planning fee |
| John Hayman | Capital Advantage | Walnut Creek | Not listed | Percentage of assets, Ongoing planning fee |
| Ryan Kosakura | Elevation Wealth Partners | Walnut Creek | CFA | Percentage of assets |
| Selma Hackett | Capital Advantage | Walnut Creek | Not listed | Percentage of assets, Ongoing planning fee |
| Andrew Kirchner | Elevation Wealth Partners | Walnut Creek | Not listed | Percentage of assets |
| Arabelle Rachel Restauro | Spiegelman Wealth Management | Walnut Creek | Not listed | Percentage of assets |
| Julie Brim | Spiegelman Wealth Management | Walnut Creek | Not listed | Percentage of assets |
| Samara Hanson Velloo | Elevation Wealth Partners | Walnut Creek | Not listed | Percentage of assets |
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