Financial advisors for people close to retirement in San Ramon, California

Which financial advisor should I talk to if you're close to retirement in San Ramon?

For people close to retirement in San Ramon, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Mark Pitre of California Financial Advisors, Robert Agorastos of Insight Wealth Strategies and Thomas Manetta of Manetta Wealth Management.

How many fee-only financial advisors in San Ramon work with people close to retirement?

The Wellspent public graph lists 29 fee-only advisors for people close to retirement in San Ramon, at 4 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for people close to retirement in San Ramon charge?

The most common fee among fee-only advisors for people close to retirement in San Ramon is a percentage of assets, used by 100% of the 29 with fees on file. Many use more than one: 52% charge an ongoing planning fee and 45% charge by the hour.

How much do fee-only financial advisors charge in California?

Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.

How much does a one-time financial plan cost in California?

A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms.

See every fee-only advisor fee in California

What credentials should a financial advisor for people close to retirement have?

For people close to retirement, look for the CFP. In San Ramon, 31% of the 29 advisors listed hold the CFP.

Does California tax Social Security?

No. California doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor if you're close to retirement in San Ramon?

1. Can I retire when I want to, and what would change your answer?
2. How should my investments change in the years before I stop working?
3. How do I cover health insurance before Medicare?
4. What should I do with my 401(k) when I leave?
5. How does California tax each source of my retirement income?

How current is this list of fee-only advisors for people close to retirement in San Ramon?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.