Financial advisors for high earners in Illinois
Which financial advisor should I talk to as a high earner in Illinois?
For high earners in Illinois, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Renee Collins of Retire Ready Inc., Garrett Chmiola of Valeo Financial Advisors and Ivan Havrylyan of Outside The Box Financial Planning, LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Renee Collins Retire Ready Inc., Olympia Fields Holds the CPA and CFP. Fees on file: one-time planning fee, ongoing planning fee.
- Garrett Chmiola Valeo Financial Advisors, Chicago Holds the CPA and CFP. Fees on file: flat fee or retainer, percentage of assets.
- Ivan Havrylyan Outside The Box Financial Planning, LLC, Wheeling Holds the CFP. Fees on file: one-time planning fee.
- Linda Rapisardo Canela Wealth LLC, Riverside Holds the CFP. Fees on file: subscription, one-time planning fee.
- Max Novak Novak Financial Partners, Carterville Holds the CFP. Fees on file: flat fee or retainer, subscription.
- Thomas Van Spankeren RISE Investments, Chicago Holds the CFP. Fees on file: percentage of assets.
How many fee-only financial advisors in Illinois work with high earners?
The Wellspent public graph lists 36 fee-only advisors for high earners in Illinois, at 28 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for high earners in Illinois located?
Of the 36 fee-only advisors for high earners in Illinois, 18 are in Chicago, followed by 3 in Barrington and 2 in Evanston.
Plus 11 in other cities.
How do fee-only advisors for high earners in Illinois charge?
The most common fee among fee-only advisors for high earners in Illinois is a percentage of assets, used by 75% of the 36 with fees on file. Many use more than one: 31% charge by the hour and 28% charge a one-time planning fee.
How much do fee-only financial advisors charge in Illinois?
Fee-only financial advisors in Illinois charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 35 Illinois firms.
How much does a one-time financial plan cost in Illinois?
A one-time financial plan from a fee-only firm in Illinois has a median price of $2,625. We found this across the published prices of 26 Illinois firms.
What credentials should a financial advisor for high earners have?
For high earners, look for the CPA and CFP. In Illinois, 58% of the 36 advisors listed hold the CFP.
- CPA6% in Illinois
- CPAs help with high-income tax.
- CFP58% in Illinois
- The CFP covers insurance and saving decisions together.
How do Illinois advisors for high earners compare with the rest of the US?
28% of fee-only advisors for high earners in Illinois charge a one-time planning fee, compared with 15% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Illinois. Light bars are all US advisors for high earners.
Does Illinois tax income on top of federal tax?
Yes. Illinois has a state income tax, so a financial plan for a Illinois resident should project it alongside federal tax.
What should I ask a financial advisor as a high earner in Illinois?
- Do you have a minimum, and do you take clients on income rather than assets?
- Which accounts should I use once I've maxed my 401(k)?
- How would you reduce my tax this year and next?
- How much should I be saving, in dollars?
- How will you plan for Illinois tax alongside federal tax?
How current is this list of fee-only advisors for high earners in Illinois?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 36 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Amy Rosenow Advice-only planning and financial education for women, families and entrepreneurs, from a former investment firm COO and angel investor. | Bold Vision Financial | Chicago | CFP, CFA | One-time planning fee, Hourly |
| Garrett Chmiola Valeo is an independent, fee-only financial advisory firm offering objective, independent guidance for one transparent fee | Valeo Financial Advisors | Chicago | CFP, CPA | Flat fee or retainer, Percentage of assets |
| Aditi Kapadia | Wealth IQ | Springfield | CFA, CFP, MBA | Percentage of assets, One-time planning fee |
| Ivan Havrylyan | Outside The Box Financial Planning, LLC | Wheeling | CFP | One-time planning fee |
| Jessica Merino | Merino Wealth Management | Chicago | CFP | Percentage of assets, Ongoing planning fee |
| Kelly Palmer Planning for millennial parents with equity compensation, through a series of meetings that bring structure and clarity to family finances. | The Wealthy Parent LLC | Chicago | CFP, CFA | Subscription, One-time planning fee |
| Patrick Bourbon Objective, holistic planning for U.S. residents and cross-border families navigating tax and regulatory rules in more than one country. | Bourbon Financial Management | Chicago | CFA, CFP, MSEE, MSFS | Subscription |
| Renee Collins | Retire Ready Inc. | Olympia Fields | CFP, CPA, AFC | One-time planning fee, Ongoing planning fee |
| Robert Stoll | Financial Design Studio, Inc. | Deer Park | CFA, CFP | Percentage of assets, Ongoing planning fee |
| Linda Rapisardo Flat-fee, advice-only planning for first-generation professionals in their 30s and 40s who never got a financial roadmap. | Canela Wealth LLC | Riverside | CFP | Subscription, One-time planning fee |
| Kelly Stanley | Cogent Strategic Wealth | Chicago | CFP, MBA | Percentage of assets |
| Dave Grant You've worked hard to prepare for retirement. Retirement Matters will guide you through that transition and partner with you as you live out those dreams. | Retirement Matters, Inc. | Barrington | CFP | Percentage of assets, One-time planning fee |
| Max Novak Flat-fee. Fiduciary. Life-centered planning. | Novak Financial Partners | Carterville | CFP | Flat fee or retainer, Subscription |
| Nathan Eads | Moller Wealth Partners | Chicago | CFP | Percentage of assets, Fixed fees |
| Naveen Neerukonda | PVA Financial LLC | Oak Brook | CFP, MBA | Hourly, Flat fee or retainer |
| Thomas Van Spankeren | RISE Investments | Chicago | CFP, CFA | Percentage of assets |
| Vincent DeCrow | RISE Investments | Chicago | CFP | Percentage of assets |
| John Burns | Factor Wealth Management | Chicago | CFP | Percentage of assets, Hourly |
| Randolph Hardy | Factor Wealth Management | Chicago | CFP, CFA | Percentage of assets, Hourly |
| Katherine Hennessy | AssetGrade | Chicago | CFP | Percentage of assets |
| Phil Telpner We end post-divorce financial anxiety. | Breakout Private Wealth | Glenview | Not listed | Percentage of assets, One-time planning fee |
| Alexander Lippitt | Lakewood Financial Group | Evanston | CFA | Percentage of assets |
| Montaser Takrouri | Azzad Asset Management | Chicago | Not listed | Percentage of assets |
| Marcos Murillo We build custom, comprehensive plans, so you can live retirement boldly on your terms. | Vantage Point Financial | Lisle | Not listed | Percentage of assets |
| Patrick McGough | Geometric Advisors | Arlington Heights | CFA | Percentage of assets |
| Tony Escobar Purpose-based financial planning for your business and personal needs. | Exponent Group | Morton | Not listed | One-time planning fee, Percentage of assets |
| Brett Grossman | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| Elena Sargent | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| Noah York | York Wealth Management | West Chicago | Not listed | Flat fee or retainer, Ongoing planning fee |
| Ryan Robertson | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| William Herr | Trader Wealth Management | Barrington | CFP | Percentage of assets, Hourly |
| Michael Alexenko | Royal Asset Managers | St. Charles | CFA | Percentage of assets, Flat fee or retainer |
| Griffin Leahy Can handle all of your financial needs from banking, investments, mortgages, to estate planning. | Not listed | Evanston | Not listed | Percentage of assets |
| John Swift | Benchmark Investment Advisors | Chicago | CFA | Percentage of assets |
| Terrence Burke | Trader Wealth Management | Barrington | Not listed | Percentage of assets, Hourly |
| Thomas Walshe | Benchmark Investment Advisors | Chicago | Not listed | Percentage of assets |
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