Linda Rapisardo
Canela Wealth LLC · Riverside, Illinois
Flat-fee, advice-only planning for first-generation professionals in their 30s and 40s who never got a financial roadmap.
Linda Rapisardo is a fee-only financial advisor at Canela Wealth LLC in Riverside, Illinois, who holds the CFP credential.
- $3,600
- Ongoing planning, per year, from
- $2,500
- One-time plan, from
- 2020
- First securities exam
What Linda focuses on
Who Linda works with
- Early-career professionals
- High earners
About
Linda Rapisardo, CFP, founded Canela Wealth, a flat-fee, advice-only planning firm for first-generation wealth builders. Her clients are typically professionals in their 30s and 40s who built successful careers without a roadmap for what comes next, and who are often the person their family asks about money.
Linda's parents immigrated from Mexico and navigated an unfamiliar financial system with no one they fully trusted to guide them. Her mother relied on tandas, informal savings circles, and the 2008 financial crisis hit the family hard. Linda was the first in her family to leave home for college, finishing Notre Dame with $60,000 in student loans. She spent a decade teaching herself personal finance and became a planner in 2020.
She never manages assets or earns commissions. Her work covers cash flow, debt, retirement projections, taxes, insurance, home buying and investment guidance for people managing their own portfolios, with a focus on transparency and education.
How does Linda's firm compare?
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Ongoing planning starts at $3,600 a year, below the Illinois median of $5,000 for fee-only firms that publish prices.
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A one-time plan starts at $2,500, in line with the Illinois median of $2,625 for fee-only firms that publish prices.
Questions about Linda
Is Linda Rapisardo a fee-only financial advisor?
Yes. Linda Rapisardo is listed in the NAPFA directory (NAPFA admits only fee-only advisors), the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Linda's firm.
How does Linda Rapisardo charge for financial advice?
Linda Rapisardo charges a subscription and a one-time planning fee.
How much does Linda Rapisardo charge?
According to Canela Wealth LLC's website, checked October 28, 2026: ongoing planning from $3,600 a year; one-time plans from $2,500.
Does Linda Rapisardo work with clients virtually?
Yes. Linda Rapisardo's Advice-Only Network profile says they meet with clients virtually.
Where is Linda Rapisardo based?
Linda Rapisardo is based in Riverside, Illinois.
What does Linda Rapisardo specialize in?
Linda Rapisardo's specialties include tax planning and flat-fee planning. Linda works with early-career professionals and high earners.
What credentials does Linda Rapisardo hold?
Linda Rapisardo holds the CFP credential.
Is Linda Rapisardo registered with the SEC?
Yes. Linda Rapisardo is registered as an investment adviser representative in IL (CRD 7222061), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Linda Rapisardo?
Through Linda Rapisardo's website, canelawealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
The full record
| Firm | Canela Wealth LLC |
|---|---|
| Based in | Riverside, Illinois |
| Fee model | Subscription · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $3,600 a year · One-time plans from $2,500 |
| Fees (Advice-Only Network profile) | Subscription from $300 a month · Subscription from $3,600 a year · One-time plans from $2,500 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in IL · CRD 7222061 |
| Exams passed | Series 66 (2020) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | canelawealth.com |
| Profile |
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Other fee-only advisors in Riverside
Other advisors in Illinois who focus on tax planning
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- Canela Wealth LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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