Financial advisors for small business owners in Boston, Massachusetts
Which financial advisor should I talk to as a small business owner in Boston?
For small business owners in Boston, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Lauren Overzet of Civic Financial, Ousmane Diagne of Timbuktu Capital Management and Patrick Cote of AssetGrade.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Lauren Overzet Civic Financial, Boston City Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Ousmane Diagne Timbuktu Capital Management, Boston City Holds the CFP. Fees on file: flat fee or retainer.
- Patrick Cote AssetGrade, Boston City Holds the CFP. Fees on file: percentage of assets.
- Eric Roberge Beyond Your Hammock LLC, Boston City Holds the CFP. Fees on file: subscription, flat fee or retainer.
- Michael Meehan TFC Financial, Boston City Holds the CFP. Fees on file: percentage of assets, hourly.
- Nicole Heavern Riverview Capital Advisers, Boston City Holds the CFP. Fees on file: percentage of assets, hourly.
How many fee-only financial advisors in Boston work with small business owners?
The Wellspent public graph lists 25 fee-only advisors for small business owners in Boston, at 8 firms. We counted every advisor record that lists this work, as of October 2026.
How do fee-only advisors for small business owners in Boston charge?
The most common fee among fee-only advisors for small business owners in Boston is a percentage of assets, used by 92% of the 25 with fees on file. Many use more than one: 80% charge fixed fees and 68% charge by the hour.
How much do fee-only financial advisors charge in Massachusetts?
Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.
How much does a one-time financial plan cost in Massachusetts?
A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms.
What credentials should a financial advisor for small business owners have?
For small business owners, look for the CFP. In Boston, 48% of the 25 advisors listed hold the CFP.
- CFP48% in Boston
- The CFP keeps the business in the wider plan.
How do Boston advisors for small business owners compare with the rest of the US?
80% of fee-only advisors for small business owners in Boston charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Boston. Light bars are all US advisors for small business owners.
Does Massachusetts tax income on top of federal tax?
Yes. Massachusetts has a state income tax, so a financial plan for a Massachusetts resident should project it alongside federal tax.
What should I ask a financial advisor as a small business owner in Boston?
- Which retirement plan would you set up for my business, and why?
- How would you set my salary against distributions?
- How much of my net worth should stay in the business?
- How do you plan for an eventual sale or succession?
- How will you plan for Massachusetts tax alongside federal tax?
How current is this list of fee-only advisors for small business owners in Boston?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 25 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Eric Roberge Use our strategies to make optimal financial decisions that allow you you live well today while planning responsibly for tomorrow. | Beyond Your Hammock LLC | Boston | CFP | Subscription, Flat fee or retainer |
| Lauren Overzet We deliver a boutique planning experience for highly-compensated individuals and high-net-worth families who desire the partnership, service and knowledge of a team of financial professionals. | Civic Financial | Boston | CFA, CFP | Percentage of assets, One-time planning fee |
| Antonette Grimm | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Jane Barney | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Kyle Cote | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Leann Sullivan | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Michael Meehan | TFC Financial | Boston | CFP, PFS | Percentage of assets, Hourly |
| Renee Kwok | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Sarah Rioux | TFC Financial | Boston | CFP | Percentage of assets, Hourly |
| Patrick Cote | AssetGrade | Boston | CFP, CFA | Percentage of assets |
| Brian Presti | TFC Financial | Boston | CFA | Percentage of assets, Hourly |
| Jenna Israni | TFC Financial | Boston | ChFC | Percentage of assets, Hourly |
| Scott Burg | TFC Financial | Boston | CFA | Percentage of assets, Hourly |
| Nicole Heavern | Riverview Capital Advisers | Boston | CFP | Percentage of assets, Hourly |
| Frederick Pryor | TFC Financial | Boston | Not listed | Percentage of assets, Hourly |
| Jessica Grande | TFC Financial | Boston | Not listed | Percentage of assets, Hourly |
| Ousmane Diagne | Timbuktu Capital Management | Boston | CFP, CFA | Flat fee or retainer |
| Erik Cooper Low cost wealth management firm | Arcvest, LLC | Boston | Not listed | Percentage of assets |
| Lowell Thomas | South Shore Capital Advisors | Boston | CFA | Percentage of assets, Fixed fees |
| Alan Arcadipane | Riverview Capital Advisers | Boston | Not listed | Percentage of assets, Hourly |
| Benjamin Seaman | Riverview Capital Advisers | Boston | Not listed | Percentage of assets, Hourly |
| Caitlin Appleton | South Shore Capital Advisors | Boston | Not listed | Percentage of assets, Fixed fees |
| Kevin Bonacci | Riverview Capital Advisers | Boston | Not listed | Percentage of assets, Hourly |
| Paula Pienkowska | Riverview Capital Advisers | Boston | Not listed | Percentage of assets, Hourly |
| Taylor Thomas | South Shore Capital Advisors | Boston | Not listed | Percentage of assets, Fixed fees |
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