Financial advisors for retirement planning in Boston, Massachusetts

Which financial advisor should I talk to about retirement planning in Boston?

For retirement planning in Boston, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Nicholas Stevens of Evergreen Wealth Management, Lauren Overzet of Civic Financial and Cameron Rahbar of Howland Capital.

How many fee-only financial advisors in Boston work on retirement planning?

The Wellspent public graph lists 52 fee-only advisors for retirement planning in Boston, at 10 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirement planning in Boston charge?

The most common fee among fee-only advisors for retirement planning in Boston is a percentage of assets, used by 98% of the 52 with fees on file. Many use more than one: 87% charge fixed fees and 81% charge by the hour.

How much do fee-only financial advisors charge in Massachusetts?

Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.

How much does a one-time financial plan cost in Massachusetts?

A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms.

See every fee-only advisor fee in Massachusetts

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the CFP. In Boston, 27% of the 52 advisors listed hold the CFP.

Does Massachusetts tax Social Security?

No. Massachusetts doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor about retirement planning in Boston?

1. How do you decide which accounts I draw from first?
2. When would you have me claim Social Security, and why?
3. How do you handle a bad market in my first years of retirement?
4. Will you run Roth conversion scenarios for me each year?
5. How does Massachusetts tax each source of my retirement income?

How current is this list of fee-only advisors for retirement planning in Boston?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.