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Financial advisors for small business owners in Arizona

Which financial advisor should I talk to as a small business owner in Arizona?

For small business owners in Arizona, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Curtis Crossland of Suttle Crossland Wealth Advisors, LLC, Prudence Zhu of Enso Financial and Joel Cundick of Savant Wealth Management.

Where to start

Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.

  • Curtis Crossland Suttle Crossland Wealth Advisors, LLC, Scottsdale Holds the EA and CFP. Fees on file: one-time planning fee, ongoing planning fee.
  • Prudence Zhu Enso Financial, Phoenix Holds the CPA and CFP. Fees on file: percentage of assets, flat fee or retainer.
  • Joel Cundick Savant Wealth Management, Phoenix Holds the CPA and CFP. Fees on file: percentage of assets, flat fee or retainer.
  • Heather Townsend Townsend Financial, LLC, Scottsdale Holds the CPA and CFP. Fees on file: ongoing planning fee.
  • Robinson Crawford Montebello Avenue, Phoenix Holds the CFP. Fees on file: flat fee or retainer, percentage of assets.
  • Sara Amparan Deters Wealth Management, Gilbert Holds the CFP. Fees on file: ongoing planning fee.

How many fee-only financial advisors in Arizona work with small business owners?

The Wellspent public graph lists 52 fee-only advisors for small business owners in Arizona, at 34 firms. We counted every advisor record that lists this work, as of October 2026.

Where are fee-only advisors for small business owners in Arizona located?

Of the 52 fee-only advisors for small business owners in Arizona, 17 are in Scottsdale, followed by 9 in Phoenix and 6 in Mesa.

  • Scottsdale 17
  • Phoenix 9
  • Mesa 6
  • Chandler 6
  • Gilbert 4

Plus 10 in other cities.

How do fee-only advisors for small business owners in Arizona charge?

The most common fee among fee-only advisors for small business owners in Arizona is a percentage of assets, used by 79% of the 52 with fees on file. Many use more than one: 46% charge fixed fees and 25% charge by the hour.

How much do fee-only financial advisors charge in Arizona?

Fee-only financial advisors in Arizona charge a median of $4,800 a year for ongoing planning. We found this across the published prices of 18 Arizona firms.

How much does a one-time financial plan cost in Arizona?

A one-time financial plan from a fee-only firm in Arizona has a median price of $1,650. We found this across the published prices of 14 Arizona firms.

See every fee-only advisor fee in Arizona

What credentials should a financial advisor for small business owners have?

For small business owners, look for the CPA, EA and CFP. In Arizona, 60% of the 52 advisors listed hold the CFP.

CPA6% in Arizona
CPAs understand entity structure and business books.
EA2% in Arizona
Enrolled agents help with owner pay and business tax.
CFP60% in Arizona
The CFP keeps the business in the wider plan.

How do Arizona advisors for small business owners compare with the rest of the US?

25% of fee-only advisors for small business owners in Arizona charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

  • Hold the CPA 6% 2%
  • Hold the EA 2% 1%
  • Hold the CFP 60% 45%
  • Charge a percentage of assets 79% 88%
  • Charge fixed fees 46% 52%
  • Charge by the hour 25% 48%

Dark bars are Arizona. Light bars are all US advisors for small business owners.

Does Arizona tax income on top of federal tax?

Yes. Arizona has a state income tax, so a financial plan for a Arizona resident should project it alongside federal tax.

What should I ask a financial advisor as a small business owner in Arizona?

  1. Which retirement plan would you set up for my business, and why?
  2. How would you set my salary against distributions?
  3. How much of my net worth should stay in the business?
  4. How do you plan for an eventual sale or succession?
  5. How will you plan for Arizona tax alongside federal tax?

How current is this list of fee-only advisors for small business owners in Arizona?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

All 52 advisors

Fee-only advisors for small business owners in Arizona: advisor, firm, city, credentials, and fees
AdvisorFirmCityCredentialsFees
Paulo Lopes Hourly or flat-fee, tax-aware planning for DIY investors, high earners and business owners who want a second set of eyes. Woodmont Financial Partners LLC Mesa CFP, JD Subscription, One-time planning fee
Alejandro Haas Copper Square Private Wealth, LLC Phoenix CFP, CIMA Flat fee or retainer, Ongoing planning fee
Francisco Ayala The Coleridge Group Phoenix CFA, CFP, MBA Flat fee or retainer, Ongoing planning fee
Heather Townsend Townsend Financial, LLC Scottsdale CFP, CPA, BBA, RLP Ongoing planning fee
Jordan Banning Crafted Financial Planning Glendale CFP Percentage of assets, Ongoing planning fee
Prudence Zhu Enso Financial Phoenix CFP, CFT-I, CPA, MBA Percentage of assets, Flat fee or retainer
Curtis Crossland Suttle Crossland Wealth Advisors, LLC Scottsdale CFP, CFA, MBA, EA One-time planning fee, Ongoing planning fee
Dustin Suttle Suttle Crossland Wealth Advisors, LLC Scottsdale CFP, MBA, AAMS, CRPC One-time planning fee, Ongoing planning fee
Joel Cundick I am part of a team that transforms personal and financial dreams into goals, and goals into reality, working to build one million ideal futures for our clients, our team, and the communities we serve. Savant Wealth Management Phoenix AIF, CFP, CPA/PFS, CFA Percentage of assets, Flat fee or retainer
Robinson Crawford Real, personal, specialized wealth management for families with $3M-$30M in assets run by Robinson Crawford, CFP®. Montebello Avenue Phoenix CFP Flat fee or retainer, Percentage of assets
Thomas Knowlton Luminvest Wealth Management LLC Scottsdale CFP, CTFA, MBA Percentage of assets
Trent White Luminvest Wealth Management LLC Scottsdale CFP, JD Percentage of assets
Dallen Haws Haws Financial Planning, LLC Sierra Vista CFP, MBA Percentage of assets, Hourly
Michael Tarascio Tarascio Financial Planning, LLC Mesa CFP Percentage of assets, Fixed fees
Dale Shafer Ii Life Moves Wealth Management, LLC Scotttsdale CFP, APMA, CDFA Ongoing planning fee
Matthew Fitzgerald Holistic Planning Sedona CFP Percentage of assets
David Rosenthal Wealth Management Solutions Scottsdale CFP, MBA Percentage of assets, Hourly
Gary Ferguson John Moore Associates Scottsdale CFP Percentage of assets, Fixed fees
Chase Deters Deters Wealth Management Gilbert CFP, ChFC Ongoing planning fee
Heather McClain Deters Wealth Management Gilbert CFP Ongoing planning fee
Jonathan Moore Ironwood Wealth Management Chandler CFP, ChFC Percentage of assets, Fixed fees
Joseph McCabe Vestpointe Wealth Management Scottsdale CFP Percentage of assets
Michael Smith ProFocus Phoenix CFP Percentage of assets, Hourly
Richard Wagner Ironwood Wealth Management Chandler CFP, ChFC Percentage of assets, Fixed fees
Rydan Case Ironwood Wealth Management Chandler CFP, ChFC Percentage of assets, Fixed fees
Sara Amparan Deters Wealth Management Gilbert CFP Ongoing planning fee
Shelby Newell Ironwood Wealth Management Chandler CFP Percentage of assets, Fixed fees
Cole Leonida John Moore Associates Scottsdale Not listed Percentage of assets, Fixed fees
Garry Kachkovsky Kachkovsky & Fisher Phoenix CFP Percentage of assets, Hourly
Kristian Fisher Kachkovsky & Fisher Phoenix CFP Percentage of assets, Hourly
Matthew Penkert Pro Tax Mesa CFP Percentage of assets
Caleb Huftalin Ridgeline Private Wealth Mesa CFP Ongoing planning fee
Daniel Langworthy Fortress Financial Group Scottsdale Not listed Percentage of assets
Kyle Erickson Elevate Investment Management Scottsdale CFA Percentage of assets
Matthew Miller Elevate Investment Management Scottsdale CFA Percentage of assets
Taylor Thompson Putting the clients goals and objectives first and foremost. Thompson Family Office Gilbert Not listed Percentage of assets, Subscription
Alexander Marek Ironwood Wealth Management Chandler Not listed Percentage of assets, Fixed fees
Blake Welch Arete Financial and Legal Solutions Goodyear Not listed Percentage of assets, Hourly
Edwin Ashton Arete Financial and Legal Solutions Goodyear Not listed Percentage of assets, Hourly
Garry Bishop ProFocus Phoenix Not listed Percentage of assets, Hourly
Jasmine Miller Kilter Group Peoria Not listed Percentage of assets, Fixed fees
Michele McCabe Vestpointe Wealth Management Scottsdale Not listed Percentage of assets
Corbin Hixson Alpha Squared Capital Scottsdale Not listed Percentage of assets, Hourly
Guy Chadwick Third Stanza Group Cave Creek Not listed Percentage of assets
John Haubert Zeches Wealth Management Tucson Not listed Percentage of assets, Hourly
Kaitlin Krozel Krozel Capital Scottsdale Not listed Percentage of assets, Fixed fees
Michael Hibbs Third Stanza Group Cave Creek Not listed Percentage of assets
Odell Berry Invest Smart USA Scottsdale ChFC Percentage of assets, Fixed fees
Robert Armour Zeches Wealth Management Mesa Not listed Percentage of assets, Hourly
William Eberhard Ridgeline Private Wealth Mesa Not listed Ongoing planning fee

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