Heather Townsend
Townsend Financial, LLC · Scottsdale, Arizona
Heather Townsend is a fee-only financial advisor at Townsend Financial, LLC in Scottsdale, Arizona, who holds the CFP, CPA and BBA credentials. Heather charges an ongoing planning fee (ongoing planning from $20,000 a year) and focuses on founders (pre-exit), tax planning and estate & legacy planning.
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Specialties
Who they serve
- Founders
- Ultra high net worth
Facts
| Firm | Townsend Financial, LLC |
|---|---|
| Based in | Scottsdale, Arizona |
| Fee model | Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $20,000 a year |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $50.3M across 248 accounts |
| Credentials | CFP · CPA · BBA · RLP |
| SEC registration | Investment adviser representative in AZ, CA, TX · CRD 6884113 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | townsend-financial.com |
| Profile |
How Heather's firm compares
- Ongoing planning starts at $20,000 a year, above the Arizona median of $4,800 for fee-only firms that publish prices.
- Townsend Financial, LLC's average account is about $203,000, from its Form ADV (assets managed divided by 248 accounts).
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Questions about Heather
Is Heather Townsend a fee-only financial advisor?
Yes. Heather Townsend is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Heather's firm.
How does Heather charge for financial advice?
Heather charges an ongoing planning fee.
How much does Heather charge?
According to Townsend Financial, LLC's website, checked October 28, 2026: ongoing planning from $20,000 a year.
Does Heather work with clients virtually?
Yes. Townsend Financial, LLC says on its website that it works with clients remotely.
Where is Heather Townsend based?
Heather Townsend is based in Scottsdale, Arizona.
What does Heather specialize in?
Heather's specialties include founders (pre-exit), tax planning, estate & legacy planning, retirement planning, family wealth transfer and small business owners. Heather works with founders and ultra high net worth.
What credentials does Heather Townsend hold?
Heather Townsend holds the CFP, CPA, BBA and RLP credentials.
Is Heather Townsend registered with the SEC?
Yes. Heather Townsend is registered as an investment adviser representative in AZ, CA and TX (CRD 6884113), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Townsend Financial, LLC manage?
Townsend Financial, LLC reports $50.3M across 248 accounts in assets under management.
How do I contact Heather Townsend?
Through Heather's website, townsend-financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- Townsend Financial, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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