Financial advisors for retirement planning in Boulder, Colorado

Which financial advisor should I talk to about retirement planning in Boulder?

For retirement planning in Boulder, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Eddie Liang of Downshift Financial, Matthew Kelley of Gold Medal Waters, Inc. and Tami Carroll of BSW Wealth Partners.

How many fee-only financial advisors in Boulder work on retirement planning?

The Wellspent public graph lists 30 fee-only advisors for retirement planning in Boulder, at 9 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirement planning in Boulder charge?

The most common fee among fee-only advisors for retirement planning in Boulder is an hourly rate, used by 93% of the 30 with fees on file. Many use more than one: 87% charge a percentage of assets and 83% charge fixed fees.

How much do fee-only financial advisors charge in Boulder?

Fee-only financial advisors in Boulder charge a median of $10,000 a year for ongoing planning. We found this across the published prices of 5 Boulder firms.

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the CFP. In Boulder, 57% of the 30 advisors listed hold the CFP.

Does Colorado tax Social Security?

Yes, for some residents. Colorado taxes Social Security with exemptions that depend on income, so it belongs in a withdrawal plan.

What should I ask a financial advisor about retirement planning in Boulder?

1. How do you decide which accounts I draw from first?
2. When would you have me claim Social Security, and why?
3. How do you handle a bad market in my first years of retirement?
4. Will you run Roth conversion scenarios for me each year?
5. How does Colorado tax each source of my retirement income?

How current is this list of fee-only advisors for retirement planning in Boulder?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.