Eddie Liang
Downshift Financial · Boulder, Colorado
Eddie Liang is a fee-only financial advisor at Downshift Financial in Boulder, Colorado, who holds the CFP credential. Eddie charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $12,000 a year) and focuses on retirement planning and tax planning.
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Specialties
Who they serve
- Mid-life transitions
Facts
| Firm | Downshift Financial |
|---|---|
| Based in | Boulder, Colorado |
| Fee model | Flat fee or retainer · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $12,000 a year |
| Accepting new clients | Yes |
| Assets under management | $214.7M across 354 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, CO, TX, VA · CRD 4737975 |
| Exams passed | Series 66 (2004) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | downshiftfinancial.com |
| Profile |
How Eddie's firm compares
- Ongoing planning starts at $12,000 a year, above the Colorado median of $6,000 for fee-only firms that publish prices.
- Downshift Financial's average account is about $606,000, from its Form ADV (assets managed divided by 354 accounts).
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Questions about Eddie
Is Eddie Liang a fee-only financial advisor?
Yes. Eddie Liang is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Eddie's firm.
How does Eddie charge for financial advice?
Eddie charges a flat fee or retainer and an ongoing planning fee.
How much does Eddie charge?
According to Downshift Financial's website, checked October 28, 2026: ongoing planning from $12,000 a year.
Where is Eddie Liang based?
Eddie Liang is based in Boulder, Colorado.
What does Eddie specialize in?
Eddie's specialties include retirement planning and tax planning. Eddie works with mid-life transitions.
What credentials does Eddie Liang hold?
Eddie Liang holds the CFP credential.
Is Eddie Liang registered with the SEC?
Yes. Eddie Liang is registered as an investment adviser representative in CA, CO, TX and VA (CRD 4737975), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Downshift Financial manage?
Downshift Financial reports $214.7M across 354 accounts in assets under management.
How do I contact Eddie Liang?
Through Eddie's website, downshiftfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Downshift Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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