Fee-only financial advisors in Needham, Massachusetts
Which fee-only financial advisor should I talk to in Needham?
Start with a fee-only advisor in Needham whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Michael Gross of Rising Tides Financial, LLC, John Russell of Peak Asset Management and Matthew McCreary of Darrow Wealth Management, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Michael Gross Rising Tides Financial, LLC Holds the CFP and CPA. Fees on file: fixed fees.
- John Russell Peak Asset Management Holds the CFA. Fees on file: percentage of assets.
- Matthew McCreary Darrow Wealth Management Holds the CFP. Fees on file: percentage of assets.
- Scott Swartz AndersonLane Associates Holds the CFP. Fees on file: percentage of assets.
- Daniel Ringer Breakwater Financial Holds the CFP. Fees on file: hourly, ongoing planning fee.
- Andrew Chan Locker Financial Services, LLC Holds the CFP. Fees on file: one-time planning fee, hourly.
By the numbers
- Advisors listed
- 26
- Firms
- 12
- Hold the CFP
- 31%
- Other credentials: CFA 19% · CPA 8%
- How they charge (of 26 with fees on file): percentage of assets 81% · hourly 62% · fixed fees 12% · one-time planning fee 8%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Needham by what you need
- Retirement planning in Massachusetts
- Estate planning in Massachusetts
- Family wealth transfer in Massachusetts
- Tax planning in Massachusetts
- Founders in Massachusetts
- Small business owners in Massachusetts
- Retirees in Massachusetts
- Executives in Massachusetts
- Pre-retirees in Massachusetts
- Ultra-high-net-worth families in Massachusetts
Find an advisor in Massachusetts by fee, assets, or credential
Questions about fee-only advisors in Needham
How many fee-only advisors in Needham are there?
The Wellspent public graph lists 26 fee-only advisors in Needham, at 12 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Needham focus on?
The most common focus among fee-only advisors in Needham is retirement planning (10), followed by estate planning (6) and tax planning (6). Advisors can list more than one.
How do fee-only advisors in Needham charge?
The most common fee among fee-only advisors in Needham is a percentage of assets, used by 81% of the 26 with fees on file. Many use more than one: 62% charge by the hour and 12% charge fixed fees.
How much do fee-only financial advisors charge in Massachusetts?
Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.
How many fee-only advisors in Needham hold the CFP?
31% of the 26 fee-only advisors in Needham hold the CFP certification, based on the credentials listed on each record.
Does Massachusetts tax income on top of federal tax?
Yes. Massachusetts has a state income tax, so a financial plan for a Massachusetts resident should project it alongside federal tax.
How current is this list of fee-only advisors in Needham?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 26 advisors in Needham
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Andrew Chan | Locker Financial Services, LLC | Needham | BS, CFP, CIMA | One-time planning fee, Hourly |
| Michael Gross | Rising Tides Financial, LLC | Needham | CFP, CPA, MST | Fixed fees |
| Kristin McKenna | Darrow Wealth Management | Needham | CFP | Percentage of assets |
| Matthew McCreary | Darrow Wealth Management | Needham | CFP | Percentage of assets |
| Scott Swartz | AndersonLane Associates | Needham | CFP | Percentage of assets |
| Sue Danson | New Shore Financial LLC | Needham | CFP | Percentage of assets, One-time planning fee |
| John Russell | Peak Asset Management | Needham | CFA | Percentage of assets |
| Michelle Wells | Darrow Wealth Management | Needham | CFA | Percentage of assets |
| John Levangie | Darrow Wealth Management | Needham | Not listed | Percentage of assets |
| Daniel Ringer | Breakwater Financial | Needham | CFP | Hourly, Ongoing planning fee |
| Mike Gross | Rising Tides Financial, LLC | Needham | CFP, CPA | Fixed fees |
| Annette Sun | SW Private Wealth | Needham | Not listed | Percentage of assets, Hourly |
| William Herbert | Balanced Wealth Management | Needham | Not listed | Percentage of assets |
| Agnes Olshansky | Traub Capital Management | Needham | CFA | Percentage of assets, Hourly |
| Heydon Traub | Traub Capital Management | Needham | CFA | Percentage of assets, Hourly |
| Jake Bulian | Traub Capital Management | Needham | CFA | Percentage of assets, Hourly |
| Courtney Summa | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Jennifer Wolfsberg | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| John Wolfsberg | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| John Wolfsberg | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Kevin Donohue | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Lori Patterson | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Mark Barry | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Olga Okaty | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Robert Norris | Centerpoint Advisors | Needham | Not listed | Percentage of assets, Hourly |
| Sharon Lund | Sharon Lund, Financial Planning | Needham | Not listed | Hourly |
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