Advisors for over $3 million in Massachusetts
How do I find fee-only advisors for over $3 million in Massachusetts?
In Massachusetts, look for a fee-only firm that already serves clients your size and has tax and estate depth on the team. Ask how the fee scales, because a small difference in percentage is large in dollars. Records to start with include Andreas Migliaccio of TwinFocus, Patrick McGinn of Retirement Resources Investment and Dinghao Jiang of Downtown Wealth Studios.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Andreas Migliaccio TwinFocus, Boston Holds the CFA. Fees on file: percentage of assets, hourly.
- Patrick McGinn Retirement Resources Investment, Andover Holds the CFA. Fees on file: percentage of assets, hourly.
- Dinghao Jiang Downtown Wealth Studios, Wellesley Holds the CFA. Fees on file: percentage of assets, fixed fees.
- Charles Corkery PUREfi Wealth, Boston Holds the CFP. Fees on file: percentage of assets, hourly.
- Thaddeus Davis Aureus Asset Management, Boston Holds the CFA. Fees on file: percentage of assets, fixed fees.
- Vahan Janjigian Greenwich Wealth Management, Wayland Holds the CFA. Fees on file: percentage of assets, hourly.
By the numbers
- Advisors listed
- 39
- Firms
- 11
- Cities
- 10
- Hold the CFP
- 13%
- Other credentials: CFA 36%
- How they charge (of 39 with fees on file): percentage of assets 95% · hourly 87% · fixed fees 79% · performance-based fees 51%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Advisors for over $3 million by state
Questions about advisors for over $3 million
How many fee-only advisors for over $3 million in Massachusetts are there?
The Wellspent public graph lists 39 fee-only advisors for over $3 million in Massachusetts, at 11 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is over $3 million.
Where are fee-only advisors for over $3 million in Massachusetts located?
Of the 39 fee-only advisors for over $3 million in Massachusetts, 27 are in Boston, followed by 3 in Braintree and 2 in Andover.
How do fee-only advisors for over $3 million in Massachusetts charge?
The most common fee among fee-only advisors for over $3 million in Massachusetts is a percentage of assets, used by 95% of the 39 with fees on file. Many use more than one: 87% charge by the hour and 79% charge fixed fees.
How many fee-only advisors for over $3 million in Massachusetts hold the CFP?
13% of the 39 fee-only advisors for over $3 million in Massachusetts hold the CFP certification, based on the credentials listed on each record.
How much do fee-only financial advisors charge in Massachusetts?
Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.
How much does a one-time financial plan cost in Massachusetts?
A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms.
How does Wellspent decide who counts as fee-only advisors for over $3 million?
We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more.
What should I ask fee-only advisors for over $3 million in Massachusetts?
What would I pay in dollars each year on my balance? Who on your team handles tax and estate work? How many clients my size do you serve? How do you handle private investments?
How current is this list of fee-only advisors for over $3 million in Massachusetts?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 39 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Dinghao Jiang | Downtown Wealth Studios | Wellesley | CFA | Percentage of assets, Fixed fees |
| Corrigan Rayfield | TwinFocus | Boston | CFP | Percentage of assets, Hourly |
| Michael Gibbons | TwinFocus | Boston | CFP | Percentage of assets, Hourly |
| Ona Vredenburg | TwinFocus | Boston | CFP | Percentage of assets, Hourly |
| Wendy Karkoska | TwinFocus | Boston | CFP | Percentage of assets, Hourly |
| Charles Corkery | PUREfi Wealth | Boston | CFP | Percentage of assets, Hourly |
| Kathleen Cefalu | Downtown Wealth Studios | Ipswich | Not listed | Percentage of assets, Fixed fees |
| Andreas Migliaccio | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Garrett Walsh | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Jeffrey Heisler | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| John Pantekidis | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Joshua Kazlauskas | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Laurence Grosbaum | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Paul Karger | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Robert Holzbach | Red Kennedy Financial | Littleton | Not listed | Flat fee or retainer, Hourly |
| Wesley Karger | TwinFocus | Boston | CFA | Percentage of assets, Hourly |
| Kate Chilson | MG Financial | Braintree | Not listed | Percentage of assets, Hourly |
| Mary Gilligan | MG Financial | Braintree | Not listed | Percentage of assets, Hourly |
| Michael Thomas | MG Financial | Braintree | Not listed | Percentage of assets, Hourly |
| Stefan Karlsson | Aureus Asset Management | Boston | CFA | Percentage of assets, Fixed fees |
| Thaddeus Davis | Aureus Asset Management | Boston | CFA | Percentage of assets, Fixed fees |
| Vahan Janjigian | Greenwich Wealth Management | Wayland | CFA | Percentage of assets, Hourly |
| Brett Feldman | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| Carlton Bradshaw | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| Catherine Fraga | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| Jonathan Pate | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| Matthew Marsallo | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| Paul Thompson | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| William Waldrip | TwinFocus | Boston | Not listed | Percentage of assets, Hourly |
| George Ferrel | PUREfi Wealth | Boston | Not listed | Percentage of assets, Hourly |
| Nicole Bogert | PUREfi Wealth | Boston | Not listed | Percentage of assets, Hourly |
| Paul Simons | PUREfi Wealth | Boston | Not listed | Percentage of assets, Hourly |
| Sandy Galuppo | PUREfi Wealth | Boston | Not listed | Percentage of assets, Hourly |
| Timothy Jones | PUREfi Wealth | Boston | Not listed | Percentage of assets, Hourly |
| Patrick McGinn | Retirement Resources Investment | Andover | CFA | Percentage of assets, Hourly |
| Robert Pineau | Tyler Street Capital | Plymouth | CFA | Percentage of assets, Hourly |
| Charlotte Gorman | MIO Partners | Duxbury | Not listed | Percentage of assets, Fixed fees |
| Douglas McClennen | Douglas A. Mcclennen IA | East Harwich | Not listed | Hourly |
| James Phillips | Retirement Resources Investment | Andover | Not listed | Percentage of assets, Hourly |
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