Fee-only financial advisors in Champaign, Illinois
Which fee-only financial advisor should I talk to in Champaign?
Start with a fee-only advisor in Champaign whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Daly Andersson of Sterling Wealth Management, Andrew McDowell of LifeWise Wealth Advisors and Paul Ruedi of Ruedi Wealth Management, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Daly Andersson Sterling Wealth Management Holds the CFP and CFA. Fees on file: percentage of assets, hourly.
- Andrew McDowell LifeWise Wealth Advisors Holds the CFP. Fees on file: flat fee or retainer.
- Paul Ruedi Ruedi Wealth Management Holds the CFP. Fees on file: percentage of assets.
- Daniel Holder Holder Wealth Management Holds the CFP. Fees on file: percentage of assets, hourly.
- Candra Chahyadi William B. Walkup & Associates Holds the CFA. Fees on file: percentage of assets.
- Xinhong Liu Financial Planning, Asset Management Holds the CFP. Fees on file: percentage of assets.
By the numbers
- Advisors listed
- 28
- Firms
- 8
- Hold the CFP
- 54%
- Other credentials: CFA 7% · ChFC 4%
- How they charge (of 28 with fees on file): percentage of assets 75% · hourly 50% · fixed fees 32% · flat fee or retainer 25%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Champaign by what you need
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Questions about fee-only advisors in Champaign
How many fee-only advisors in Champaign are there?
The Wellspent public graph lists 28 fee-only advisors in Champaign, at 8 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Champaign focus on?
The most common focus among fee-only advisors in Champaign is retirees (16), followed by retirement planning (11) and founders (7). Advisors can list more than one.
How do fee-only advisors in Champaign charge?
The most common fee among fee-only advisors in Champaign is a percentage of assets, used by 75% of the 28 with fees on file. Many use more than one: 50% charge by the hour and 32% charge fixed fees.
How much do fee-only financial advisors charge in Illinois?
Fee-only financial advisors in Illinois charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 35 Illinois firms.
How many fee-only advisors in Champaign hold the CFP?
54% of the 28 fee-only advisors in Champaign hold the CFP certification, based on the credentials listed on each record.
Does Illinois tax income on top of federal tax?
Yes. Illinois has a state income tax, so a financial plan for a Illinois resident should project it alongside federal tax.
How current is this list of fee-only advisors in Champaign?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 28 advisors in Champaign
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Andrew McDowell | LifeWise Wealth Advisors | Champaign | CFP | Flat fee or retainer |
| John Foley | LifeWise Wealth Advisors | Champaign | CFP, ChFC | Flat fee or retainer |
| John Kennedy | LifeWise Wealth Advisors | Champaign | CFP | Flat fee or retainer |
| Joshua Nuss | LifeWise Wealth Advisors | Champaign | CFP | Flat fee or retainer |
| Daniel Holder | Holder Wealth Management | Champaign | CFP, PFS | Percentage of assets, Hourly |
| Daniel Ruedi | Ruedi Wealth Management | Champaign | CFP | Percentage of assets |
| David Ruedi | Ruedi Wealth Management | Champaign | CFP | Percentage of assets |
| Paul Ruedi | Ruedi Wealth Management | Champaign | CFP | Percentage of assets |
| Ryan Repko | Ruedi Wealth Management | Champaign | CFP | Percentage of assets |
| Caleb Smoes | LifeWise Wealth Advisors | Champaign | Not listed | Flat fee or retainer |
| Daniel Witherspoon | LifeWise Wealth Advisors | Champaign | Not listed | Flat fee or retainer |
| John Vanderburgh | LifeWise Wealth Advisors | Champaign | Not listed | Flat fee or retainer |
| Charles Holder | Holder Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
| Geovanny Vega-Zamora | Holder Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
| Paul Ruedi | Ruedi Wealth Management | Champaign | Not listed | Percentage of assets |
| Ryan Bradley | Holder Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
| Daly Andersson | Sterling Wealth Management | Champaign | CFP, CFA | Percentage of assets, Hourly |
| Jenna Woods | Sterling Wealth Management | Champaign | CFP | Percentage of assets, Hourly |
| Raymon Brown | Sterling Wealth Management | Champaign | CFP | Percentage of assets, Hourly |
| Seth Elam | Sterling Wealth Management | Champaign | CFP | Percentage of assets, Hourly |
| Sharon Allen | Sterling Wealth Management | Champaign | CFP | Percentage of assets, Hourly |
| Xinhong Liu | Financial Planning, Asset Management | Champaign | CFP | Percentage of assets |
| Candra Chahyadi | William B. Walkup & Associates | Champaign | CFA | Percentage of assets |
| Kane Walag | Sterling Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
| Pablo Jimenez Zamora | Sterling Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
| Scott Cline | Cline Financial Concepts | Champaign | Not listed | Percentage of assets, Hourly |
| Scott Willenbrock | Willenbrock Financial Planning | Champaign | Not listed | Percentage of assets, Hourly |
| Thomas Frey | Sterling Wealth Management | Champaign | Not listed | Percentage of assets, Hourly |
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