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Advisor

Seth Elam

Sterling Wealth Management · Champaign, Illinois

Seth Elam is a fee-only financial advisor at Sterling Wealth Management in Champaign, Illinois, who holds the CFP credential. Sterling Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Facts

FirmSterling Wealth Management
Based in Champaign, Illinois
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$494.6M across 737 accounts
CredentialsCFP
SEC registration Investment adviser representative in IL, TX · CRD 7241831
Exams passedSeries 65 (2020)
Firm size7 employees
Disclosures None reported
Websitewww.sterlingwealthmanagement.com
LinkedInProfile

How Seth's firm compares

  • Sterling Wealth Management's average account is about $671,000, from its Form ADV (assets managed divided by 737 accounts).

What fee-only advisors charge in Illinois

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Questions about Seth

Is Seth Elam a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Seth holds no broker registration, and Sterling Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Seth charge for financial advice?

Seth's firm, Sterling Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Seth Elam based?

Seth Elam is based in Champaign, Illinois.

What credentials does Seth Elam hold?

Seth Elam holds the CFP credential.

Is Seth Elam registered with the SEC?

Yes. Seth Elam is registered as an investment adviser representative in IL and TX (CRD 7241831), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Sterling Wealth Management manage?

Sterling Wealth Management reports $494.6M across 737 accounts in assets under management.

How do I contact Seth Elam?

Through Seth's website, www.sterlingwealthmanagement.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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