Fee-only financial advisors in Toronto, Ontario
Which fee-only financial advisor should I talk to in Toronto?
Start with a fee-only advisor in Toronto whose record matches what you need, then check their fees and registration before you call. Records to start with include Liz Schieck of New School of Finance, Lisa Zamparo of The Wellth Company and Cherise Berman of Bespoke Financial Consulting Inc., chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Liz Schieck New School of Finance Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee.
- Lisa Zamparo The Wellth Company Holds the CPA. Fees on file: one-time planning fee.
- Cherise Berman Bespoke Financial Consulting Inc. Holds the CFP. Fees on file: hourly, ongoing planning fee.
- Marlene C. Buxton Buxton Financial For Retirement Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee.
- Matthew Ardrey TriDelta Financial Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- Brenda Hiscock Objective Financial Partners Holds the CFP. Fees on file: flat fee or retainer, hourly.
By the numbers
- Advisors listed
- 34
- Firms
- 26
- Hold the CFP
- 59%
- Other credentials: CFA 21% · CPA 12%
- How they charge (of 17 with fees on file): one-time planning fee 76% · ongoing planning fee 53% · flat fee or retainer 47% · hourly 35%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Questions about fee-only advisors in Toronto
How many fee-only advisors in Toronto are there?
The Wellspent public graph lists 34 fee-only advisors in Toronto, at 26 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Toronto focus on?
The most common focus among fee-only advisors in Toronto is retirement planning (14), followed by estate planning (11) and small business owners (9). Advisors can list more than one.
How do fee-only advisors in Toronto charge?
The most common fee among fee-only advisors in Toronto is a one-time planning fee, used by 76% of the 17 with fees on file. Many use more than one: 53% charge an ongoing planning fee and 47% charge a flat fee or retainer.
How many fee-only advisors in Toronto hold the CFP?
59% of the 34 fee-only advisors in Toronto hold the CFP certification, based on the credentials listed on each record.
How current is this list of fee-only advisors in Toronto?
Wellspent last checked these records against firm websites in October 2026. Each advisor's page shows the date for that record.
All 34 advisors in Toronto
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Andrea Thompson | Modern Cents | Toronto | CFP, CRPC, CLU, CHS | Flat fee or retainer, Ongoing planning fee |
| Brenda Hiscock | Objective Financial Partners | Toronto | CFP, RHU | Flat fee or retainer, Hourly |
| Michael Spivak | Not listed | Toronto | CFP, CPA, CMA | Hourly, Flat fee or retainer |
| Chris Merrick | Merrick Financial Inc. | Toronto | CFP, QAFP | Hourly, One-time planning fee |
| Liz Schieck | New School of Finance | Toronto | CFP | Flat fee or retainer, One-time planning fee |
| Marlene C. Buxton | Buxton Financial For Retirement | Toronto | CFP, CLU, RRC, Chartered Financial Planner | Flat fee or retainer, One-time planning fee |
| Cherise Berman | Bespoke Financial Consulting Inc. | Toronto | CA, CFP, RFP, TEP | Hourly, Ongoing planning fee |
| John Stocking | Evidence Based Finance | Toronto | CIM, CIWM, PFP | One-time planning fee, Ongoing planning fee |
| Matthew Ardrey | TriDelta Financial | Toronto | CFP, FMA, CIM | Percentage of assets, One-time planning fee |
| Susan Stefura | Bespoke Financial Consulting Inc. | Toronto | CFP, RFP, TEP, FCSI | Hourly, Ongoing planning fee |
| Joe Barbieri | Joe the Investor | Toronto | CFA, BCom, BASc (Civil Eng) | Flat fee or retainer, Ongoing planning fee |
| Adam Fisch | Stewart & Kett Financial Advisors | Toronto | JD, CFA | Ongoing planning fee, One-time planning fee |
| Jason Abbott | WEALTHdesigns.ca | Toronto | CFP, CLU, TEP | Not listed |
| Monique Madan | UPotential | Toronto | CFP, FMA | Not listed |
| Scott Plaskett | IRONSHIELD Financial Planning | Toronto | CFP | Not listed |
| Kathleen Daunt | New School of Finance | Toronto | Not listed | Flat fee or retainer, One-time planning fee |
| Claudia Soler | Bright Light Coaching | Toronto | CSI-CAFA | Ongoing planning fee, One-time planning fee |
| Eric Vallee | Novel Financial | Toronto | CPA, CA, QAFP | Not listed |
| Lisa Zamparo | The Wellth Company | Toronto | CPA | One-time planning fee |
| Anita Bruinsma | Clarity Personal Finance | Toronto | CFA | Not listed |
| Jessica Moorhouse | Not listed | Toronto | AFCC | Flat fee or retainer |
| Tim Nash | Good Investing | Toronto | Not listed | Not listed |
| Amin Mawani | Not listed | Toronto | CFP, FP Canada Fellow, FCPA, CPA | Not listed |
| Heather Franklin | Not listed | Toronto | CFP | Not listed |
| Matthew Sears | T.E. Wealth | Toronto | CFP, CFA | Not listed |
| Rona Birenbaum | Caring for Clients | Toronto | CFP | Not listed |
| Sara Ready | Caring for Clients | Toronto | CFP | Not listed |
| Shannon Lee Simmons | New School of Finance | Toronto | CFP, CIM | Not listed |
| Vince Murton | IMR Financial Planning Inc. | Toronto | CFP, CLU, TEP | Not listed |
| William D. Jack | William D. Jack & Associates | Toronto | CFP, FCIA, CPCA | Not listed |
| Christopher Keeley | Inukshuk Capital Management | Toronto | CFA | Percentage of assets |
| Darryl Brown | You&Yours Financial | Toronto | CFA | Not listed |
| Kristine Beese | Untangle Money | Toronto | MBA, P.Eng, CSC | Not listed |
| Steven Arnott | Ripple Financial Planning | Toronto | CFA, MBA | Not listed |
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