Michael Spivak
Firm not on file · Toronto, Ontario, Canada
Michael Spivak is a fee-only financial advisor in Toronto, Ontario, Canada, who holds the CFP, CPA and CMA credentials. Michael charges hourly fees, a flat fee or retainer and a one-time planning fee (one-time plans from C$2,700 and C$160 an hour) and focuses on retirement planning, tax planning and estate & legacy planning.
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Specialties
Facts
| Based in | Toronto, Ontario, Canada |
|---|---|
| Fee model | Hourly · Flat fee or retainer · One-time planning fee |
| Fees (firm's website) | One-time plans from C$2,700 · C$160 an hour |
| Accepting new clients | Yes |
| Credentials | CFP · CPA · CMA |
| Website | www.michaelspivak.com |
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Questions about Michael
Is Michael Spivak a fee-only financial advisor?
Yes. Michael Spivak is listed in the Canadian fee-only planners directory (a directory limited to fee-only planners).
How does Michael charge for financial advice?
Michael charges hourly fees, a flat fee or retainer and a one-time planning fee.
How much does Michael charge?
According to the firm's website, checked October 28, 2026: one-time plans from C$2,700; C$160 an hour.
Where is Michael Spivak based?
Michael Spivak is based in Toronto, Ontario, Canada.
What does Michael specialize in?
Michael's specialties include retirement planning, tax planning, estate & legacy planning and pension planning.
What credentials does Michael Spivak hold?
Michael Spivak holds the CFP, CPA and CMA credentials.
How do I contact Michael Spivak?
Through Michael's website, www.michaelspivak.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Canadian fee-only planners directory : a directory limited to fee-only planners
- The firm's website : specialties, clients served, and fees, checked October 28, 2026
- Directory listing last checked April 21, 2026.
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