Memento Financial Planning at a glance
- One of 352 fee-only firms based in Massachusetts in the Wellspent graph.
- 2 advisors are listed here; all hold the CFP.
- Its Form ADV reports 1 employee and 38 individual clients, 12 of them high net worth.
- Its average account is about $188,000 (assets it manages divided by its 190 accounts).
- Its ongoing planning fee starts at $6,000 a year, above the Massachusetts median of $5,000.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Massachusetts · What fee-only advisors charge in Massachusetts
Facts
| Based in | Boston, Massachusetts |
|---|---|
| Website | mementofinancialplanning.com |
| [email protected] | |
| Phone | (508) 687-0723 |
Questions about Memento Financial Planning
How much does Memento Financial Planning charge?
Memento Financial Planning publishes these prices: ongoing planning: from $6,000 a year; asset-based fee: 1% a year on the first tier of assets. We found this on its website, checked October 28, 2026.
Does Memento Financial Planning have an account minimum?
No. Memento Financial Planning says it has no account minimum. We found this on its website, checked October 28, 2026.
How is Memento Financial Planning paid?
Memento Financial Planning's Form ADV says it is paid by: percentage of assets, hourly, fixed fees.
How many advisors does Memento Financial Planning have in the Wellspent public graph?
The Wellspent public graph lists 2 advisors at Memento Financial Planning, and 2 hold the CFP.
What is the average account at Memento Financial Planning?
Memento Financial Planning's average account is about $188,000. That's the assets on its Form ADV divided by its 190 accounts.
What does Memento Financial Planning specialize in?
Memento Financial Planning's advisors and website list equity compensation, tax planning, founders (pre-exit) and retirement with concentrated positions.
Is Memento Financial Planning accepting new clients?
Yes, according to Memento Financial Planning's website, checked October 28, 2026.
Does Memento Financial Planning work with clients virtually?
Yes. Memento Financial Planning's website says it works with clients virtually.
Memento Financial Planning fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $6,000 a year |
|---|---|
| Asset-based fee | 1% a year on the first tier of assets |
| Account minimum | None |
| How it charges | Percentage of assets · Ongoing planning fee |
In the firm's words
"Our minimum fee is $6,000 a year" source
"Our fee is 1% of the assets we manage" source
"There’s no asset minimum." source
"Most clients have $1.2 million or more invested" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $36 million |
| Individual clients | 26 |
| High-net-worth clients | 12 |
| Accounts managed | 190 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | February 27, 2026 |
| SEC record | CRD 297990 |