Cairn Financial Advisors, LLC at a glance
- One of 336 fee-only firms based in Colorado in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 26 individual clients, 12 of them high net worth.
- Its average account is about $293,000 (assets it manages divided by its 60 accounts).
- Its ongoing planning fee starts at $3,000 a year, below the Colorado median of $6,000.
Fee-only advisors in Colorado · What fee-only advisors charge in Colorado
Facts
| Based in | Denver, Colorado |
|---|---|
| Website | cairnfinancialadvisors.com |
| [email protected] | |
| Phone | (970) 363-6442 |
Questions about Cairn Financial Advisors, LLC
How much does Cairn Financial Advisors, LLC charge?
Cairn Financial Advisors, LLC publishes these prices: ongoing planning: from $3,000 a year; one-time plan: from $600; asset-based fee: 1% a year on the first tier of assets. We found this on its website, checked October 28, 2026.
How is Cairn Financial Advisors, LLC paid?
Cairn Financial Advisors, LLC's Form ADV says it is paid by: percentage of assets, hourly, fixed fees.
How many advisors does Cairn Financial Advisors, LLC have in the Wellspent public graph?
The Wellspent public graph lists 1 advisor at Cairn Financial Advisors, LLC.
What is the average account at Cairn Financial Advisors, LLC?
Cairn Financial Advisors, LLC's average account is about $293,000. That's the assets on its Form ADV divided by its 60 accounts.
What does Cairn Financial Advisors, LLC specialize in?
Cairn Financial Advisors, LLC's advisors and website list divorce financial planning, retirement planning, student loans and tax planning.
Cairn Financial Advisors, LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $3,000 a year |
|---|---|
| One-time plan | From $600 |
| Asset-based fee | 1% a year on the first tier of assets |
| How it charges | Percentage of assets · Ongoing planning fee · One-time plans or projects |
In the firm's words
"Ongoing services start at $3000/year (paid monthly or quarterly)" source
"Investment Portfolio Review - $600" source
"fees start at 1% of the assets under management and the percentage decreases after you reach $1 million" source
"This works best if you have at least $300,000 to invest." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $18 million |
| Individual clients | 14 |
| High-net-worth clients | 12 |
| Accounts managed | 60 |
| Employees | 1 |
| Planning clients | 11-25 |
| Financial planning | Offered |
| Form ADV filed | March 30, 2026 |
| SEC record | CRD 292666 |