Financial advisors for small business owners in Virginia
Which financial advisor should I talk to as a small business owner in Virginia?
For small business owners in Virginia, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Linda Rogers of Planning Within Reach, Walter Jessee of Impact Financial and Kyle Packard of Packard Wealth Strategies.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Linda Rogers Planning Within Reach, Virginia Beach Holds the EA and CFP. Fees on file: percentage of assets, one-time planning fee.
- Walter Jessee Impact Financial, Richmond Holds the CPA and CFP. Fees on file: percentage of assets, ongoing planning fee.
- Kyle Packard Packard Wealth Strategies, Alexandria Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Ibtasam Mahmood Azzad Asset Management, Falls Church Holds the CFP. Fees on file: percentage of assets.
- DAN Honsberger Reel Financial Planning, Midlothian Holds the CFP. Fees on file: subscription, one-time planning fee.
- Hui-chin Chen Jade & Cowry, Arlington Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.
How many fee-only financial advisors in Virginia work with small business owners?
The Wellspent public graph lists 84 fee-only advisors for small business owners in Virginia, at 36 firms. We counted every advisor record that lists this work, as of November 2026.
Where are fee-only advisors for small business owners in Virginia located?
Of the 84 fee-only advisors for small business owners in Virginia, 11 are in Falls Church, followed by 9 in Tyson and 8 in Richmond.
Plus 42 in other cities.
How do fee-only advisors for small business owners in Virginia charge?
The most common fee among fee-only advisors for small business owners in Virginia is a percentage of assets, used by 94% of the 84 with fees on file. Many use more than one: 56% charge by the hour and 51% charge fixed fees.
How much do fee-only financial advisors charge in Virginia?
Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.
How much does a one-time financial plan cost in Virginia?
A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.
What credentials should a financial advisor for small business owners have?
For small business owners, look for the CPA, EA and CFP. In Virginia, 50% of the 84 advisors listed hold the CFP.
- CPA1% in Virginia
- CPAs understand entity structure and business books.
- EA1% in Virginia
- Enrolled agents help with owner pay and business tax.
- CFP50% in Virginia
- The CFP keeps the business in the wider plan.
How do Virginia advisors for small business owners compare with the rest of the US?
56% of fee-only advisors for small business owners in Virginia charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Virginia. Light bars are all US advisors for small business owners.
Does Virginia tax income on top of federal tax?
Yes. Virginia has a state income tax, so a financial plan for a Virginia resident should project it alongside federal tax.
What should I ask a financial advisor as a small business owner in Virginia?
- Which retirement plan would you set up for my business, and why?
- How would you set my salary against distributions?
- How much of my net worth should stay in the business?
- How do you plan for an eventual sale or succession?
- How will you plan for Virginia tax alongside federal tax?
How current is this list of fee-only advisors for small business owners in Virginia?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 84 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| DAN Honsberger Advice-only planning for complex situations, from taxes and insurance reviews to equity compensation and inherited IRAs, by the hour or ongoing. | Reel Financial Planning | Midlothian | CFP | Subscription, One-time planning fee |
| Hui-chin Chen | Jade & Cowry | Arlington | CFP | Flat fee or retainer, Ongoing planning fee |
| Linda Rogers | Planning Within Reach | Virginia Beach | CFP, EA, MSBA | Percentage of assets, One-time planning fee |
| Sefa Mawuli | Jade & Cowry | Arlington | CFP | Flat fee or retainer, Ongoing planning fee |
| David Marotta | Marotta Wealth Management, Inc. | Charlottesville | AAMS, AIF, CFP, APMA | Percentage of assets, Hourly |
| Anthony Lombard Ethical, transparent planning for teachers, business owners and people with equity compensation, with attention to money behavior and financial literacy. | Noteworthy Financial | Fairfax Station | CFP | Subscription, One-time planning fee |
| Darren Koch | Steigerwald, Gordon & Koch Inc. | Leesburg | CEPA, CFP, CRPS, Other | Percentage of assets, Hourly |
| David Miller | Rule72 Financial | Potomac Falls | CFP, MSC | Percentage of assets, Hourly |
| Eric Olsen | Olsen Family Financial, LLC | Oakton | CFP, PhD | Flat fee or retainer, Hourly |
| Walter Jessee | Impact Financial | Richmond | CFP, CPA | Percentage of assets, Ongoing planning fee |
| S. Alexis Grason | Spark Financial Advisors, LLC | Richmond | CFP, RICP, CIMA | Percentage of assets, Hourly |
| Deborah Klein | Azzad Asset Management | Falls Church | CFP | Percentage of assets |
| Fatima Iqbal | Azzad Asset Management | Falls Church | CFP | Percentage of assets |
| Ibtasam Mahmood | Azzad Asset Management | Falls Church | CFP | Percentage of assets |
| Reem Hussein | Azzad Asset Management | Falls Church | CFP | Percentage of assets |
| Samer Eshmawy | Azzad Asset Management | Falls Church | CFP | Percentage of assets |
| Alan Nicolette | Nicolette Financial | Charlottesville | CFP | Hourly, Fixed fees |
| Kyle Packard | Packard Wealth Strategies | Alexandria | CFP, ChFC | Percentage of assets, Flat fee or retainer |
| Bailey Thornton | Kinloch Capital | Glen Allen | CFP | Percentage of assets, Hourly |
| Coleman Pollard | Steelhead Wealth Management | Glen Allen | CFP | Percentage of assets, Fixed fees |
| Daniel Weinstein | KFA Private Wealth Group | Tyson | CFP | Percentage of assets, Hourly |
| James Patterson | KFA Private Wealth Group | Tyson | CFP | Percentage of assets, Hourly |
| Jason Epps | KFA Private Wealth Group | Tyson | CFP | Percentage of assets, Hourly |
| John Fennig | KFA Private Wealth Group | Tyson | CFP | Percentage of assets, Hourly |
| Michael Rettinger | KFA Private Wealth Group | Tyson | CFP | Percentage of assets, Hourly |
| Trey Ellington | Steelhead Wealth Management | Glen Allen | CFP | Percentage of assets, Fixed fees |
| Daniel Fortunato | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Davis Gardner | Omega Wealth Management | Arlington | CFP | Percentage of assets, Hourly |
| Jared Jones | Omega Wealth Management | Arlington | CFP | Percentage of assets, Hourly |
| Lisa Kirchenbauer | Omega Wealth Management | Arlington | CFP | Percentage of assets, Hourly |
| Marc Wehmeyer | Praetorian Guard Wealth Management | Arlington | CFP | Percentage of assets |
| Sarah Irving | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Sarah Yakel | Meridian Financial Partners | Warrenton | CFP | Percentage of assets, Hourly |
| Anthony Davis | Brass Capital | Leesburg | CFP | Percentage of assets, Fixed fees |
| Ashley Heatwole | Graves Light Lenhart Private Wealth Management | Harrisonburg | CFP, CFA | Percentage of assets |
| Atta Khan | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Ayman Khalil | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Bashar Qasem | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Ehab Alalfey | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Jeffrey Lenhart | Graves Light Lenhart Private Wealth Management | Harrisonburg | CFP | Percentage of assets |
| Jerry Firebaugh | Wayne Firebaugh | Roanoke | CFP | Percentage of assets, Hourly |
| Joshua Brockwell | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Mary Boland | Brass Capital | Leesburg | CFP | Percentage of assets, Fixed fees |
| Nathan Ward | W&S Management Services | Richmond | Not listed | Percentage of assets, Hourly |
| Nicholas Perrine | Graves Light Lenhart Private Wealth Management | Harrisonburg | CFP | Percentage of assets |
| Ryan Waid | Graves Light Lenhart Private Wealth Management | Harrisonburg | CFP | Percentage of assets |
| Tameem Qasem | Azzad Asset Management | Falls Church | Not listed | Percentage of assets |
| Kishore Shah | Lynx Investment Advisory | Vienna | ChFC | Percentage of assets, Fixed fees |
| Stephen Trojan | Flatiron Wealth Advisors | Henrico | Not listed | Percentage of assets, Ongoing planning fee |
| Taylor Turner Niche, comprehensive financial planning for high-achieving real estate professionals and other specialists. | Taylor Turner Wealth Management LLC | Richmond | Not listed | Percentage of assets, Flat fee or retainer |
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