Financial advisors for people close to retirement in Richmond, Virginia

Which financial advisor should I talk to if you're close to retirement in Richmond?

For people close to retirement in Richmond, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include Brian Welch of Verus Financial Partners, Andrew Casteel of Covenant Wealth Advisors and Shawn Perkins of Genuine Wealth Solutions LLC.

How many fee-only financial advisors in Richmond work with people close to retirement?

The Wellspent public graph lists 37 fee-only advisors for people close to retirement in Richmond, at 8 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for people close to retirement in Richmond charge?

The most common fee among fee-only advisors for people close to retirement in Richmond is a percentage of assets, used by 97% of the 37 with fees on file. Many use more than one: 19% charge fixed fees and 5% charge an ongoing planning fee.

How much do fee-only financial advisors charge in Virginia?

Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.

How much does a one-time financial plan cost in Virginia?

A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.

See every fee-only advisor fee in Virginia

What credentials should a financial advisor for people close to retirement have?

For people close to retirement, look for the CFP. In Richmond, 65% of the 37 advisors listed hold the CFP.

Does Virginia tax Social Security?

No. Virginia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor if you're close to retirement in Richmond?

1. Can I retire when I want to, and what would change your answer?
2. How should my investments change in the years before I stop working?
3. How do I cover health insurance before Medicare?
4. What should I do with my 401(k) when I leave?
5. How does Virginia tax each source of my retirement income?

How current is this list of fee-only advisors for people close to retirement in Richmond?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.