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Financial advisors for retirement planning in Richmond, Virginia

Which financial advisor should I talk to about retirement planning in Richmond?

For retirement planning in Richmond, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Powers of Manuka Financial, LLC, S. Alexis Grason of Spark Financial Advisors, LLC and Edward Hoppe of Verus Financial Partners.

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Where to start

Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.

  • Michael Powers Manuka Financial, LLC, Richmond City Holds the CFP and CPA. Fees on file: flat fee or retainer, ongoing planning fee.
  • S. Alexis Grason Spark Financial Advisors, LLC, Richmond City Holds the RICP and CFP. Fees on file: percentage of assets, hourly.
  • Edward Hoppe Verus Financial Partners, Richmond City Holds the CFP. Fees on file: percentage of assets.
  • Mark Fonville Covenant Wealth Advisors, Richmond City Holds the CFP. Fees on file: percentage of assets.
  • Shawn Perkins Genuine Wealth Solutions LLC, Richmond City Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee.
  • Matthew Jenkins Noble Hill Planning LLC, Richmond City Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.

How many fee-only financial advisors in Richmond work on retirement planning?

The Wellspent public graph lists 39 fee-only advisors for retirement planning in Richmond, at 13 firms. We counted every advisor record that lists this work, as of October 2026.

How do fee-only advisors for retirement planning in Richmond charge?

The most common fee among fee-only advisors for retirement planning in Richmond is a percentage of assets, used by 92% of the 39 with fees on file. Many use more than one: 18% charge by the hour and 13% charge fixed fees.

How much do fee-only financial advisors charge in Virginia?

Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms.

How much does a one-time financial plan cost in Virginia?

A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms.

See every fee-only advisor fee in Virginia

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the RICP, CFP and CPA. In Richmond, 62% of the 39 advisors listed hold the CFP.

RICP3% in Richmond
The RICP is built around retirement income specifically.
CFP62% in Richmond
The CFP covers income, tax, insurance, and estate decisions together.
CPA3% in Richmond
CPAs help with the tax side of withdrawals.

How do Richmond advisors for retirement planning compare with the rest of the US?

13% of fee-only advisors for retirement planning in Richmond charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

  • Hold the RICP 3% 1%
  • Hold the CFP 62% 46%
  • Hold the CPA 3% 2%
  • Charge a percentage of assets 92% 87%
  • Charge by the hour 18% 45%
  • Charge fixed fees 13% 47%

Dark bars are Richmond. Light bars are all US advisors for retirement planning.

Does Virginia tax Social Security?

No. Virginia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor about retirement planning in Richmond?

  1. How do you decide which accounts I draw from first?
  2. When would you have me claim Social Security, and why?
  3. How do you handle a bad market in my first years of retirement?
  4. Will you run Roth conversion scenarios for me each year?
  5. How does Virginia tax each source of my retirement income?

How current is this list of fee-only advisors for retirement planning in Richmond?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

All 39 advisors

Fee-only advisors for retirement planning in Richmond: advisor, firm, city, credentials, and fees
AdvisorFirmCityCredentialsFees
Michael Powers Manuka Financial, LLC Richmond CFP, CPA, PFS Flat fee or retainer, Ongoing planning fee
Shawn Perkins Genuine Wealth Solutions LLC Richmond AWMA, CFP Ongoing planning fee, One-time planning fee
Matthew Jenkins Noble Hill Planning LLC Richmond CFA, CFP Flat fee or retainer, Ongoing planning fee
S. Alexis Grason Spark Financial Advisors, LLC Richmond CFP, RICP, CIMA Percentage of assets, Hourly
Adam Smith Covenant Wealth Advisors Richmond CFP Percentage of assets
Andrew Casteel Covenant Wealth Advisors Richmond CFP Percentage of assets
Catherine Atwood Founders Grove Wealth Partners Richmond CFP Percentage of assets, Fixed fees
Eric Scruggs Covenant Wealth Advisors Richmond CFP Percentage of assets
Jacob Preston Covenant Wealth Advisors Richmond CFP Percentage of assets
Jeremiah Winters Founders Grove Wealth Partners Richmond CFP Percentage of assets, Fixed fees
Mark Fonville Covenant Wealth Advisors Richmond CFP Percentage of assets
Megan Waters Covenant Wealth Advisors Richmond CFP Percentage of assets
Rosana Nguyen Covenant Wealth Advisors Richmond CFP Percentage of assets
Walter Hurt Covenant Wealth Advisors Richmond CFP Percentage of assets
Brian Welch Verus Financial Partners Richmond CFP Percentage of assets
David Kozlowski Verus Financial Partners Richmond CFP Percentage of assets
Edward Hoppe Verus Financial Partners Richmond CFP, PFS Percentage of assets
Jacob Fram Verus Financial Partners Richmond CFP Percentage of assets
Kristin Lindsay Verus Financial Partners Richmond CFP Percentage of assets
Sloan Chittenden Verus Financial Partners Richmond CFP Percentage of assets
Tyler Snow Verus Financial Partners Richmond CFP Percentage of assets
William Lagos Verus Financial Partners Richmond CFP, ChFC Percentage of assets
Janet Wills Wills Financial Group Richmond CFP Percentage of assets, Hourly
Nathan Ward W&S Management Services Richmond Not listed Percentage of assets, Hourly
Peter Byrd Opulent Wealth Richmond CFP Percentage of assets, Fixed fees
Samantha Vicchiarelli Alexis Advisors Richmond ChFC Percentage of assets, Hourly
Taylor Turner Niche, comprehensive financial planning for high-achieving real estate professionals and other specialists. Taylor Turner Wealth Management LLC Richmond Not listed Percentage of assets, Flat fee or retainer
Aidan Banner Covenant Wealth Advisors Richmond Not listed Percentage of assets
Anthony Castaldi Covenant Wealth Advisors Richmond Not listed Percentage of assets
Cameron Malekuti Covenant Wealth Advisors Richmond Not listed Percentage of assets
Evan Moog Wills Financial Group Richmond CFA Percentage of assets, Hourly
Katherine Fonville Covenant Wealth Advisors Richmond Not listed Percentage of assets
David Butler Verus Financial Partners Richmond Not listed Percentage of assets
Julie Waitman Verus Financial Partners Richmond Not listed Percentage of assets
Lindsey Hadfield Verus Financial Partners Richmond Not listed Percentage of assets
Noelle Moser Verus Financial Partners Richmond Not listed Percentage of assets
Roberta Keller Alexis Advisors Richmond Not listed Percentage of assets, Hourly
Grace Choi Wills Financial Group Richmond Not listed Percentage of assets, Hourly
John Mumper Patina Wealth Richmond Not listed Percentage of assets

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