Financial advisors for people close to retirement in Missouri
Which financial advisor should I talk to if you're close to retirement in Missouri?
For people close to retirement in Missouri, talk to a fee-only planner five to ten years before you stop working, while there's still time to change things. Look for someone who tests your retirement date and shows you what would have to be true for it to work. Records to start with include David Foster of Gateway Wealth Management, LLC, Jon Vance of Vance Financial Planning, LLC and John Davis of JKD Financial.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- David Foster Gateway Wealth Management, LLC, Saint Louis Holds the CFP and RICP. Fees on file: percentage of assets.
- Jon Vance Vance Financial Planning, LLC, Springfield Holds the CFP and EA. Fees on file: flat fee or retainer, hourly.
- John Davis JKD Financial, Springfield Holds the CFP and EA. Fees on file: flat fee or retainer, hourly.
- Tedi Hughes Destiny Capital, Lake Ozark Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Jeffrey Laughlin Fidelis Financial Planning, Saint Charles Holds the CFP. Fees on file: ongoing planning fee.
- Brad Tinnon B.E.S.T. Wealth Management, St. Louis Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
How many fee-only financial advisors in Missouri work with people close to retirement?
The Wellspent public graph lists 51 fee-only advisors for people close to retirement in Missouri, at 27 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for people close to retirement in Missouri located?
Of the 51 fee-only advisors for people close to retirement in Missouri, 12 are in St. Louis, followed by 6 in Independence and 4 in Kansas City.
Plus 21 in other cities.
How do fee-only advisors for people close to retirement in Missouri charge?
The most common fee among fee-only advisors for people close to retirement in Missouri is a percentage of assets, used by 88% of the 51 with fees on file. Many use more than one: 55% charge fixed fees and 53% charge by the hour.
How much do fee-only financial advisors charge in Missouri?
Fee-only financial advisors in Missouri charge a median of $4,770 a year for ongoing planning. We found this across the published prices of 18 Missouri firms.
How much does a one-time financial plan cost in Missouri?
A one-time financial plan from a fee-only firm in Missouri has a median price of $2,000. We found this across the published prices of 14 Missouri firms.
What credentials should a financial advisor for people close to retirement have?
For people close to retirement, look for the CFP, RICP and EA. In Missouri, 53% of the 51 advisors listed hold the CFP.
- CFP53% in Missouri
- The CFP covers the whole transition.
- RICP2% in Missouri
- The RICP focuses on turning savings into income.
- EA4% in Missouri
- Enrolled agents help with the low-tax years before Social Security.
How do Missouri advisors for people close to retirement compare with the rest of the US?
55% of fee-only advisors for people close to retirement in Missouri charge fixed fees, compared with 40% of the 2,969 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Missouri. Light bars are all US advisors for people close to retirement.
Does Missouri tax Social Security?
No. Missouri doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor if you're close to retirement in Missouri?
- Can I retire when I want to, and what would change your answer?
- How should my investments change in the years before I stop working?
- How do I cover health insurance before Medicare?
- What should I do with my 401(k) when I leave?
- How does Missouri tax each source of my retirement income?
How current is this list of fee-only advisors for people close to retirement in Missouri?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 51 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Dan Reiter | Prosperity Planning, Inc. | North Kansas City | CFP, CPA | Percentage of assets |
| Danielle Harrison | Harrison Financial Planning | Columbia | CFP, MBA | Percentage of assets, Ongoing planning fee |
| John Davis | JKD Financial | Springfield | CFP, EA | Flat fee or retainer, Hourly |
| Jon Vance | Vance Financial Planning, LLC | Springfield | CFP, EA | Flat fee or retainer, Hourly |
| Lei Deng Efficient financial plans and investing for busy skilled trades professionals | Core Planning, LLC | Saint Louis | CFP, CFA | Percentage of assets, Flat fee or retainer |
| Michael Hunsberger | Next Mission Financial Planning | Saint Charles | CFP, ChFC, CCFC | Flat fee or retainer, Ongoing planning fee |
| David Foster | Gateway Wealth Management, LLC | Saint Louis | CFP, RICP, CAP | Percentage of assets |
| Tom Kaminski | Twin Robins Capital, LLC | Kansas City | CFP, CRPC | Percentage of assets, Fixed fees |
| Wakefield Hare | Greater Than Financial LLC | Savannah | CFP | Percentage of assets, Ongoing planning fee |
| Ethan Bridgewater | Bridgewater Advisory Group LLC | Crystal City | CFP, ChFC | Percentage of assets, Hourly |
| Ryan Furlong Tax Efficient Wealth Management for families who want to leave a legacy. | Parkwoods Wealth Partners | St Louis | CFP | Percentage of assets |
| Brad Tinnon | B.E.S.T. Wealth Management | St. Louis | CFP | Percentage of assets, Flat fee or retainer |
| Tedi Hughes | Destiny Capital | Lake Ozark | CFP | Percentage of assets, Flat fee or retainer |
| Garrett Gould | Halyard Financial | St. Louis | CFP | Percentage of assets |
| James Hofman | Hofman Wealth Management | Chesterfield | CFP | Percentage of assets |
| Nicholas Allgeyer | Worley Banks Group | Creve Coeur | CFP | Percentage of assets |
| Robert Hofman | Hofman Wealth Management | Chesterfield | CFP | Percentage of assets |
| Austin Drake | Sterneck Capital Management | Kansas City | CFP | Percentage of assets, Fixed fees |
| Steven Erickson | Erickson Financial Solutions | Jefferson City | CFP | Hourly, Ongoing planning fee |
| Samuel Heveroh | Stonebridge Financial Group | St. Louis | CFP | Percentage of assets, Hourly |
| Brandon Oliver | Oliver Wealth Management | St. Louis | Not listed | Ongoing planning fee |
| Daniel Berg | B.E.S.T. Wealth Management | St. Louis | Not listed | Percentage of assets, Flat fee or retainer |
| Jeffrey Laughlin | Fidelis Financial Planning | Saint Charles | CFP | Ongoing planning fee |
| Ryan Bowman | Maxele Advisors | Webster Groves | CFP | Percentage of assets, Hourly |
| Stephen Erken | Maxele Advisors | Webster Groves | CFP | Percentage of assets, Hourly |
| Andrew Flattery | Flattery Wealth Management | North Kansas City | CFP | Percentage of assets, Hourly |
| Bogdan Niciu | 4-C Wealth | Creve Coeur | Not listed | Percentage of assets, Fixed fees |
| Brian Ismert | Equity Wealth Partners | Independence | CFP | Percentage of assets, Hourly |
| Derrick Barger | Equity Wealth Partners | Independence | CFP | Percentage of assets, Hourly |
| Eldon Anderson | Equity Wealth Partners | Independence | CFP | Percentage of assets, Hourly |
| Fetzer Crockett | 4-C Wealth | St. Louis | Not listed | Percentage of assets, Fixed fees |
| John Hofman | Hofman Wealth Management | Chesterfield | Not listed | Percentage of assets |
| Paul Banks | Worley Banks Group | Creve Coeur | Not listed | Percentage of assets |
| Theodore Hellman | Hofman Wealth Management | Chesterfield | Not listed | Percentage of assets |
| Timothy Banks | Worley Banks Group | Creve Coeur | Not listed | Percentage of assets |
| Brandie Giffin | Sterneck Capital Management | Kansas City | Not listed | Percentage of assets, Fixed fees |
| Robin Sterneck | Sterneck Capital Management | Kansas City | Not listed | Percentage of assets, Fixed fees |
| Cole Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| James Gura | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Jeffrey Heveroh | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Matthew Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Michael Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Timothy Nenninger | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Andrew Matz | Oak Road Wealth Management | Lee'S Summit | Not listed | Percentage of assets, Hourly |
| Daniel Shepard | Oak Road Wealth Management | Lee'S Summit | Not listed | Percentage of assets, Hourly |
| Michael Murff | Oak Road Wealth Management | Lee'S Summit | Not listed | Percentage of assets, Hourly |
| Daniel Michaud | FYRA Capital Management | St. Charles | Not listed | Percentage of assets, Hourly |
| Jason Anderson | Equity Wealth Partners | Independence | Not listed | Percentage of assets, Hourly |
| Jeffrey Anger | Equity Wealth Partners | Independence | Not listed | Percentage of assets, Hourly |
| Megan Miener | FYRA Capital Management | St. Charles | Not listed | Percentage of assets, Hourly |
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