Financial advisors for small business owners in Missouri
Which financial advisor should I talk to as a small business owner in Missouri?
For small business owners in Missouri, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Kristine McKinley of Beacon Financial Advisors, LLC, Craig Toberman of Toberman Becker Wealth, LLC and David Zaegel of CWOs for Hire.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Kristine McKinley Beacon Financial Advisors, LLC, Kansas City Holds the CPA and CFP. Fees on file: hourly, ongoing planning fee.
- Craig Toberman Toberman Becker Wealth, LLC, St. Louis Holds the CPA and CFP. Fees on file: percentage of assets.
- David Zaegel CWOs for Hire, Town & Country Holds the CPA and CFP. Fees on file: percentage of assets, hourly.
- Lei Deng Core Planning, LLC, Saint Louis Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Zach Ungerott Hightower Wealth Advisors, St. Louis Holds the CFP. Fees on file: percentage of assets, one-time planning fee.
- James Hargrave Pillar Financial Planning, Raymore Holds the CFP. Fees on file: hourly, flat fee or retainer.
How many fee-only financial advisors in Missouri work with small business owners?
The Wellspent public graph lists 48 fee-only advisors for small business owners in Missouri, at 22 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for small business owners in Missouri located?
Of the 48 fee-only advisors for small business owners in Missouri, 20 are in St. Louis, followed by 8 in Kansas City and 4 in Lee'S Summit.
Plus 11 in other cities.
How do fee-only advisors for small business owners in Missouri charge?
The most common fee among fee-only advisors for small business owners in Missouri is a percentage of assets, used by 96% of the 48 with fees on file. Many use more than one: 73% charge fixed fees and 71% charge by the hour.
How much do fee-only financial advisors charge in Missouri?
Fee-only financial advisors in Missouri charge a median of $4,770 a year for ongoing planning. We found this across the published prices of 18 Missouri firms.
How much does a one-time financial plan cost in Missouri?
A one-time financial plan from a fee-only firm in Missouri has a median price of $2,000. We found this across the published prices of 14 Missouri firms.
What credentials should a financial advisor for small business owners have?
For small business owners, look for the CPA and CFP. In Missouri, 44% of the 48 advisors listed hold the CFP.
- CPA6% in Missouri
- CPAs understand entity structure and business books.
- CFP44% in Missouri
- The CFP keeps the business in the wider plan.
How do Missouri advisors for small business owners compare with the rest of the US?
71% of fee-only advisors for small business owners in Missouri charge by the hour, compared with 48% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Missouri. Light bars are all US advisors for small business owners.
Does Missouri tax income on top of federal tax?
Yes. Missouri has a state income tax, so a financial plan for a Missouri resident should project it alongside federal tax.
Is there a local income tax in Missouri?
Yes. In Missouri, Kansas City and St. Louis add an earnings tax.
What should I ask a financial advisor as a small business owner in Missouri?
- Which retirement plan would you set up for my business, and why?
- How would you set my salary against distributions?
- How much of my net worth should stay in the business?
- How do you plan for an eventual sale or succession?
- How do you account for local income tax where I live and work?
How current is this list of fee-only advisors for small business owners in Missouri?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 48 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Craig Toberman | Toberman Becker Wealth, LLC | St. Louis | CFA, CFP, CPA, MBA | Percentage of assets |
| Joel Huet | White Sand Wealth Management, LLC | Liberty | CFP, CTFA, MBA | Percentage of assets, Hourly |
| Kristine McKinley | Beacon Financial Advisors, LLC | Kansas City | CFP, CPA | Hourly, Ongoing planning fee |
| Lei Deng Efficient financial plans and investing for busy skilled trades professionals | Core Planning, LLC | Saint Louis | CFP, CFA | Percentage of assets, Flat fee or retainer |
| Stanton Burns | Oakview Wealth Solutions LLC | St. Charles | CFP | Percentage of assets, Hourly |
| Wakefield Hare | Greater Than Financial LLC | Savannah | CFP | Percentage of assets, Ongoing planning fee |
| David Zaegel | CWOs for Hire | Town & Country | CFP, CPA | Percentage of assets, Hourly |
| James Hargrave | Pillar Financial Planning | Raymore | CFP | Hourly, Flat fee or retainer |
| Jacob Turner We help athletes and entrepreneurs build and protect wealth. | Moment Private Wealth | St. Louis | CFP | Percentage of assets, Flat fee or retainer |
| Ryan Furlong Tax Efficient Wealth Management for families who want to leave a legacy. | Parkwoods Wealth Partners | St Louis | CFP | Percentage of assets |
| Zach Ungerott We help streamline complexity, save money, and grow wealth, but ultimately, we set out to uncover what’s truly important to our clients, building a financial life that reflects a meaningful life. | Hightower Wealth Advisors | St. Louis | CFP | Percentage of assets, One-time planning fee |
| Christopher Battreall | Precision Wealth Strategies | St. Louis | CFP | Percentage of assets, Hourly |
| Spencer Funk | Precision Wealth Strategies | St. Louis | CFP | Percentage of assets, Hourly |
| Tedi Hughes | Destiny Capital | Lake Ozark | CFP | Percentage of assets, Flat fee or retainer |
| Andrew Beil | StrongBox Wealth | Lee'S Summit | CFP | Percentage of assets, Hourly |
| Charles Cooper | StrongBox Wealth | Lee'S Summit | CFP | Percentage of assets, Hourly |
| Danielle Brown | Buttonwood Financial Group | Kansas City | CFP | Percentage of assets, Hourly |
| Jason Sandfort | Angell Capital Management | St. Charles | CFP | Percentage of assets, Fixed fees |
| Mitchell Gasbarro | Buttonwood Financial Group | Kansas City | CFP | Percentage of assets, Hourly |
| Rachael Graf | Buttonwood Financial Group | Kansas City | CFP | Percentage of assets, Hourly |
| Brett Rufkahr | Alpine Private Wealth | Saint Louis | CFA | Percentage of assets |
| Brian Yost | Alpine Private Wealth | Saint Louis | CFA | Percentage of assets |
| Samuel Heveroh | Stonebridge Financial Group | St. Louis | CFP | Percentage of assets, Hourly |
| Alexander Hoover | Precision Wealth Strategies | St. Louis | Not listed | Percentage of assets, Hourly |
| Brandon Oliver | Oliver Wealth Management | St. Louis | Not listed | Ongoing planning fee |
| Darin Robinson | Precision Wealth Strategies | St. Louis | Not listed | Percentage of assets, Hourly |
| Nathan Cameron | Precision Wealth Strategies | St. Louis | Not listed | Percentage of assets, Hourly |
| Trevor O'Connor | Precision Wealth Strategies | St. Louis | Not listed | Percentage of assets, Hourly |
| Douglas Rothermich | Fidelis Capital | Saint Charles | Not listed | Percentage of assets, Fixed fees |
| Jonathan Garlow | StrongBox Wealth | Lee'S Summit | Not listed | Percentage of assets, Hourly |
| Kathy Postoak | StrongBox Wealth | Lee'S Summit | Not listed | Percentage of assets, Hourly |
| Carlos Carriedo Samaniego | Buttonwood Financial Group | Kansas City | Not listed | Percentage of assets, Hourly |
| Jon McGraw | Buttonwood Financial Group | Kansas City | Not listed | Percentage of assets, Hourly |
| Kaden Ludlow | Buttonwood Financial Group | Kansas City | Not listed | Percentage of assets, Hourly |
| Kenneth Coplen | SFC Financial | St. Louis | PFS | Percentage of assets, Hourly |
| Scott Angell | Angell Capital Management | Centralia | Not listed | Percentage of assets, Fixed fees |
| Vincent Pastorino | Buttonwood Financial Group | Kansas City | Not listed | Percentage of assets, Hourly |
| Cole Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| James Gura | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Jeffrey Heveroh | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Matthew Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Matthew Ott | Thousand CPA | Chesterfield | Not listed | Percentage of assets, Fixed fees |
| Michael Myers | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Nicole Graul | Thousand CPA | Chesterfield | Not listed | Percentage of assets, Fixed fees |
| Timothy Nenninger | Stonebridge Financial Group | St. Louis | Not listed | Percentage of assets, Hourly |
| Jacob Potter | SFC Financial | St. Louis | Not listed | Percentage of assets, Hourly |
| Sharon Stanton | SFC Financial | St. Louis | Not listed | Percentage of assets, Hourly |
| Walter Klein | SFC Financial | Sunset Hills | Not listed | Percentage of assets, Hourly |
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