Financial advisors for high earners in Massachusetts
Which financial advisor should I talk to as a high earner in Massachusetts?
For high earners in Massachusetts, talk to a fee-only planner who focuses on tax and cash flow as much as investing. High income with modest assets is a poor fit for minimums and percentage fees, so ask how you'd be charged. Records to start with include Beth Lundberg of Hawthorne Wellman Financial Planning, Eric Roberge of Beyond Your Hammock LLC and Patrick Cote of AssetGrade.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Beth Lundberg Hawthorne Wellman Financial Planning, Tyngsboro Holds the CFP. Fees on file: hourly, one-time planning fee.
- Eric Roberge Beyond Your Hammock LLC, Boston Holds the CFP. Fees on file: subscription, flat fee or retainer.
- Patrick Cote AssetGrade, Boston Holds the CFP. Fees on file: percentage of assets.
- Robb Pryor Priority Tax & Financial Planning, Amherst Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- Mike Morton Morton Financial Advice, Harvard Holds the CFP. Fees on file: flat fee or retainer, hourly.
- T.J. van Gerven Memento Financial Planning, Boston Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
How many fee-only financial advisors in Massachusetts work with high earners?
The Wellspent public graph lists 30 fee-only advisors for high earners in Massachusetts, at 22 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for high earners in Massachusetts located?
Of the 30 fee-only advisors for high earners in Massachusetts, 7 are in Boston, followed by 3 in Marshfield and 2 in Marblehead.
Plus 15 in other cities.
How do fee-only advisors for high earners in Massachusetts charge?
The most common fee among fee-only advisors for high earners in Massachusetts is a percentage of assets, used by 83% of the 30 with fees on file. Many use more than one: 53% charge by the hour and 43% charge fixed fees.
How much do fee-only financial advisors charge in Massachusetts?
Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms.
How much does a one-time financial plan cost in Massachusetts?
A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms.
What credentials should a financial advisor for high earners have?
For high earners, look for the CFP. In Massachusetts, 50% of the 30 advisors listed hold the CFP.
- CFP50% in Massachusetts
- The CFP covers insurance and saving decisions together.
How do Massachusetts advisors for high earners compare with the rest of the US?
53% of fee-only advisors for high earners in Massachusetts charge by the hour, compared with 39% of the 1,176 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Massachusetts. Light bars are all US advisors for high earners.
Does Massachusetts tax income on top of federal tax?
Yes. Massachusetts has a state income tax, so a financial plan for a Massachusetts resident should project it alongside federal tax.
What should I ask a financial advisor as a high earner in Massachusetts?
- Do you have a minimum, and do you take clients on income rather than assets?
- Which accounts should I use once I've maxed my 401(k)?
- How would you reduce my tax this year and next?
- How much should I be saving, in dollars?
- How will you plan for Massachusetts tax alongside federal tax?
How current is this list of fee-only advisors for high earners in Massachusetts?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 30 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Mike Morton | Morton Financial Advice | Harvard | CFP, ChFC, RLP | Flat fee or retainer, Hourly |
| Steven Stanganelli | Clear View Wealth Advisors, LLC | Amesbury | AEP, CFP, CRPC, MS | Percentage of assets, Flat fee or retainer |
| Christopher Lazzaro Plan For It Financial delivers personalized, actionable financial advice and education empowering you to make informed decisions about your future with confidence. | Plan For It Financial, LLC | Salem | ChFC, RICP | One-time planning fee, Subscription |
| T.J. van Gerven | Memento Financial Planning | Boston | CFP | Percentage of assets, Ongoing planning fee |
| Theodore van Gerven | Memento Financial Planning | Boston | CFP | Percentage of assets, Ongoing planning fee |
| Justin Green | Assist FP | Marlborough | CFP, MSFP | One-time planning fee |
| Vincent Renaut | Pier 42 Advisors | South Dennis | CFP | Percentage of assets, Hourly |
| Eric Roberge Use our strategies to make optimal financial decisions that allow you you live well today while planning responsibly for tomorrow. | Beyond Your Hammock LLC | Boston | CFP | Subscription, Flat fee or retainer |
| Beth Lundberg | Hawthorne Wellman Financial Planning | Tyngsboro | CFP | Hourly, One-time planning fee |
| Lauren Overzet We deliver a boutique planning experience for highly-compensated individuals and high-net-worth families who desire the partnership, service and knowledge of a team of financial professionals. | Civic Financial | Boston | CFA, CFP | Percentage of assets, One-time planning fee |
| Robb Pryor Helping individuals and small business professionals convert high income to high net worth. | Priority Tax & Financial Planning | Amherst | CFP | Percentage of assets, Flat fee or retainer |
| Miguel Rios Amurrio | TQM Wealth Partners | Marblehead | CFP | Percentage of assets, Hourly |
| Jennifer Dougherty | BroadWealth LLC. | Winchester | CFA | Percentage of assets, Hourly |
| Patrick Cote | AssetGrade | Boston | CFP, CFA | Percentage of assets |
| Brian McGivern | Stonestreet Financial | Stoughton | Not listed | Percentage of assets, Flat fee or retainer |
| Dinghao Jiang | Downtown Wealth Studios | Wellesley | CFA | Percentage of assets, Fixed fees |
| Lee Generous | Generous Wealth Management | Marshfield | CFP, ChFC | Percentage of assets, Hourly |
| Robert Dockendorff | May Hill Capital | Cohasset | CFP | Percentage of assets, Fixed fees |
| Seth Corkin | May Hill Capital | Brookline | CFP, ChFC | Percentage of assets, Fixed fees |
| Kathleen Cefalu | Downtown Wealth Studios | Ipswich | Not listed | Percentage of assets, Fixed fees |
| Marcel Quiroga | TQM Wealth Partners | Marblehead | Not listed | Percentage of assets, Hourly |
| Adam Waitkevich | Caveness Wealth Advisory | Worcester | Not listed | Percentage of assets, Hourly |
| Erik Cooper Low cost wealth management firm | Arcvest, LLC | Boston | Not listed | Percentage of assets |
| Gregory Clifford | The Clifford Group | Wayland | Not listed | Percentage of assets |
| Ryan Carragher | The Clifford Group | Wayland | Not listed | Percentage of assets |
| Casey Phinney | Generous Wealth Management | Marshfield | Not listed | Percentage of assets, Hourly |
| John Sardoni | Generous Wealth Management | Marshfield | Not listed | Percentage of assets, Hourly |
| William Kelly | Generous Wealth Management | Hull | Not listed | Percentage of assets, Hourly |
| Michael Marchetti | Lakeview Financial Planning | Shirley | Not listed | Percentage of assets, Hourly |
| Zachary Stuppy | Brave Boat Capital Advisors | Boston | Not listed | Percentage of assets |
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