Kathleen Cefalu
Downtown Wealth Studios · Ipswich, Massachusetts
Kathleen Cefalu is a fee-only financial advisor at Downtown Wealth Studios in Ipswich, Massachusetts. Kathleen focuses on founders (pre-exit), equity compensation and family wealth transfer. Downtown Wealth Studios reports charging a percentage of assets and fixed fees on its Form ADV.
Request an introduction to Kathleen →
Specialties
Who they serve
- Founders
- Executives
- Ultra high net worth
- Multi-generational families
- Retirees
- Early-career professionals
- High earners
Facts
| Firm | Downtown Wealth Studios |
|---|---|
| Based in | Ipswich, Massachusetts |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $563.5M across 135 accounts |
| SEC registration | Investment adviser representative in FL, MA, NY · CRD 7176031 |
| Exams passed | Series 63 (2020) · Series 65 (2019) |
| Firm size | 5 employees |
| Disclosures | None reported |
| Website | dtwn.co |
Request an introduction to Kathleen
Tell Kathleen a little about what you're looking for. Kathleen isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Kathleen
Is Kathleen Cefalu a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Kathleen holds no broker registration, and Downtown Wealth Studios reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Kathleen charge for financial advice?
Kathleen's firm, Downtown Wealth Studios, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Kathleen Cefalu based?
Kathleen Cefalu is based in Ipswich, Massachusetts.
What does Kathleen specialize in?
Kathleen's specialties include founders (pre-exit), equity compensation, family wealth transfer, tax planning, retirement planning and estate & legacy planning. Kathleen works with founders, executives, ultra high net worth, multi-generational families and retirees.
Is Kathleen Cefalu registered with the SEC?
Yes. Kathleen Cefalu is registered as an investment adviser representative in FL, MA and NY (CRD 7176031), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Downtown Wealth Studios manage?
Downtown Wealth Studios reports $563.5M across 135 accounts in assets under management.
How do I contact Kathleen Cefalu?
Through Kathleen's website, dtwn.co.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Downtown Wealth Studios website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.