Financial advisors for small business owners in New Jersey
Which financial advisor should I talk to as a small business owner in New Jersey?
For small business owners in New Jersey, talk to a fee-only planner who treats the business and the household as one balance sheet. Look for someone who can speak to entity choice, owner pay, and retirement plans for the company, not only your personal accounts. Records to start with include Joe Vecchio of Shore Financial Planning, LLC, Sean Lovison of Purpose Built Financial Services, LLC and Matt Reakus of Sound Wealth LLC.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Joe Vecchio Shore Financial Planning, LLC, Monmouth Beach Holds the CPA and CFP. Fees on file: flat fee or retainer.
- Sean Lovison Purpose Built Financial Services, LLC, Moorestown Holds the CPA and CFP. Fees on file: ongoing planning fee, one-time planning fee.
- Matt Reakus Sound Wealth LLC, Marlton Holds the EA and CFP. Fees on file: percentage of assets, hourly.
- Richard Taborda LBT Wealth Management, Iselin Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
- Andrew Mastro Wrought Financial Planning, Haddonfield Holds the CFP. Fees on file: ongoing planning fee, flat fee or retainer.
- Jamie Mutinsky Emissary Wealth, Hackensack Holds the CFP. Fees on file: percentage of assets, ongoing planning fee.
How many fee-only financial advisors in New Jersey work with small business owners?
The Wellspent public graph lists 64 fee-only advisors for small business owners in New Jersey, at 33 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for small business owners in New Jersey located?
Of the 64 fee-only advisors for small business owners in New Jersey, 9 are in Northfield, followed by 6 in Glassboro and 5 in Montville.
Plus 36 in other cities.
How do fee-only advisors for small business owners in New Jersey charge?
The most common fee among fee-only advisors for small business owners in New Jersey is a percentage of assets, used by 86% of the 64 with fees on file. Many use more than one: 34% charge fixed fees and 30% charge by the hour.
How much do fee-only financial advisors charge in New Jersey?
Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms.
How much does a one-time financial plan cost in New Jersey?
A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms.
What credentials should a financial advisor for small business owners have?
For small business owners, look for the CPA, EA and CFP. In New Jersey, 41% of the 64 advisors listed hold the CFP.
- CPA3% in New Jersey
- CPAs understand entity structure and business books.
- EA2% in New Jersey
- Enrolled agents help with owner pay and business tax.
- CFP41% in New Jersey
- The CFP keeps the business in the wider plan.
How do New Jersey advisors for small business owners compare with the rest of the US?
34% of fee-only advisors for small business owners in New Jersey charge fixed fees, compared with 52% of the 2,851 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are New Jersey. Light bars are all US advisors for small business owners.
Does New Jersey tax income on top of federal tax?
Yes. New Jersey has a state income tax, so a financial plan for a New Jersey resident should project it alongside federal tax.
What should I ask a financial advisor as a small business owner in New Jersey?
- Which retirement plan would you set up for my business, and why?
- How would you set my salary against distributions?
- How much of my net worth should stay in the business?
- How do you plan for an eventual sale or succession?
- How will you plan for New Jersey tax alongside federal tax?
How current is this list of fee-only advisors for small business owners in New Jersey?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 64 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Andrew Novick | The Investment Connection | Bridgewater | CFP, JD | Percentage of assets, Ongoing planning fee |
| Sean Lovison | Purpose Built Financial Services, LLC | Moorestown | CFP, CPA | Ongoing planning fee, One-time planning fee |
| Sweta Bhargav | Adviso Wealth | Princeton | CEPA, CFA, CFP | Flat fee or retainer, Hourly |
| Andrew Mastro | Wrought Financial Planning | Haddonfield | CFP, CFA | Ongoing planning fee, Flat fee or retainer |
| Matt Reakus | Sound Wealth LLC | Marlton | CFP, EA | Percentage of assets, Hourly |
| Joe Vecchio | Shore Financial Planning, LLC | Monmouth Beach | CFP, CPA, MBA, PFS | Flat fee or retainer |
| Chuck Rose | Granite Rose Wealth Alliance LLC | Fairfield | CFP | One-time planning fee |
| Steven Balch Helping you organize your financial life so you can focus on what truly matters | Not listed | Ramsey | CFP | Percentage of assets, One-time planning fee |
| Gordon Shearer | CRA Financial | Northfield | CFP | Percentage of assets |
| Jeffrey Hilliard | CRA Financial | Haddonfield | CFP | Percentage of assets |
| Joseph McCaffrey | CRA Financial | Haddonfield | CFP | Percentage of assets |
| Matthew Reynolds | CRA Financial | Northfield | CFP | Percentage of assets |
| Philip Tompkins | CRA Financial | Northfield | CFP | Percentage of assets |
| Robert Martin | CRA Financial | Haddonfield | CFP | Percentage of assets |
| Eric Feldman | Financial Futures | Wall Township | CFP | Percentage of assets, Hourly |
| Jamie Mutinsky | Emissary Wealth | Hackensack | CFP | Percentage of assets, Ongoing planning fee |
| Jorie Johnson | Financial Futures | Brielle | CFP | Percentage of assets, Hourly |
| Richard Taborda | LBT Wealth Management | Iselin | CFP | Percentage of assets, Ongoing planning fee |
| Robert Gregov | Roche Financial Partners | Hopewell | CFP, CFA | Percentage of assets, Ongoing planning fee |
| Andrew Randisi | Pennsylvania Capital Management | Pennsauken | CFP | Percentage of assets, Hourly |
| Nicholas Sullivan | KFA Private Wealth Group | Cranford | CFP | Percentage of assets, Hourly |
| Paul Esposito | Prestige Wealth Management Group | Flemington | CFP, CFA | Percentage of assets, Hourly |
| Peter D'Agati | Stembrook Asset Management | Jersey City | CFA | Percentage of assets |
| Andrew Barnhardt | HFM Investment Advisors | Glassboro | CFP | Percentage of assets, Fixed fees |
| Catherine Allen-Carlozo | HFM Investment Advisors | Glassboro | CFP | Percentage of assets, Fixed fees |
| Daniel Sciortino | Fig Tree Wealth Management | Mountainside | ChFC | Percentage of assets, Hourly |
| Donna Savastani | CRA Financial | Northfield | Not listed | Percentage of assets |
| Jarman Reilly | CRA Financial | Northfield | Not listed | Percentage of assets |
| Jason Gabrieli | HFM Investment Advisors | Glassboro | CFP | Percentage of assets, Fixed fees |
| Jennifer Colon | CRA Financial | Northfield | Not listed | Percentage of assets |
| John Hughes | CRA Financial | Northfield | Not listed | Percentage of assets |
| Samantha Swiderski | CRA Financial | Northfield | Not listed | Percentage of assets |
| Thomas Kosinski | Stembrook Asset Management | Red Bank | Not listed | Percentage of assets |
| Thomas Reynolds | CRA Financial | Northfield | Not listed | Percentage of assets |
| Christina Light | Emissary Wealth | Hackensack | Not listed | Percentage of assets, Ongoing planning fee |
| Christopher Cacchiola | Emissary Wealth | Hackensack | Not listed | Percentage of assets, Ongoing planning fee |
| Felicia Greenwald | Financial Futures | Brielle | Not listed | Percentage of assets, Hourly |
| Jesse Celeste Artistic Wealth was created for endowments, entrepreneurs, and pre-retirees/retirees who want custom tailored planning, a wealth partner who listens and acts in the best interest of the client. | Artistic Wealth | Red Bank | Not listed | Percentage of assets, Flat fee or retainer |
| Jordan Kaufman | Green Ridge Wealth Planning | Montville | CFP, CFA | Percentage of assets, Fixed fees |
| Nina Shaw | The DBS Companies | Mendham | CFA | Percentage of assets, Hourly |
| Steven Longa | Emissary Wealth | Hackensack | Not listed | Percentage of assets, Ongoing planning fee |
| Gregg Auerbach | Meadowbrook Advisors | Bedminster | Not listed | Percentage of assets, Fixed fees |
| Jason Blumstein | Julius Wealth Advisors | Englewood Cliffs | CFA | Percentage of assets, Fixed fees |
| Nalby Nouh | Prestige Wealth Management Group | Flemington | Not listed | Percentage of assets, Hourly |
| Sanjiv Jhaveri | SJ Capital Management | Monmouth Junction | CFA | Percentage of assets, Hourly |
| Anthony Caputo | Pallas Capital Advisors | Park Ridge | Not listed | Percentage of assets, Hourly |
| Cameron Lease | Lease Investment Advisors | Toms River | Not listed | Percentage of assets |
| Lee Clay | Regatta Capital Group | New Vernon | Not listed | Percentage of assets, Hourly |
| Tom O'Neill We are a multi generational wealth management team. | Not listed | Mount Laurel | Not listed | Percentage of assets |
| William Keller | Keller Wealth Management | Morristown | Not listed | Percentage of assets, Hourly |
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