Financial advisors for retirement planning in Minnesota
Which financial advisor should I talk to about retirement planning in Minnesota?
For retirement planning in Minnesota, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Brendan Roath of Money Matters, Inc., Matt Laciskey of Hyland Lake Partners, LLC and Josh Wolberg of Great River Financial.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Brendan Roath Money Matters, Inc., Minnetonka Holds the CFP, EA and CPA. Fees on file: percentage of assets.
- Matt Laciskey Hyland Lake Partners, LLC, Edina Holds the CFP and EA. Fees on file: percentage of assets, ongoing planning fee.
- Josh Wolberg Great River Financial, Plymouth Holds the RICP and CFP. Fees on file: percentage of assets.
- Amber FitzRysler Rising Financial, Minneapolis Holds the CFP and EA. Fees on file: ongoing planning fee, one-time planning fee.
- Bill Mulvahill Trailhead Planners, Edina Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Ben Wacek Guide Financial Planning, LLC, Shoreview Holds the CFP. Fees on file: one-time planning fee, ongoing planning fee.
How many fee-only financial advisors in Minnesota work on retirement planning?
The Wellspent public graph lists 123 fee-only advisors for retirement planning in Minnesota, at 63 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for retirement planning in Minnesota located?
Of the 123 fee-only advisors for retirement planning in Minnesota, 29 are in Minneapolis, followed by 12 in Woodbury and 10 in Edina.
Plus 56 in other cities.
How do fee-only advisors for retirement planning in Minnesota charge?
The most common fee among fee-only advisors for retirement planning in Minnesota is a percentage of assets, used by 83% of the 123 with fees on file. Many use more than one: 46% charge fixed fees and 25% charge by the hour.
How much do fee-only financial advisors charge in Minnesota?
Fee-only financial advisors in Minnesota charge a median of $2,100 a year for ongoing planning. We found this across the published prices of 16 Minnesota firms.
How much does a one-time financial plan cost in Minnesota?
A one-time financial plan from a fee-only firm in Minnesota has a median price of $1,200. We found this across the published prices of 13 Minnesota firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the RICP, CFP and EA. In Minnesota, 63% of the 123 advisors listed hold the CFP.
- RICP1% in Minnesota
- The RICP is built around retirement income specifically.
- CFP63% in Minnesota
- The CFP covers income, tax, insurance, and estate decisions together.
- EA2% in Minnesota
- Enrolled agents help with Roth conversions and withdrawal order.
- CPA2% in Minnesota
- CPAs help with the tax side of withdrawals.
How do Minnesota advisors for retirement planning compare with the rest of the US?
25% of fee-only advisors for retirement planning in Minnesota charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Minnesota. Light bars are all US advisors for retirement planning.
Does Minnesota tax Social Security?
Yes, for some residents. Minnesota taxes Social Security with exemptions that depend on income, so it belongs in a withdrawal plan.
What should I ask a financial advisor about retirement planning in Minnesota?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Minnesota tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Minnesota?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 123 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Amber FitzRysler | Rising Financial | Minneapolis | BA, CFP, EA | Ongoing planning fee, One-time planning fee |
| Jordan DeBoer | Calibration Financial | Milaca | AWMA, CFP | Flat fee or retainer, Ongoing planning fee |
| Mai Yang | Heartworth Financial | Saint Louis Park | CFP | One-time planning fee, Ongoing planning fee |
| RJ Devick | Bond&Devick Wealth Partners | Saint Louis Park | BA, BFA, BS, CFP | Percentage of assets, One-time planning fee |
| Elise Huston | JNBA Financial Advisors | Minneapolis | CFP | Percentage of assets |
| Jeff Burke | 7th Street Financial | Chaska | CFP | Ongoing planning fee, Hourly |
| Andrew Dressel Comprehensive, transparent planning for individuals and families nationwide, with fees that aren't tied to net worth. | Abundo Wealth | Minneapolis | CFP, CRPC | Subscription |
| Ben Wacek | Guide Financial Planning, LLC | Shoreview | CFP, CKA | One-time planning fee, Ongoing planning fee |
| Bill Mulvahill | Trailhead Planners | Edina | CFP, CPA | Percentage of assets, Hourly |
| Dana Menard | Twin Cities Wealth Strategies, Inc. | Maple Grove | CFP, RLP | Flat fee or retainer, Percentage of assets |
| Kathy Longo | Flourish Wealth Management Inc. | Edina | CAP, CDFA, CFP | Percentage of assets, Hourly |
| Matt Laciskey | Hyland Lake Partners, LLC | Edina | CFP, EA, ChFC, ChSNC | Percentage of assets, Ongoing planning fee |
| Sarah Kang | UAK Diversified Wealth Advisors | Minnetonka | CFP | Percentage of assets, Flat fee or retainer |
| Eaton Miller | PlanWell Financial Guidance | Hayfield | CFP | Flat fee or retainer, Ongoing planning fee |
| Janice Fier | Couloir Wealth Advisors, Inc. | Welch | CFP | Hourly, One-time planning fee |
| Josh Wolberg | Great River Financial | Plymouth | CFP, MBA, RICP | Percentage of assets |
| Timothy LaPean | Thoughtful Financial Planning | Minneapolis | CFP | Percentage of assets, Ongoing planning fee |
| Brendan Roath | Money Matters, Inc. | Minnetonka | CFP, EA, CPA | Percentage of assets |
| Janet Stanzak | Financial Empowerment, LLC | Burnsville | CFP, MS | Ongoing planning fee, One-time planning fee |
| Lauri Salverda | Castle Rock Financial Planning, Inc. | Mendota Heights | AIF, CFA, CFP | Percentage of assets, Hourly |
| Matt Pruitt | Exhale Wealth Management, LLC | Minneapolis | CFP, CFA | Percentage of assets, Hourly |
| Ryan Shannon | R.M. Shannon Wealth Management, LLC | Saint Paul | CFP | Percentage of assets, Hourly |
| Colleen Weber | Colleen Weber CPA | Chanhassen | CFP | Fixed fees |
| Daniel Heiar | Mindful Asset Planning | Apple Valley | Not listed | Hourly, Fixed fees |
| Joseph Limond | Clerestory Advisors, Inc. | Bloomington | Not listed | Flat fee or retainer, Ongoing planning fee |
| Mitchell Thompson | MJT & Associates Financial Advisory Group | Montevideo | CFP | One-time planning fee |
| Olivia Knapp | Colleen Weber CPA | Chanhassen | CFP | Fixed fees |
| Aidan Ryan | Fortress Financial Group | Rochester | CFP | Percentage of assets |
| Bjorn Amundson A systematic approach to financial planning and investment overview | Quarry Hill Advisors | St Paul | CFP | Percentage of assets |
| Carter Michaelson | illumiFI Wealth | Blaine | CFP | Percentage of assets, Ongoing planning fee |
| Cody Schaefer | Fortress Financial Group | Rochester | CFP | Percentage of assets |
| Dean Allen | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Felix Kopycinski | Laurel Wealth Planning | Edina | CFP | Ongoing planning fee |
| Jack Zinser | Fortress Financial Group | Rochester | CFP | Percentage of assets |
| Jared Holt | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Jason Johnson | Pine Grove Financial Group | Minnetonka | CFP | Percentage of assets |
| Jeffrey Clark | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Jesse Kuusisto | Laurel Wealth Planning | Edina | CFP | Ongoing planning fee |
| Joel Baumgarten | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Joshua Anderson | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Kathleen Liiste | Lions Gate Sovereign Capital | White Bear Lake | CFP | Percentage of assets, Fixed fees |
| Lauren Naze | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Mallory Kretman | Laurel Wealth Planning | Edina | CFP | Ongoing planning fee |
| Maxwell Carlos | Laurel Wealth Planning | Edina | CFP | Ongoing planning fee |
| Michael Babicz | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Michelle Campbell | Pine Grove Financial Group | Woodbury | CFP | Percentage of assets |
| Nicholas Fahrendorff | Pine Grove Financial Group | Minnetonka | CFP | Percentage of assets |
| Stefan Liiste | Lions Gate Sovereign Capital | White Bear Lake | CFP | Percentage of assets, Fixed fees |
| Taylor Harwood | Crane Capital Management | Spring Park | CFP | Percentage of assets |
| Terra Johnson | Pine Grove Financial Group | Minnetonka | CFP | Percentage of assets |
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