Financial advisors for family wealth transfer in Alabama
Which financial advisor should I talk to about passing wealth to the next generation in Alabama?
For family wealth transfer in Alabama, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Chad Holmes of Formula Wealth, Mu-Tin Wultsch of Brown Financial Advisory and Caleb Hopkins of Navigate Wealth Management.
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Chad Holmes Formula Wealth, Fairhope Holds the CFP and CPA. Fees on file: flat fee or retainer, one-time planning fee.
- Mu-Tin Wultsch Brown Financial Advisory, Fairhope Holds the CFP and JD. Fees on file: percentage of assets, hourly.
- Caleb Hopkins Navigate Wealth Management, Birmingham Holds the CFP. Fees on file: percentage of assets.
- Mark Wesson BMSS Wesson Wealth Solutions, Birmingham Holds the CFP. Fees on file: percentage of assets, hourly.
- John Blalock Blalock Williams, Alexander City Holds the CFP. Fees on file: percentage of assets, fixed fees.
- Billy Williams Williams Financial Group, Mobile Holds the CFP. Fees on file: percentage of assets, hourly.
How many fee-only financial advisors in Alabama work on family wealth transfer?
The Wellspent public graph lists 28 fee-only advisors for family wealth transfer in Alabama, at 11 firms. We counted every advisor record that lists this work, as of October 2026.
Where are fee-only advisors for family wealth transfer in Alabama located?
Of the 28 fee-only advisors for family wealth transfer in Alabama, 16 are in Birmingham, followed by 4 in Mobile and 3 in Huntsville.
Plus 1 in other cities.
How do fee-only advisors for family wealth transfer in Alabama charge?
The most common fee among fee-only advisors for family wealth transfer in Alabama is a percentage of assets, used by 93% of the 28 with fees on file. Many use more than one: 57% charge by the hour and 57% charge fixed fees.
What credentials should a financial advisor for family wealth transfer have?
For family wealth transfer, look for the CFP, CPA and JD. In Alabama, 54% of the 28 advisors listed hold the CFP.
- CFP54% in Alabama
- The CFP covers gifting, trusts, and the wider plan.
- CPA4% in Alabama
- CPAs handle gift tax returns and estate calculations.
- JD4% in Alabama
- A law degree helps with trusts and family agreements.
How do Alabama advisors for family wealth transfer compare with the rest of the US?
54% of fee-only advisors for family wealth transfer in Alabama hold the CFP, compared with 36% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Alabama. Light bars are all US advisors for family wealth transfer.
Does Alabama have an estate or inheritance tax?
No. Alabama has no state estate or inheritance tax, so the federal rules are the main ones to plan around.
What should I ask a financial advisor about passing wealth to the next generation in Alabama?
- How do you involve the next generation, and when?
- What would you gift now, and what would you hold until death?
- How do you work with our attorney and accountant?
- What happens to the relationship when the first generation is gone?
- If I own property in another state, could its estate tax apply?
How current is this list of fee-only advisors for family wealth transfer in Alabama?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 28 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Chad Holmes Flat fee - fee only - fiduciary - Life Audit Creator | Formula Wealth | Fairhope | CFP, CPA | Flat fee or retainer, One-time planning fee |
| Mu-Tin Wultsch | Brown Financial Advisory | Fairhope | CFP, BBA, ChFC, AEP | Percentage of assets, Hourly |
| Brian Seay | Capital Stewards | Huntsville | CFA | Flat fee or retainer, Ongoing planning fee |
| David Hinshaw | BMSS Wesson Wealth Solutions | Huntsville | CFP | Percentage of assets, Hourly |
| Dudley Simms | BMSS Wesson Wealth Solutions | Birmingham | CFP, CFA | Percentage of assets, Hourly |
| Felix Tankersley | BMSS Wesson Wealth Solutions | Birmingham | CFP | Percentage of assets, Hourly |
| Jonathan Brooks | BMSS Wesson Wealth Solutions | Birmingham | CFP, ChFC | Percentage of assets, Hourly |
| Mark Wesson | BMSS Wesson Wealth Solutions | Birmingham | CFP | Percentage of assets, Hourly |
| Devereaux Williams | Blalock Williams | Alexander City | CFP | Percentage of assets, Fixed fees |
| John Blalock | Blalock Williams | Alexander City | CFP | Percentage of assets, Fixed fees |
| Billy Williams | Williams Financial Group | Mobile | CFP, ChFC | Percentage of assets, Hourly |
| Caleb Hopkins | Navigate Wealth Management | Birmingham | CFP, CFA | Percentage of assets |
| James Burnett | Navigate Wealth Management | Birmingham | CFP | Percentage of assets |
| Jonathan Fargason | Navigate Wealth Management | Birmingham | CFP | Percentage of assets |
| Mary Livingston | Navigate Wealth Management | Birmingham | CFP, CFA | Percentage of assets |
| Nicholette Hamel | Dougherty Investment Advisors | Pinson | Not listed | Percentage of assets, Hourly |
| Steven Lind | Navigate Wealth Management | Birmingham | CFP | Percentage of assets |
| John Imbusch | BMSS Wesson Wealth Solutions | Birmingham | Not listed | Percentage of assets, Hourly |
| Joseph Lawrence | ARIA Wealth Management | Huntsville | Not listed | Percentage of assets, Hourly |
| Kaylan Adams | BMSS Wesson Wealth Solutions | Birmingham | Not listed | Percentage of assets, Hourly |
| Matthew Heard | BMSS Wesson Wealth Solutions | Birmingham | Not listed | Percentage of assets, Hourly |
| Perrin Jones | BMSS Wesson Wealth Solutions | Birmingham | Not listed | Percentage of assets, Hourly |
| Carl Grahs | Navigate Wealth Management | Birmingham | CFA | Percentage of assets |
| Wil Dedmon | Krowten Equities | Birmingham | CFA | Percentage of assets |
| Matt Williams | Williams Financial Group | Mobile | Not listed | Percentage of assets, Hourly |
| Meredith Nowell | Williams Financial Group | Mobile | Not listed | Percentage of assets, Hourly |
| Reuben Stewart | Navigate Wealth Management | Birmingham | Not listed | Percentage of assets |
| Thomas Leland | Southeast Asset Advisors | Mobile | Not listed | Percentage of assets, Hourly |
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