Fee-only financial advisors in Annapolis, Maryland
Which fee-only financial advisor should I talk to in Annapolis?
Start with a fee-only advisor in Annapolis whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jacob Sadler of Curio Wealth, LLC, Matthew Costa of Foundation Wealth & Tax Advisors, LLC and Michael Parks of Upraise Wealth Advisory, chosen for their credentials and fees on file.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Jacob Sadler Curio Wealth, LLC Holds the CFP and CPA. Fees on file: ongoing planning fee.
- Matthew Costa Foundation Wealth & Tax Advisors, LLC Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Michael Parks Upraise Wealth Advisory Holds the CFP. Fees on file: percentage of assets, flat fee or retainer.
- James Brennan 1 North Wealth Services Holds the CFP. Fees on file: hourly, ongoing planning fee.
- Jason Dall'Acqua Crest Wealth Advisors LLC Holds the CFP. Fees on file: percentage of assets, fixed fees.
- Raymond Hobson HF Advisory Group Holds the CFP. Fees on file: percentage of assets, hourly.
By the numbers
- Advisors listed
- 38
- Firms
- 21
- Hold the CFP
- 55%
- Other credentials: CFA 5% · CPA 5%
- How they charge (of 37 with fees on file): percentage of assets 81% · hourly 78% · fixed fees 59% · ongoing planning fee 19%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Find an advisor in Annapolis by what you need
Find an advisor in Maryland by fee, assets, or credential
Questions about fee-only advisors in Annapolis
How many fee-only advisors in Annapolis are there?
The Wellspent public graph lists 38 fee-only advisors in Annapolis, at 21 firms. We counted every advisor record that fits, as of October 2026.
What do fee-only advisors in Annapolis focus on?
The most common focus among fee-only advisors in Annapolis is retirement planning (11), followed by tax planning (7) and retirees (7). Advisors can list more than one.
How do fee-only advisors in Annapolis charge?
The most common fee among fee-only advisors in Annapolis is a percentage of assets, used by 81% of the 37 with fees on file. Many use more than one: 78% charge by the hour and 59% charge fixed fees.
How much do fee-only financial advisors charge in Maryland?
Fee-only financial advisors in Maryland charge a median of $3,800 a year for ongoing planning. We found this across the published prices of 18 Maryland firms.
How many fee-only advisors in Annapolis hold the CFP?
55% of the 38 fee-only advisors in Annapolis hold the CFP certification, based on the credentials listed on each record.
Does Maryland tax income on top of federal tax?
Yes. Maryland has a state income tax, so a financial plan for a Maryland resident should project it alongside federal tax.
Is there a local income tax in Maryland?
Yes. In Maryland, every county and Baltimore City add a local income tax.
How current is this list of fee-only advisors in Annapolis?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 38 advisors in Annapolis
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Jason Dall'Acqua | Crest Wealth Advisors LLC | Annapolis | CFP | Percentage of assets, Fixed fees |
| Jacob Sadler | Curio Wealth, LLC | Annapolis | CFP, JD, CPA, CPA/PFS | Ongoing planning fee |
| James Brennan | 1 North Wealth Services | Annapolis | CFP | Hourly, Ongoing planning fee |
| Thaddeus Toal | RCS Financial Planning | Annapolis | CFP | Percentage of assets, Hourly |
| Amanda Hopkins Clouser | RCS Financial Planning | Annapolis | CFA | Percentage of assets, Hourly |
| David Sheiman | The Ellerson Group | Annapolis | CFA | Percentage of assets, Hourly |
| Michael Parks | Upraise Wealth Advisory | Annapolis | CFP | Percentage of assets, Flat fee or retainer |
| Annika Mitchell | 1 North Wealth Services | Annapolis | Not listed | Hourly, Ongoing planning fee |
| Collin Toal | RCS Financial Planning | Annapolis | Not listed | Percentage of assets, Hourly |
| Dimitri Sfakiyanudis | 1 North Wealth Services | Annapolis | Not listed | Hourly, Ongoing planning fee |
| John Milchling | 1 North Wealth Services | Annapolis | Not listed | Hourly, Ongoing planning fee |
| Kathryn Putek | 1 North Wealth Services | Annapolis | Not listed | Hourly, Ongoing planning fee |
| Mary Hughes | 1 North Wealth Services | Annapolis | Not listed | Hourly, Ongoing planning fee |
| Adam Bosma | Ventus Wealth Management LLC | Annapolis | CFP, MBA | Percentage of assets, Hourly |
| Bridget Borel | The Pearl Financial Planning LLC | Annapolis | CFP | Not listed |
| James Ellerson | The Ellerson Group | Annapolis | Not listed | Percentage of assets, Hourly |
| Matthew Costa | Foundation Wealth & Tax Advisors, LLC | Annapolis | CFP, CPA | Percentage of assets, Hourly |
| Christopher Williams | Foundation Wealth & Tax Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| David Ballard | Champion Financial Planning Group | Annapolis | CFP | Percentage of assets, Fixed fees |
| David McKee | Accordant Advisory Group | Annapolis | CFP | Percentage of assets, Hourly |
| Glen Frost | Foundation Wealth & Tax Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| Heather Anthony | Covingtonalsina | Annapolis | CFP | Percentage of assets, Hourly |
| John Faggio | Foundation Wealth & Tax Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| Kevin Wrenn | Ballast Financial Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| Lyn Dippel | Curio Wealth | Annapolis | CFP | Percentage of assets, Hourly |
| Matthew O'Keefe | Back Bay Financial Planning & Investments | Annapolis | CFP | Percentage of assets, Hourly |
| Michael Marvin | TAM Financial Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| Raymond Hobson | HF Advisory Group | Annapolis | CFP | Percentage of assets, Hourly |
| Ryan Donahue | Curio Wealth | Annapolis | CFP | Percentage of assets, Hourly |
| Scott Shively | Foundation Wealth & Tax Advisors | Annapolis | CFP | Percentage of assets, Hourly |
| Jonathan McMahon | Dauntless Advisory | Annapolis | Not listed | Percentage of assets |
| Joseph Hill | Foundation Wealth & Tax Advisors | Annapolis | Not listed | Percentage of assets, Hourly |
| Kenneth Hockycko | Dauntless Advisory | Annapolis | Not listed | Percentage of assets |
| Lindsey Lloyd | Crest Wealth Advisors | Annapolis | Not listed | Percentage of assets, Fixed fees |
| Marianne Durham | HF Advisory Group | Annapolis | Not listed | Percentage of assets, Hourly |
| Samuel McKee | Accordant Advisory Group | Annapolis | Not listed | Percentage of assets, Hourly |
| William Schwarz | Dauntless Advisory | Annapolis | Not listed | Percentage of assets |
| Zachary Furshman | Continuum Advisory | Annapolis | Not listed | Percentage of assets, Hourly |
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