Mainstay Capital LLC
Lakeland, Florida
Mainstay Capital LLC at a glance
- One of 570 fee-only firms based in Florida in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 35 individual clients.
- Its average account is about $44,000 (assets it manages divided by its 134 accounts).
- Its ongoing planning fee starts at $2,400 a year, below the Florida median of $4,200.
- Its website says it's taking new clients.
- It works with clients virtually as well as in person.
Fee-only advisors in Florida · What fee-only advisors charge in Florida
Facts
| Based in | Lakeland, Florida |
|---|---|
| Website | mainstay-capital.com |
| [email protected] | |
| Phone | (813) 706-6063 |
Questions about Mainstay Capital LLC
How much does Mainstay Capital LLC charge?
Mainstay Capital LLC publishes these prices: ongoing planning: from $2,400 a year; one-time plan: from $1,200; asset-based fee: 0.3% a year on the first tier of assets. We found this on its website, checked October 28, 2026.
How is Mainstay Capital LLC paid?
Mainstay Capital LLC's Form ADV says it is paid by: percentage of assets, hourly, fixed fees.
How many advisors does Mainstay Capital LLC have in the Wellspent public graph?
The Wellspent public graph lists 1 advisor at Mainstay Capital LLC.
What is the average account at Mainstay Capital LLC?
Mainstay Capital LLC's average account is about $44,000. That's the assets on its Form ADV divided by its 134 accounts.
What does Mainstay Capital LLC specialize in?
Mainstay Capital LLC's advisors and website list physicians & residents, small business owners, student loans and retirement planning.
Is Mainstay Capital LLC accepting new clients?
Yes, according to Mainstay Capital LLC's website, checked October 28, 2026.
Does Mainstay Capital LLC work with clients virtually?
Yes. Mainstay Capital LLC's website says it works with clients virtually.
Mainstay Capital LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $2,400 a year |
|---|---|
| One-time plan | From $1,200 |
| Asset-based fee | 0.3% a year on the first tier of assets |
| How it charges | Ongoing planning fee · Percentage of assets · One-time plans or projects |
In the firm's words
"Our firm charges $2,400/yr for financial planning." source
"New clients pay a one-time onboarding fee of $1,200." source
"$200,000 to $1,000,000 0.30%" source
"Our firm charges $2,400/yr for financial planning." source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $6 million |
| Individual clients | 35 |
| Accounts managed | 134 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | January 9, 2026 |
| SEC record | CRD 312352 |