Christina Empedocles
Insight Personal Finance · San Francisco, California
Christina Empedocles is a fee-only financial advisor at Insight Personal Finance in San Francisco, California, who holds the CFP credential. Christina charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee (ongoing planning from $10,000 a year and one-time plans from $6,900) and focuses on real estate investors, tax planning and retirement planning.
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Specialties
Who they serve
- Real estate investors
Facts
| Firm | Insight Personal Finance |
|---|---|
| Based in | San Francisco, California |
| Fee model | Flat fee or retainer · Ongoing planning fee · Hourly · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $10,000 a year · One-time plans from $6,900 · $420 an hour |
| Assets under management | $5.9M across 23 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, TX · CRD 6799821 |
| Exams passed | Series 65 (2017) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | insightpersonalfinance.com |
How Christina's firm compares
- Ongoing planning starts at $10,000 a year, above the California median of $6,000 for fee-only firms that publish prices.
- A one-time plan starts at $6,900, above the California median of $2,500 for fee-only firms that publish prices.
- The hourly rate is $420, above the California median of $300 for fee-only firms that publish prices.
- Insight Personal Finance's average account is about $256,000, from its Form ADV (assets managed divided by 23 accounts).
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Questions about Christina
Is Christina Empedocles a fee-only financial advisor?
Yes. Christina Empedocles is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Christina's firm.
How does Christina charge for financial advice?
Christina charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee.
How much does Christina charge?
According to Insight Personal Finance's website, checked October 28, 2026: ongoing planning from $10,000 a year; one-time plans from $6,900; $420 an hour.
Where is Christina Empedocles based?
Christina Empedocles is based in San Francisco, California.
What does Christina specialize in?
Christina's specialties include real estate investors, tax planning, retirement planning, sustainable & impact investing, estate & legacy planning and small business owners. Christina works with real estate investors.
What credentials does Christina Empedocles hold?
Christina Empedocles holds the CFP credential.
Is Christina Empedocles registered with the SEC?
Yes. Christina Empedocles is registered as an investment adviser representative in CA and TX (CRD 6799821), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Insight Personal Finance manage?
Insight Personal Finance reports $5.9M across 23 accounts in assets under management.
How do I contact Christina Empedocles?
Through Christina's website, insightpersonalfinance.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Insight Personal Finance website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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