Flat-fee financial advisors | Wellspent

Wellspent public graph/Lists/Flat-fee financial advisors

By the numbers

The Wellspent public graph lists 987 fee-only financial advisors on this list at 704 firms, most in San Diego, New York and San Francisco. 66% hold the CFP certification. Of the 987 with fees on file, 100% charge flat fee or retainer.

Advisors listed: 987
Firms: 704
Cities: 473
Hold the CFP: 66%

Other credentials: CFA 10% · CPA 4% · EA 5%
How they charge (of 987 with fees on file): flat fee or retainer 100% · ongoing planning fee 54% · percentage of assets 48% · one-time planning fee 45%

Source: Wellspent public graph, data as of October 30, 2026. Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology

987 matching advisors

Flat-fee financial advisors: advisor, firm, city, credentials, and fees
Advisor	Firm	City	Credentials	Fees
John Pak	Otium Advisory Group	El Segundo	BA, CFP, EA, MST	Flat fee or retainer, Hourly
Jon Kutney	Parallel Wealth Financial Group	Langley	CFM, CIM	Flat fee or retainer, One-time planning fee
Jon Vance	Vance Financial Planning, LLC	Springfield	CFP, EA	Flat fee or retainer, Hourly
Jordan Leaman	True Wealth Retirement Partners	Grand Rapids	CFP	Flat fee or retainer, Ongoing planning fee
Jose Armenta	Create Your Path	San Diego	CFP, ChFC, EA, MSBA	Flat fee or retainer, Ongoing planning fee
Jose Sanchez	Retirement Wealth Guidance, LLC	Albuquerque	CFP, RICP	Flat fee or retainer, Hourly
Josh Radman	Presidio Advisors LLC	Boulder	CFP, MBA, EA	Flat fee or retainer
Justin Belkin	Financial Boss	Plainview	CFP, EA, MBA	Flat fee or retainer, Percentage of assets
Katherine Fox	Sunnybranch Wealth LLC	San Francisco	CAP, CFP	Percentage of assets, Hourly
Keith Spencer	Spencer Financial Planning, LLC	Spokane	CFP	Ongoing planning fee, One-time planning fee
Kelly Klingaman	Kelly Klingaman Financial Planning	Austin	CFP, RLP	Ongoing planning fee, Flat fee or retainer
Lei Deng Efficient financial plans and investing for busy skilled trades professionals	Core Planning, LLC	Saint Louis	CFP, CFA	Percentage of assets, Flat fee or retainer
Liz Schieck	New School of Finance	Toronto	CFP	Flat fee or retainer, One-time planning fee
Logan Murray	Pocket Project LLC	Philadelphia	CFP, EA, RICP	Flat fee or retainer, Ongoing planning fee
Lorne Abramson	Abramson Financial Planning, LLC	Burlingame	CFA, CFP, CTEC, EA	Flat fee or retainer, Hourly
Marlene C. Buxton	Buxton Financial For Retirement	Toronto	CFP, CLU, RRC, Chartered Financial Planner	Flat fee or retainer, One-time planning fee
Matthew Kelley	Gold Medal Waters, Inc.	Boulder	AAMS, AIF, CFP	Flat fee or retainer, Ongoing planning fee
Matthew McCoy	Southbound Wealth LLC	Rock Hill	CFP	Flat fee or retainer, Ongoing planning fee
Matthew Smith	Concert Financial Planning, LLC	Houston	CFA, CFP	Flat fee or retainer, Ongoing planning fee
Michael Garber	Michael Garber Financial Planning	Cupertino	CFP, CRTP, MSEE	Flat fee or retainer, Ongoing planning fee
Michael Hunsberger	Next Mission Financial Planning	Saint Charles	CFP, ChFC, CCFC	Flat fee or retainer, Ongoing planning fee
Michael Nemick	Thrive Retirement Specialists	Dearborn	CFP, CFA, MBA, RICP	Flat fee or retainer
Michael Powers	Manuka Financial, LLC	Richmond	CFP, CPA, PFS	Flat fee or retainer, Ongoing planning fee
Mike Henzes	Open Wealth Network	Pottstown	CFP, EA, MBA	Flat fee or retainer
Mike Staman	Delaware Financial Planning, LLC	Newark	CFP, CAP, TPCP	Flat fee or retainer, Ongoing planning fee
Morris MacLeod	Strategos Group	Halifax	MBA	Flat fee or retainer, Ongoing planning fee
Nathan Swab	Alexander Financial Planning, Inc.	Columbus	AWMA, CFP, MSFP	Flat fee or retainer, Ongoing planning fee
Nestor Vargas	AlignPoint Wealth	Denver	CFP	Flat fee or retainer, Ongoing planning fee
Nicholas Faulkner	Testament Wealth Management	Cary	CFP	Percentage of assets, Flat fee or retainer
Nicholas Hui	VAVE Financial Planning	Markham	CFP, TEP, MBA, P.Eng	Flat fee or retainer, One-time planning fee
Patrick King	Prana Wealth	Atlanta	CFP, MBA	Percentage of assets, Flat fee or retainer
Paul Coleman Iii	Free Time Financial LLC	Orchard Park	CFP	Flat fee or retainer, Ongoing planning fee
Paul Saad	Collabria Capital, Inc	San Ramon	CFP, MBA	Flat fee or retainer, Ongoing planning fee
Raquel Hinman	Hinman Financial Planning, Inc.	Erie	CFP, CDFA	Percentage of assets, Ongoing planning fee
Rick Spillane	Spillane Financial Planning, Inc.	Lebanon	CFP, CPA	Hourly, Percentage of assets
Robert DeLucas	Afton Advisors, LLC	Nashville	CFP, ChFC, MBA, RICP	Flat fee or retainer, Ongoing planning fee
Sanjay Pamurthy	Artham Advisors LLC	Dallas	CFP, MBA	Flat fee or retainer
Sarah Kang	UAK Diversified Wealth Advisors	Minnetonka	CFP	Percentage of assets, Flat fee or retainer
Shirley Stacy Sanchez	Pioneer Wealth Management Group	Austin	CFP, MS, AAMS, CRPS	Flat fee or retainer, Hourly
Stephen Lay	Curtain Wealth Planning	Park City	CFP, RICP	Flat fee or retainer, Hourly
Steve Heinemann	Recalibrating Wealth	Fountain Valley	CFP, CPA	Percentage of assets, Flat fee or retainer
Steven Clark	Clark Financial Planning Services LLC	Coconut Creek	CFP, EA, RICP	Flat fee or retainer, Ongoing planning fee
Steven Gilbert	Gilbert Wealth	Fort Wayne	CFP, RICP, APMA	Flat fee or retainer, Ongoing planning fee
Tom Massie	Massie Financial Planning	Alexandria	CFP	Percentage of assets, Flat fee or retainer
William Arnold	AVID Planning	Saint Petersburg	CFP	Flat fee or retainer
Zach Lopez	AnCap Financial	League City	CFP	Flat fee or retainer, Ongoing planning fee
Zack Gutches	True Riches Financial Planning	Denver	CFP, CPA	Flat fee or retainer
Andrea Clark	The Table Financial Planning LLC	Fountain Hills	AFC, CFP	Flat fee or retainer, Ongoing planning fee
Andrew Gerhartz	Bridge The Gap Retirement Planners LLC	Phoenix	CFP, MSPFP, MSFP	Percentage of assets, Flat fee or retainer
Andrew McFadden	Panoramic Financial Advice	Fresno	CFP, MBA	Flat fee or retainer

About this list

Any fee-only advisor whose profile matches this list's filters appears here automatically, and the list updates as profiles change. Nobody pays to be included or to rank higher.

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