Firm
Nicholas H. Phelps, CFP®
State College, Pennsylvania
Fee-only
Nicholas H. Phelps, CFP® at a glance
- One of 361 fee-only firms based in Pennsylvania in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 22 individual clients.
- Its website says it's taking new clients.
Fee-only advisors in Pennsylvania · What fee-only advisors charge in Pennsylvania
Facts
| Based in | State College, Pennsylvania |
|---|---|
| Website | phelps-financial.com |
| Phone | (814) 380-0651 |
Nicholas H. Phelps, CFP® fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Account minimum | None |
|---|---|
| How it charges | Flat fee · Hourly · Ongoing planning fee |
In the firm's words
"I do not have any requirements, such as minimum assets, for my clients." source
"I am compensated solely by my clients in the form of fixed and/or hourly fees." source
"I am compensated solely by my clients in the form of fixed and/or hourly fees." source
"Most of the time, I work on an annual retainer basis with a corresponding annual fee" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Hourly · Fixed fees |
|---|---|
| Individual clients | 22 |
| Employees | 1 |
| Planning clients | 11-25 |
| Financial planning | Offered |
| Form ADV filed | July 27, 2026 |
| SEC record | CRD 158682 |