Nicholas Phelps
Nicholas H. Phelps, CFP® · State College, Pennsylvania
Nicholas Phelps is a fee-only financial advisor at Nicholas H. Phelps, CFP® in State College, Pennsylvania, who holds the CFP credential. Nicholas charges a flat fee or retainer, hourly fees and an ongoing planning fee (no asset minimum) and focuses on retirement planning, estate & legacy planning and tax planning.
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Specialties
Facts
| Firm | Nicholas H. Phelps, CFP® |
|---|---|
| Based in | State College, Pennsylvania |
| Fee model | Flat fee or retainer · Hourly · Ongoing planning fee |
| Fees (firm's website) | No asset minimum |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in PA · CRD 4733213 |
| Exams passed | Series 63 (2003) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.phelps-financial.com |
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Questions about Nicholas
Is Nicholas Phelps a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Nicholas holds no broker registration, and Nicholas H. Phelps, CFP® reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Nicholas charge for financial advice?
Nicholas charges a flat fee or retainer, hourly fees and an ongoing planning fee.
How much does Nicholas charge?
According to Nicholas H. Phelps, CFP®'s website, checked October 30, 2026: no asset minimum.
Where is Nicholas Phelps based?
Nicholas Phelps is based in State College, Pennsylvania.
What does Nicholas specialize in?
Nicholas's specialties include retirement planning, estate & legacy planning, tax planning and small business owners.
What credentials does Nicholas Phelps hold?
Nicholas Phelps holds the CFP credential.
Is Nicholas Phelps registered with the SEC?
Yes. Nicholas Phelps is registered as an investment adviser representative in PA (CRD 4733213), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How do I contact Nicholas Phelps?
Through Nicholas's website, www.phelps-financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Nicholas H. Phelps, CFP® website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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