Firm
Flat Fee Financial LLC
Charlotte, North Carolina
Fee-only
Flat Fee Financial LLC at a glance
- One of 278 fee-only firms based in North Carolina in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 28 individual clients, 4 of them high net worth.
- Its average account is about $140,000 (assets it manages divided by its 126 accounts).
- Its ongoing planning fee starts at $6,000 a year, above the North Carolina median of $4,500.
- Its website says it's taking new clients.
Fee-only advisors in North Carolina · What fee-only advisors charge in North Carolina
Facts
| Based in | Charlotte, North Carolina |
|---|---|
| Website | flatfee-financial.com |
| [email protected] | |
| Phone | (776) 769-8124 |
Flat Fee Financial LLC fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $6,000 a year |
|---|---|
| How it charges | Flat fee |
In the firm's words
"$6,000/yr" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Hourly · Fixed fees |
|---|---|
| Assets managed | $18 million |
| Individual clients | 24 |
| High-net-worth clients | 4 |
| Accounts managed | 126 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | January 16, 2026 |
| SEC record | CRD 328294 |