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Firm

Flat Fee Financial LLC

Charlotte, North Carolina

Fee-only

Flat Fee Financial LLC at a glance

  • One of 278 fee-only firms based in North Carolina in the Wellspent graph.
  • 1 advisor is listed here, who holds the CFP.
  • Its Form ADV reports 1 employee and 28 individual clients, 4 of them high net worth.
  • Its average account is about $140,000 (assets it manages divided by its 126 accounts).
  • Its ongoing planning fee starts at $6,000 a year, above the North Carolina median of $4,500.
  • Its website says it's taking new clients.

Specialties Flat-fee planning · Tax planning · Retirement planning · Small business owners

Works with Pre-retirees · Retirees

Fee-only advisors in North Carolina · What fee-only advisors charge in North Carolina

Facts

Based inCharlotte, North Carolina
Websiteflatfee-financial.com
Email[email protected]
Phone(776) 769-8124

Flat Fee Financial LLC fees

What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.

Ongoing planningFrom $6,000 a year
How it chargesFlat fee

In the firm's words

"$6,000/yr" source

For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.

What its SEC filing says

Paid byHourly · Fixed fees
Assets managed$18 million
Individual clients24
High-net-worth clients4
Accounts managed126
Employees1
Planning clients26-50
Financial planningOffered
Form ADV filedJanuary 16, 2026
SEC recordCRD 328294

Advisors at this firm (1)