Stephen Boatman
Flat Fee Financial LLC · Charlotte, North Carolina
Stephen Boatman is a fee-only financial advisor at Flat Fee Financial LLC in Charlotte, North Carolina, who holds the CFP credential. Stephen charges a flat fee or retainer (ongoing planning from $6,000 a year) and focuses on flat-fee planning, tax planning and retirement planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | Flat Fee Financial LLC |
|---|---|
| Based in | Charlotte, North Carolina |
| Fee model | Flat fee or retainer |
| Fees (firm's website) | Ongoing planning from $6,000 a year |
| Accepting new clients | Yes |
| Assets under management | $17.7M across 126 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NC · CRD 6580619 |
| Exams passed | Series 65 (2015) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | flatfee-financial.com |
How Stephen's firm compares
- Ongoing planning starts at $6,000 a year, above the North Carolina median of $4,500 for fee-only firms that publish prices.
- Flat Fee Financial LLC's average account is about $140,000, from its Form ADV (assets managed divided by 126 accounts).
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Questions about Stephen
Is Stephen Boatman a fee-only financial advisor?
Yes. Stephen Boatman is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Stephen's firm.
How does Stephen charge for financial advice?
Stephen charges a flat fee or retainer.
How much does Stephen charge?
According to Flat Fee Financial LLC's website, checked October 28, 2026: ongoing planning from $6,000 a year.
Where is Stephen Boatman based?
Stephen Boatman is based in Charlotte, North Carolina.
What does Stephen specialize in?
Stephen's specialties include flat-fee planning, tax planning, retirement planning and small business owners. Stephen works with pre-retirees and retirees.
What credentials does Stephen Boatman hold?
Stephen Boatman holds the CFP credential.
Is Stephen Boatman registered with the SEC?
Yes. Stephen Boatman is registered as an investment adviser representative in NC (CRD 6580619), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Flat Fee Financial LLC manage?
Flat Fee Financial LLC reports $17.7M across 126 accounts in assets under management.
How do I contact Stephen Boatman?
Through Stephen's website, flatfee-financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Flat Fee Financial LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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