Advisors for under $500,000 in Kentucky
How do I find fee-only advisors for under $500,000 in Kentucky?
In Kentucky, look for a fee-only firm whose typical client looks like you, since that's who its process is built for. A firm's average account is a better guide than a stated minimum, which many firms never publish. Records to start with include Layton Ginder of CX Institutional (Credent Wealth), Andrew Sloan of Bluegrass Financial Planning, LLC and Patrick Lach of Lach Financial.
Where to start
Chosen from what each record shows: credentials and fees on file, one advisor per firm.
- Layton Ginder CX Institutional (Credent Wealth), Louisville Holds the CFP and CFA. Fees on file: percentage of assets.
- Andrew Sloan Bluegrass Financial Planning, LLC, Louisville Holds the CFP and EA. Fees on file: hourly.
- Patrick Lach Lach Financial, Louisville Holds the CFP and CFA. Fees on file: percentage of assets, hourly.
- Chad Lively Lively Financial LLC, Newport Holds the CFP and EA. Fees on file: percentage of assets, hourly.
- Shawn Hannegan Hannegan Wealth Management LLC, Edgewood Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
- Gregory Curry Pillar Financial Advisors, LLC, Louisville Holds the CFA and CPA. Fees on file: percentage of assets, fixed fees.
By the numbers
- Advisors listed
- 108
- Firms
- 60
- Cities
- 27
- Hold the CFP
- 41%
- Other credentials: CFA 6% · CPA 2% · EA 2%
- How they charge (of 108 with fees on file): percentage of assets 92% · fixed fees 58% · hourly 48% · ongoing planning fee 11%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Advisors for under $500,000 by state
- California (1,221)
- Texas (997)
- Florida (752)
- Ohio (540)
- Pennsylvania (532)
- New York (485)
- Washington (450)
- Virginia (441)
- Colorado (425)
- Illinois (418)
- Georgia (408)
- North Carolina (383)
- Michigan (366)
- Massachusetts (339)
- Minnesota (322)
- Tennessee (307)
- Oregon (295)
- Utah (280)
- Arizona (273)
- New Jersey (270)
- Wisconsin (268)
- Kansas (266)
- Indiana (241)
- Maryland (238)
- Missouri (225)
- South Carolina (175)
- Connecticut (150)
- Iowa (141)
- Oklahoma (127)
- Idaho (121)
- Alabama (98)
- Louisiana (98)
- New Hampshire (94)
- Maine (91)
- Arkansas (87)
- Vermont (79)
- Nebraska (69)
- Nevada (69)
- Mississippi (54)
- Delaware (45)
- Montana (45)
- New Mexico (36)
- Rhode Island (36)
Questions about advisors for under $500,000
How many fee-only advisors for under $500,000 in Kentucky are there?
The Wellspent public graph lists 108 fee-only advisors for under $500,000 in Kentucky, at 60 firms. We counted every advisor record that fits, as of October 2026. These are advisors at firms whose average account is under $500,000.
Where are fee-only advisors for under $500,000 in Kentucky located?
Of the 108 fee-only advisors for under $500,000 in Kentucky, 34 are in Lexington, followed by 32 in Louisville and 4 in Bowling Green.
How do fee-only advisors for under $500,000 in Kentucky charge?
The most common fee among fee-only advisors for under $500,000 in Kentucky is a percentage of assets, used by 92% of the 108 with fees on file. Many use more than one: 58% charge fixed fees and 48% charge by the hour.
How many fee-only advisors for under $500,000 in Kentucky hold the CFP?
41% of the 108 fee-only advisors for under $500,000 in Kentucky hold the CFP certification, based on the credentials listed on each record.
How does Wellspent decide who counts as fee-only advisors for under $500,000?
We divide the assets each firm reports on its Form ADV by its number of accounts. It's an average per account, so a household with several accounts may hold more.
What should I ask fee-only advisors for under $500,000 in Kentucky?
Do you work with people who have about what I have? Do you have a minimum fee, even without an asset minimum? What would I pay in dollars each year? What's the size of your typical client?
How current is this list of fee-only advisors for under $500,000 in Kentucky?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 108 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Daniel Wrenne | Wrenne Financial Planning | Lexington | CFP, ChFC | Flat fee or retainer, Ongoing planning fee |
| Chris Brown | Scholar Financial | Bowling Green | CFP | Percentage of assets |
| Ron Rhoades | Scholar Financial | Bowling Green | CFP, JD | Percentage of assets |
| Jeremiah Creech | Townsend Financial Planning, LLC | Louisville | CFP | Percentage of assets, One-time planning fee |
| Andrew Sloan | Bluegrass Financial Planning, LLC | Louisville | AIF, CFP, EA, MBA | Hourly |
| Erik Geiser | Geiser Wealth Planning, LLC | Lexington | CFP, MBA | Percentage of assets |
| Gregory Curry | Pillar Financial Advisors, LLC | Louisville | CFA, CPA/PFS | Percentage of assets, Fixed fees |
| Jeremy Atkinson | Kinson Wealth Group LLC | Louisville | CFP, CKA | Percentage of assets, Hourly |
| Layton Ginder | CX Institutional (Credent Wealth) | Louisville | CFP, CIMA, AWMA, ChFC | Percentage of assets |
| Casey Fulp | Carriage House Planning LLC | Fisherville | CFP | Percentage of assets, Fixed fees |
| Chad Lively | Lively Financial LLC | Newport | CFP, EA | Percentage of assets, Hourly |
| Andrew Reynolds | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Brian Burton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Cameron Hamilton | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Christopher McCrea | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Clark Hayden | Lockshield Partners | Glasgow | CFP | Percentage of assets, Ongoing planning fee |
| David Dedman | Pulse Wealth | Lexington | ChFC | Flat fee or retainer, Ongoing planning fee |
| Fon Rogers | Equity Advisors of Kentucky | Lexington | CFP | Percentage of assets |
| Frank Yozwiak | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| John Boardman | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Thomas Falkner | Legacy Financial Independent Advisors | Louisville | CFP | Percentage of assets, Hourly |
| Trent Lakes | Ballast | Lexington | CFP | Percentage of assets, Hourly |
| Mohua Das | Crimson Oak Wealth Management | Lexington | CFP | Percentage of assets, Hourly |
| Christina O'Bryan | Beacon Asset Management | Owensboro | CFP | Percentage of assets, Hourly |
| James Smith | Invest | Lexington | CFP | Hourly, Ongoing planning fee |
| Jeb Jarrell | Plentiful Wealth | Louisville | CFP | Percentage of assets |
| Patrick Lach | Lach Financial | Louisville | CFP, CFA | Percentage of assets, Hourly |
| Andrew Pulsfort | The Prosperity People | Bellevue | CFP | Percentage of assets, Hourly |
| Bruce McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Bryan McCrea | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Catherine Richmond | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Daniel Klein | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| Jeffrey Lehmann | Ballast | Lexington | Not listed | Percentage of assets, Hourly |
| Jeremiah Harston | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| John Klein | Lockshield Partners | Glasgow | Not listed | Percentage of assets, Ongoing planning fee |
| Kenneth Littrell | Equity Advisors of Kentucky | Lexington | Not listed | Percentage of assets |
| Sheree Bollinger | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Stephen duBarry | Stewardship Partners Investment Counsel | Olmstead | CFA | Percentage of assets |
| Zachary Gutermuth | Legacy Financial Independent Advisors | Louisville | Not listed | Percentage of assets, Hourly |
| Conner Cloyd | Cloyd Capital | Louisville | Not listed | Percentage of assets |
| Derek Merkler | Trophy Point Financial Planning LLC | Georgetown | CFP | Percentage of assets, Hourly |
| Eugene Castle | Moneywise | Lexington | CFP | Percentage of assets, Hourly |
| Joshua Garland | Shepherd Wealth Management | Independence | CFP, MBA | Percentage of assets, Fixed fees |
| Michelle Neiswender | FIRE Wealth Management LLC | Mayfield | CFP, MBA | Percentage of assets, Fixed fees |
| PJ Gibbs | Trella Wealth | Bowling Green | CFP | Percentage of assets, Fixed fees |
| Robert McKay | Nautical Star Financial | Fort Mitchell | Not listed | Percentage of assets, Hourly |
| Ryan Stith | Pivot Point Wealth | Brandenburg | CFP | Percentage of assets, Fixed fees |
| Shawn Hannegan | Hannegan Wealth Management LLC | Edgewood | CFP, CPA | Percentage of assets, Hourly |
| Zachery Price | TSN Wealth & Tax Management | Louisville | Not listed | Percentage of assets, Hourly |
| Brandon Smith | Wallace Hart Capital Management | Lexington | Not listed | Percentage of assets, Performance-based fees |
Want a shorter list?
Tell us what you need and we'll narrow this to the few advisors who fit.
Get matched in 2 minutes