Patrick Lach
Lach Financial · Louisville, Kentucky
Patrick Lach is a fee-only financial advisor at Lach Financial in Louisville, Kentucky, who holds the CFP and CFA credentials. Patrick charges a percentage of assets, hourly fees and an ongoing planning fee ($300 an hour and 1% a year on the first tier of assets managed).
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Facts
| Firm | Lach Financial |
|---|---|
| Based in | Louisville, Kentucky |
| Fee model | Percentage of assets · Hourly · Ongoing planning fee |
| Fees (firm's website) | $300 an hour · 1% a year on the first tier of assets managed · A $400,000 asset minimum |
| Assets under management | $27.6M across 129 accounts |
| Credentials | CFP · CFA |
| SEC registration | Investment adviser representative in KY · CRD 5906366 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.lachfinancial.com |
| Profile |
How Patrick's firm compares
- The hourly rate is $300, in line with the US median of $300 for fee-only firms that publish prices.
- Lach Financial's average account is about $214,000, from its Form ADV (assets managed divided by 129 accounts).
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Questions about Patrick
Is Patrick Lach a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Patrick holds no broker registration, and Lach Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Patrick charge for financial advice?
Patrick charges a percentage of assets, hourly fees and an ongoing planning fee.
How much does Patrick charge?
According to Lach Financial's website, checked October 30, 2026: $300 an hour; 1% a year on the first tier of assets managed; a $400,000 asset minimum.
Where is Patrick Lach based?
Patrick Lach is based in Louisville, Kentucky.
What credentials does Patrick Lach hold?
Patrick Lach holds the CFP and CFA credentials.
Is Patrick Lach registered with the SEC?
Yes. Patrick Lach is registered as an investment adviser representative in KY (CRD 5906366), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Lach Financial manage?
Lach Financial reports $27.6M across 129 accounts in assets under management.
How do I contact Patrick Lach?
Through Patrick's website, www.lachfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Lach Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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