Nathan Prescott, Contributor

Wellspent public graph/Nathan Prescott

Guides (196)

How to find a cross-border financial advisor (US and Canada) Updated November 1, 2026
Advice-only financial planning: cost and who offers it Updated October 31, 2026
Advice-only vs full-service financial planner: which fits you? Updated October 31, 2026
After a death in the family: the first 90 days Updated October 31, 2026
AI chatbot vs financial advisor: what each is good for Updated October 31, 2026
Are financial advisor fees negotiable? Updated October 31, 2026
Backdoor Roth IRA: how it works in 2026 and when to get help Updated October 31, 2026
Becoming a landlord: the money and tax plan to make first Updated October 31, 2026
Buying your first home: the money plan to make before you offer Updated October 31, 2026
Capital gains tax in Canada: how it works Updated October 31, 2026
CFP vs CFA vs CPA: which one you need Updated October 31, 2026
CFP vs ChFC: what's the difference? Updated October 31, 2026
Charitable giving strategy: stock, donor-advised funds and QCDs Updated October 31, 2026
Company stock in your 401(k): when NUA saves tax Updated October 31, 2026
CPA vs financial advisor: who does what, and do you need both? Updated October 31, 2026
CPP survivor benefits: what a spouse gets and how to apply Updated October 31, 2026
Credit counselor vs financial planner: which do you need? Updated October 31, 2026
Cross-border financial advisors: how it works between Canada and the US Updated October 31, 2026
Discretionary vs non-discretionary management: which should you choose? Updated October 31, 2026
Divorce and money in Canada: property, pensions and CPP Updated October 31, 2026
DIY investing vs a financial advisor: what you give up either way Updated October 31, 2026
Do I have to have $1M to hire an advisor? Updated October 31, 2026
Do I need a financial advisor in Canada? Updated October 31, 2026
Do I need a financial advisor? Updated October 31, 2026
Downsizing in retirement: the tax and money decisions Updated October 31, 2026
Enrolled agent vs CPA: which one should do your taxes? Updated October 31, 2026
Estate attorney vs financial planner: who does what in an estate plan Updated October 31, 2026
Estate planning in Canada: what you need and what it costs Updated October 31, 2026
Family office vs wealth manager: what's the difference? Updated October 31, 2026
Fee-only vs fee-based vs commission financial advisors Updated October 31, 2026
Fiduciary vs suitability: what's the difference? Updated October 31, 2026
Financial advisor for aging parents Updated October 31, 2026
Financial advisor for an inheritance: what to do first Updated October 31, 2026
Financial advisor for divorce: what they do and what it costs Updated October 31, 2026
Financial advisor for doctors: what real expertise looks like Updated October 31, 2026
Financial advisor for retirement: what to look for Updated October 31, 2026
Financial advisor for RSUs and stock options Updated October 31, 2026
Financial advisor for selling a business Updated October 31, 2026
Financial advisor for small business owners Updated October 31, 2026
Financial advisor for widows and widowers Updated October 31, 2026
Financial advisor vs stockbroker: what's the difference? Updated October 31, 2026
Financial advisors for teachers, federal employees and tech workers Updated October 31, 2026
Financial coach vs financial planner: which do you need? Updated October 31, 2026
Financial planner vs financial advisor in Ontario Updated October 31, 2026
Financial planner vs financial advisor: what's the difference? Updated October 31, 2026
Financial planner vs wealth manager: what's the difference? Updated October 31, 2026
Financial planning after a job loss or severance offer Updated October 31, 2026
Financial planning for a blended family Updated October 31, 2026
Financial planning for a new baby: the first-year checklist Updated October 31, 2026
Financial planning for Canadian snowbirds Updated October 31, 2026
Financial planning for newcomers to Canada Updated October 31, 2026
Financial planning when you get married Updated October 31, 2026
Financial therapist vs financial planner: which do you need? Updated October 31, 2026
Find a fee-only advisor near you Updated October 31, 2026
Flat fee vs percentage of assets: which should you pay? Updated October 31, 2026
Going on Medicare: the money decisions at 65 Updated October 31, 2026
Health insurance if you retire before 65 Updated October 31, 2026
Hourly vs retainer financial planner: which is right for you? Updated October 31, 2026
How much can I withdraw in retirement? Updated October 31, 2026
How much does a financial advisor cost? Updated October 31, 2026
How to check a financial advisor in Canada Updated October 31, 2026
How to check a financial advisor's record Updated October 31, 2026
How to choose a fee-only financial advisor Updated October 31, 2026
How to find a fee-only financial advisor Updated October 31, 2026
How to get a second opinion on a financial plan Updated October 31, 2026
How to plan financially for a career break or sabbatical Updated October 31, 2026
How to review your beneficiary designations Updated October 31, 2026
How to switch financial advisors Updated October 31, 2026
How to tell if a financial advisor is really fee-only Updated October 31, 2026
HSA investing strategy: your HSA as a retirement account Updated October 31, 2026
Independent advisor vs bank advisor: what's the difference? Updated October 31, 2026
Independent RIA vs wirehouse: which is better for you? Updated October 31, 2026
Inheriting money in Canada: tax, RRSPs and what to do first Updated October 31, 2026
Insurance agent vs financial advisor: who should you ask? Updated October 31, 2026
Is a 1% financial advisor fee too much? Updated October 31, 2026
Is Ameriprise fee-only? How Ameriprise is paid and what it costs Updated October 31, 2026
Is Ameritas fee-only? How Ameritas is paid and what it costs Updated October 31, 2026
Is Baird fee-only? How Baird is paid and what it costs Updated October 31, 2026
Is Bank of America fee-only? How Bank of America is paid and what it costs Updated October 31, 2026
Is Betterment fee-only? How Betterment is paid and what it costs Updated October 31, 2026
Is CAPTRUST fee-only? How CAPTRUST is paid and what it costs Updated October 31, 2026
Is Cetera fee-only? How Cetera is paid and what it costs Updated October 31, 2026
Is Citi fee-only? How Citi is paid and what it costs Updated October 31, 2026
Is Commonwealth Financial Network fee-only? How Commonwealth is paid and what it costs Updated October 31, 2026
Is Creative Planning fee-only? How Creative Planning is paid and what it costs Updated October 31, 2026
Is Edelman Financial Engines fee-only? How Edelman Financial Engines is paid and what it costs Updated October 31, 2026
Is Edward Jones fee-only? How Edward Jones is paid and what it costs Updated October 31, 2026
Is Empower fee-only? How Empower is paid and what it costs Updated October 31, 2026
Is Equitable fee-only? How Equitable is paid and what it costs Updated October 31, 2026
Is Facet fee-only? How Facet is paid and what it costs Updated October 31, 2026
Is Fidelity fee-only? How Fidelity is paid and what it costs Updated October 31, 2026
Is Fisher Investments fee-only? How Fisher Investments is paid and what it costs Updated October 31, 2026
Is Goldman Sachs fee-only? How Goldman Sachs is paid and what it costs Updated October 31, 2026
Is Hightower fee-only? How Hightower is paid and what it costs Updated October 31, 2026
Is J.P. Morgan fee-only? How J.P. Morgan is paid and what it costs Updated October 31, 2026
Is Janney fee-only? How Janney is paid and what it costs Updated October 31, 2026
Is Lincoln Financial fee-only? How Lincoln Financial is paid and what it costs Updated October 31, 2026
Is LPL Financial fee-only? How LPL Financial is paid and what it costs Updated October 31, 2026
Is Mariner Wealth Advisors fee-only? How Mariner Wealth Advisors is paid and what it costs Updated October 31, 2026
Is MassMutual fee-only? How MassMutual is paid and what it costs Updated October 31, 2026
Is Mercer Advisors fee-only? How Mercer Advisors is paid and what it costs Updated October 31, 2026
Is Merrill fee-only? How Merrill is paid and what it costs Updated October 31, 2026
Is Morgan Stanley fee-only? How Morgan Stanley is paid and what it costs Updated October 31, 2026
Is my financial advisor a fiduciary? Updated October 31, 2026
Is Nationwide fee-only? How Nationwide is paid and what it costs Updated October 31, 2026
Is New York Life fee-only? How New York Life is paid and what it costs Updated October 31, 2026
Is Northwestern Mutual fee-only? How Northwestern Mutual is paid and what it costs Updated October 31, 2026
Is Osaic fee-only? How Osaic is paid and what it costs Updated October 31, 2026
Is PNC fee-only? How PNC is paid and what it costs Updated October 31, 2026
Is Primerica fee-only? How Primerica is paid and what it costs Updated October 31, 2026
Is Principal fee-only? How Principal is paid and what it costs Updated October 31, 2026
Is Prudential fee-only? How Prudential is paid and what it costs Updated October 31, 2026
Is Raymond James fee-only? How Raymond James is paid and what it costs Updated October 31, 2026
Is RBC Wealth Management fee-only? How RBC Wealth Management is paid and what it costs Updated October 31, 2026
Is Schwab fee-only? How Schwab is paid and what it costs Updated October 31, 2026
Is State Farm fee-only? How State Farm is paid and what it costs Updated October 31, 2026
Is Stifel fee-only? How Stifel is paid and what it costs Updated October 31, 2026
Is Thrivent fee-only? How Thrivent is paid and what it costs Updated October 31, 2026
Is TIAA fee-only? How TIAA is paid and what it costs Updated October 31, 2026
Is Truist fee-only? How Truist is paid and what it costs Updated October 31, 2026
Is U.S. Bank fee-only? How U.S. Bank is paid and what it costs Updated October 31, 2026
Is UBS fee-only? How UBS is paid and what it costs Updated October 31, 2026
Is Vanguard fee-only? How Vanguard is paid and what it costs Updated October 31, 2026
Is Wealth Enhancement Group fee-only? How Wealth Enhancement Group is paid and what it costs Updated October 31, 2026
Is Wealthfront fee-only? How Wealthfront is paid and what it costs Updated October 31, 2026
Is Wells Fargo Advisors fee-only? How Wells Fargo Advisors is paid and what it costs Updated October 31, 2026
Long-term care planning: what it costs and how to pay Updated October 31, 2026
Lower-income and early-career: where to get advice that fits Updated October 31, 2026
Military retirement and transition planning Updated October 31, 2026
Money manager vs financial planner: which do you need? Updated October 31, 2026
Moving to another state: the tax and money plan Updated October 31, 2026
Mutual fund fees in Canada: what you're really paying Updated October 31, 2026
OAS clawback planning: how to keep more of your Old Age Security Updated October 31, 2026
One-time financial plan vs ongoing planning: which do you need? Updated October 31, 2026
Pay off student loans or invest: how to decide Updated October 31, 2026
Pay off the mortgage or invest: how to decide Updated October 31, 2026
Pension commuted value: take the lump sum or keep the pension? Updated October 31, 2026
Pension income splitting: how it works and what it saves Updated October 31, 2026
Pension lump sum or monthly payments: how to decide Updated October 31, 2026
Planning an early retirement (FIRE) Updated October 31, 2026
Planning for a concentrated stock position Updated October 31, 2026
Private banker vs fee-only advisor: which do you need? Updated October 31, 2026
Probate fees by province in Canada Updated October 31, 2026
QAFP vs CFP in Canada: what's the difference? Updated October 31, 2026
Questions to ask a financial advisor, and the answers to listen for Updated October 31, 2026
Required minimum distributions: planning before and after 73 Updated October 31, 2026
RESPs: how to collect the full education savings grant Updated October 31, 2026
Retiring abroad: the money rules that follow you Updated October 31, 2026
Retiring in Canada with C$1 million: what it pays and how to plan it Updated October 31, 2026
RIA vs broker-dealer: what's the difference? Updated October 31, 2026
Robo-advisor vs fee-only planner in Canada Updated October 31, 2026
Robo-advisor vs financial advisor: which do you need? Updated October 31, 2026
Roth conversions: how to decide how much to convert Updated October 31, 2026
RRIF withdrawals: how much to take and when Updated October 31, 2026
RRSP vs TFSA: which to fund first Updated October 31, 2026
Saving for college with a 529: how much, which plan, and the aid rules Updated October 31, 2026
Selling a business in Canada: the lifetime capital gains exemption Updated October 31, 2026
Setting up an estate plan: the documents and the order Updated October 31, 2026
Should I keep my annuity? Updated October 31, 2026
Should you roll over your 401(k) when you change jobs? Updated October 31, 2026
Solo advisor vs large firm: which is better for you? Updated October 31, 2026
Special needs financial planning: ABLE accounts, trusts and benefits Updated October 31, 2026
Spousal RRSPs: when they still pay Updated October 31, 2026
Subscription financial planning: what it costs Updated October 31, 2026
Target-date fund vs financial advisor: is one fund enough? Updated October 31, 2026
Tax preparer vs tax planner: which do you need? Updated October 31, 2026
Tax-loss harvesting: the rules, the traps, and when advice pays Updated October 31, 2026
TFSA contribution room: how to work out yours Updated October 31, 2026
The dividend tax credit in Canada, explained Updated October 31, 2026
The FHSA: how to use a First Home Savings Account Updated October 31, 2026
The Home Buyers' Plan: using your RRSP for a first home Updated October 31, 2026
The inherited IRA 10-year rule: what you must take, and when Updated October 31, 2026
The RRSP meltdown: drawing your RRSP down early Updated October 31, 2026
Using AI to find a financial advisor: what it gets right and wrong Updated October 31, 2026
Virtual financial advisors: how it works Updated October 31, 2026
Warning signs of a bad financial advisor Updated October 31, 2026
What 'crypto expertise' should actually mean in a financial advisor Updated October 31, 2026
What a 1% advisor fee costs on C$1 million Updated October 31, 2026
What a financial advisor costs on $1 million Updated October 31, 2026
What a financial advisor costs on $2 million Updated October 31, 2026
What a financial advisor costs on $3 million Updated October 31, 2026
What a financial advisor costs on $5 million Updated October 31, 2026
What a financial advisor costs on $500,000 Updated October 31, 2026
What a one-time financial plan costs Updated October 31, 2026
What an hourly financial planner costs Updated October 31, 2026
What fee-only advisors charge in Canada Updated October 31, 2026
What flat-fee financial advisors charge Updated October 31, 2026
What to do with a windfall Updated October 31, 2026
When can I retire? The ages and rules that decide it Updated October 31, 2026
When is it worth paying for financial advice? Updated October 31, 2026
When to claim Social Security: how to make the decision Updated October 31, 2026
When to take CPP: 60, 65 or 70 Updated October 31, 2026
Which financial advisory firms are fee-only? 50 big names checked Updated October 31, 2026
Workplace 401(k) advice vs an independent advisor: what each covers Updated October 31, 2026
Wrap fee vs à la carte fees: which costs less? Updated October 31, 2026
Year-end tax planning checklist for 2026 Updated October 31, 2026