Who they serve
Fee-only advisors for high earners
High-earner households typically have the income to build wealth rapidly and the tax exposure to lose a meaningful share of it without coordination. Specialties most relevant here include multi-year tax planning, DAF strategy, equity-comp timing, and asset-location decisions.
By the numbers
The Wellspent public graph lists 1,155 fee-only financial advisors who work with high earners at 578 firms, most in Austin, Houston and Dallas. 52% hold the CFP certification. Of the 1150 with fees on file, 88% charge percentage of assets.
- Advisors listed
- 1,155
- Firms
- 578
- Cities
- 448
- Hold the CFP
- 52%
- Other credentials: CFA 11% · CPA 3% · EA 3%
- How they charge (of 1150 with fees on file): percentage of assets 88% · fixed fees 43% · hourly 38% · ongoing planning fee 20%
Source: Wellspent public graph, data as of . Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology
Advisors who work with high earners
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Stephen Philliber | WP Advisors | South San Francisco | Not listed | Percentage of assets |
| Steven Deppe | Nerad + Deppe Wealth Management | La Jolla | Not listed | Percentage of assets, Ongoing planning fee |
| Thomas Walshe | Benchmark Investment Advisors | Chicago | Not listed | Percentage of assets |
| Timothy Wilson | Wilson Advisors | Mechanicville | Not listed | Flat fee or retainer |
| Zachary Stuppy | Brave Boat Capital Advisors | Boston | Not listed | Percentage of assets |
Guides
- Financial advisor for doctors: what real expertise looks like
- Financial advisor for RSUs and stock options
- What a financial advisor costs on $1 million
- Backdoor Roth IRA: how it works in 2026 and when to get help
- Tax-loss harvesting: the rules, the traps, and when advice pays
- What to do with a windfall
- Planning an early retirement (FIRE)