Randy Wall
Penn Cove Financial, LLC · Oak Harbor, Washington
Randy Wall is a fee-only financial advisor at Penn Cove Financial, LLC in Oak Harbor, Washington, who holds the CFP and MBA credentials. Randy charges hourly fees, an ongoing planning fee, a percentage of assets and a one-time planning fee (ongoing planning from $1,200 a year and one-time plans from $1,800) and focuses on retirement planning.
Request an introduction to Randy →
Specialties
Who they serve
- Pre-retirees
Facts
| Firm | Penn Cove Financial, LLC |
|---|---|
| Based in | Oak Harbor, Washington |
| Fee model | Hourly · Ongoing planning fee · Percentage of assets · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $1,200 a year · One-time plans from $1,800 · $300 an hour · 0.7% a year on the first tier of assets managed · No asset minimum |
| Credentials | CFP · MBA |
| SEC registration | Investment adviser representative in TX, WA · CRD 4015381 |
| Exams passed | Series 63 (1999) · Series 65 (2005) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | penncovefinancial.com |
| Profile |
How Randy's firm compares
- Ongoing planning starts at $1,200 a year, below the Washington median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $1,800, below the Washington median of $3,000 for fee-only firms that publish prices.
- The hourly rate is $300, in line with the Washington median of $300 for fee-only firms that publish prices.
Request an introduction to Randy
Tell Randy a little about what you're looking for. Randy isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Randy
Is Randy Wall a fee-only financial advisor?
Yes. Randy Wall is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Randy's firm.
How does Randy charge for financial advice?
Randy charges hourly fees, an ongoing planning fee, a percentage of assets and a one-time planning fee.
How much does Randy charge?
According to Penn Cove Financial, LLC's website, checked October 28, 2026: ongoing planning from $1,200 a year; one-time plans from $1,800; $300 an hour; 0.7% a year on the first tier of assets managed; no asset minimum.
Where is Randy Wall based?
Randy Wall is based in Oak Harbor, Washington.
What does Randy specialize in?
Randy's specialties include retirement planning. Randy works with pre-retirees.
What credentials does Randy Wall hold?
Randy Wall holds the CFP and MBA credentials.
Is Randy Wall registered with the SEC?
Yes. Randy Wall is registered as an investment adviser representative in TX and WA (CRD 4015381), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Randy Wall?
Through Randy's website, penncovefinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Penn Cove Financial, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.