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Financial advisors for retirement planning in Iowa

Which financial advisor should I talk to about retirement planning in Iowa?

For retirement planning in Iowa, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Carrie Houchins-Witt of Carrie Houchins-Witt Tax & Financial Services LLC, Chad Gammon of Custom Fit Financial LLC and Jeanna Nation of West Financial Advisors, LLC.

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Where to start

Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.

  • Carrie Houchins-Witt Carrie Houchins-Witt Tax & Financial Services LLC, Coralville Holds the RICP, CFP and EA. Fees on file: hourly, flat fee or retainer.
  • Chad Gammon Custom Fit Financial LLC, Cedar Rapids Holds the RICP, CFP and EA. Fees on file: subscription, one-time planning fee.
  • Jeanna Nation West Financial Advisors, LLC, Des Moines Holds the RICP, CFP and CPA. Fees on file: percentage of assets, hourly.
  • Travis Allen Custom Wealth Planners, Ankeny Holds the RICP and CFP. Fees on file: percentage of assets, one-time planning fee.
  • Steven Kane Kane Company Wealth Management, Inc., Johnston Holds the CFP and CPA. Fees on file: percentage of assets, hourly.
  • Michael Dunlop Ignite Financial, Cedar Falls Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee.

How many fee-only financial advisors in Iowa work on retirement planning?

The Wellspent public graph lists 31 fee-only advisors for retirement planning in Iowa, at 27 firms. We counted every advisor record that lists this work, as of October 2026.

Where are fee-only advisors for retirement planning in Iowa located?

Of the 31 fee-only advisors for retirement planning in Iowa, 5 are in West Des Moines, followed by 4 in Des Moines and 3 in Coralville.

  • West Des Moines 5
  • Des Moines 4
  • Coralville 3
  • Cedar Rapids 3
  • Eldridge 3

Plus 13 in other cities.

How do fee-only advisors for retirement planning in Iowa charge?

The most common fee among fee-only advisors for retirement planning in Iowa is a percentage of assets, used by 84% of the 31 with fees on file. Many use more than one: 61% charge by the hour and 48% charge fixed fees.

What credentials should a financial advisor for retirement planning have?

For retirement planning, look for the RICP, CFP and EA. In Iowa, 74% of the 31 advisors listed hold the CFP.

RICP13% in Iowa
The RICP is built around retirement income specifically.
CFP74% in Iowa
The CFP covers income, tax, insurance, and estate decisions together.
EA6% in Iowa
Enrolled agents help with Roth conversions and withdrawal order.
CPA6% in Iowa
CPAs help with the tax side of withdrawals.

How do Iowa advisors for retirement planning compare with the rest of the US?

74% of fee-only advisors for retirement planning in Iowa hold the CFP, compared with 46% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

  • Hold the RICP 13% 1%
  • Hold the CFP 74% 46%
  • Hold the EA 6% 2%
  • Charge a percentage of assets 84% 87%
  • Charge by the hour 61% 45%
  • Charge fixed fees 48% 47%

Dark bars are Iowa. Light bars are all US advisors for retirement planning.

Does Iowa tax Social Security?

No. Iowa doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.

What should I ask a financial advisor about retirement planning in Iowa?

  1. How do you decide which accounts I draw from first?
  2. When would you have me claim Social Security, and why?
  3. How do you handle a bad market in my first years of retirement?
  4. Will you run Roth conversion scenarios for me each year?
  5. How does Iowa tax each source of my retirement income?

How current is this list of fee-only advisors for retirement planning in Iowa?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

All 31 advisors

Fee-only advisors for retirement planning in Iowa: advisor, firm, city, credentials, and fees
AdvisorFirmCityCredentialsFees
Betsy Ratashak-Vogel R&V Personal Finance Decorah CFP Percentage of assets, Ongoing planning fee
Jacob Stalder Advice-only planning for people pursuing early retirement, with values-based strategies and no need to move investments. Navigate Financial Planning LLC Cedar Falls CFP Subscription, One-time planning fee
Michael Dunlop Ignite Financial Cedar Falls CFP Flat fee or retainer, Ongoing planning fee
Travis Allen Fiduciary Financial Planning & Investment Management. Custom Wealth Planners Ankeny CFA, CFP, RICP Percentage of assets, One-time planning fee
Benjamin Geiger Simplified Planning Johnston CFP Ongoing planning fee, Percentage of assets
Carrie Houchins-Witt Carrie Houchins-Witt Tax & Financial Services LLC Coralville CFP, EA, RICP Hourly, Flat fee or retainer
Chad Gammon Advice-only planning and tax strategy for DIY pre-retirees, engineers and educators with a net worth of $2 million or less. Custom Fit Financial LLC Cedar Rapids CFP, EA, MBA, RICP Subscription, One-time planning fee
Jason Gunkel Syverson Strege West Des Moines CAP, CFA, CFP, AEP Percentage of assets, Hourly
Jeanna Nation West Financial Advisors, LLC Des Moines CFP, CPA/PFS, RICP Percentage of assets, Hourly
Kade Hammes Storybook Financial Coralville CFP, RLP Percentage of assets, Hourly
Matt Hylland Arnold & Mote Wealth Management Hiawatha CFP, MBA Percentage of assets, Flat fee or retainer
Quinn Arnold Arnold Financial Planning LLC Cedar Rapids CFP Percentage of assets, Flat fee or retainer
Nathan Nicolaisen Redspire Wealth Management, LLC West Des Moines CFP, MBA Ongoing planning fee, One-time planning fee
Steven Kane Kane Company Wealth Management, Inc. Johnston CFP, CPA, PFS Percentage of assets, Hourly
David Cunningham LW Advisors Des Moines CFP Percentage of assets, Hourly
Joseph Hart Hart Wealth Management West Des Moines CFP Percentage of assets, Fixed fees
Andrew Tuecke Stewards Advisory Services Marion CFP Percentage of assets, Hourly
Jeff Newburn Plan2Thrive Financial Services Eldridge CFP Percentage of assets, Hourly
Kevin Pira Pira Wealth Management Coralville CFP Percentage of assets, Fixed fees
Loren Sherman Integrity Wealth Management Waukee Not listed Flat fee or retainer, Ongoing planning fee
Peter Deacon Forrest Financial Services Windsor Heights CFP Percentage of assets, Hourly
Stephen Forrest Forrest Financial Services Des Moines CFP Percentage of assets, Hourly
Jonathan Glaser Iowa Wealth Management West Des Moines CFP Percentage of assets, Hourly
Randy Immeker Compass Lighthouse Capital Orange City CFP, ChFC Percentage of assets, Fixed fees
Steven Reed Reed Financial Urbandale ChFC Percentage of assets
Amanda Kelley Plan2Thrive Financial Services Eldridge Not listed Percentage of assets, Hourly
Patrick Reid Plan2Thrive Financial Services Eldridge Not listed Percentage of assets, Hourly
Jay Polson Polson Wealth Management Des Moines Not listed Percentage of assets, Hourly
David Becker Keystone Wealth Management Waterloo Not listed Percentage of assets, Fixed fees
Elizabeth Johnson Iowa Wealth Management West Des Moines Not listed Percentage of assets, Hourly
Noah Schmall Bridgeway Wealth Management Cedar Rapids Not listed Percentage of assets, Hourly

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